# Пов'язані статті щодо Estate Planning

Death Is the Largest 'Buyer' of Cryptocurrency

Death is the largest "buyer" of cryptocurrency, permanently removing coins from circulation when holders pass away without sharing access to their wallets. With an estimated 500 million global crypto holders—mostly young—and an annual mortality rate of 0.2%, around 1 million holders die each year. If just 10% of these leave wallets recoverable, approximately 100,000 wallets holding an average of $20,000 each become inaccessible annually, effectively burning $2 billion in crypto. This issue grows as the holder population ages. To address inheritance without reintroducing intermediaries, a self-custody solution is proposed: create a long-hosted personal website with an obscure domain; encrypt seed phrases by converting each word into a numeric code based on its location in a specific book (page, line, word position); and publish only the code sequence on the site. This method balances security, accessibility, and avoids reliance on third parties, ensuring assets remain both secure and inheritable.

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