# Visa İlgili Makaleler

HTX Haber Merkezi, kripto endüstrisindeki piyasa trendleri, proje güncellemeleri, teknoloji gelişmeleri ve düzenleyici politikaları kapsayan "Visa" hakkında en son makaleleri ve derinlemesine analizleri sunmaktadır.

Visa Launches Stablecoin Platform, Traditional Financial Institutions Finally Have an 'Official Portal'

Visa Introduces Enterprise Stablecoin Platform (VSP), Offering a 'Trusted On-Ramp' for Traditional Finance San Francisco – Visa has announced the launch of the Visa Stablecoin Platform (VSP), an enterprise-level platform designed to help financial institutions, fintechs, and crypto-native businesses access stablecoin capabilities. VSP provides a single, managed environment for institutions to mint, transfer, hold, and redeem stablecoins, starting with Open USD. The platform bundles necessary on-chain wallet infrastructure, integrates with Visa's existing network and risk management tools, and is built with security features like dual-control approvals and comprehensive audit logs. Aimed at transforming stablecoin interest into real-world products and payment flows, VSP allows clients to operate with the security and control standards they expect from Visa. Initially available in a beta to select customers, the platform is part of Visa's broader strategy to connect traditional finance with digital assets.

marsbit1 saat önce

Visa Launches Stablecoin Platform, Traditional Financial Institutions Finally Have an 'Official Portal'

marsbit1 saat önce

Visa launches stablecoin platform for banks, fintechs and crypto firms

Visa has launched a new enterprise platform called the Visa Stablecoin Platform (VSP) to help banks, fintechs, and crypto-native companies issue, manage, and move stablecoins. The platform provides a Visa-managed environment for minting, redeeming, transferring, and managing these digital assets, launching initially with support for the Open USD (OUSD) stablecoin. This initiative extends Visa's blockchain payments strategy beyond settlement into the operational infrastructure required for stablecoin management. VSP integrates on-chain wallet infrastructure, treasury and settlement services, and security features. It also offers a Wallet-as-a-Service, allowing clients to use Visa's infrastructure instead of building their own. The platform is designed to help institutions move from experimentation to deploying stablecoins in treasury, settlement, and payment workflows, reflecting growing institutional adoption. It is interoperable with Visa's existing stablecoin services.

ambcrypto11 saat önce

Visa launches stablecoin platform for banks, fintechs and crypto firms

ambcrypto11 saat önce

Bitunix Exchange Launches Visa Debit Card for Daily Purchases and Earning

Cryptocurrency exchange Bitunix has launched the Bitunix Card, a Visa-powered debit card enabling users to spend their crypto holdings for everyday purchases worldwide and earn yield on idle balances. The card can be used at over 130 million Visa merchants and integrated with digital wallets like Apple Pay and Google Pay. It offers up to 8% cashback on spending and can earn up to 11.6% annual yield on eligible balances. With no issuance or monthly fees, activation requires a minimum transfer of 100 USDT to the card account. The card is available to verified Bitunix users in supported regions, aiming to bridge digital assets with daily commerce.

TheNewsCrypto16 saat önce

Bitunix Exchange Launches Visa Debit Card for Daily Purchases and Earning

TheNewsCrypto16 saat önce

Crypto Payment Cards with $1.5 Billion Monthly Transaction Volume, Stuck in the 1990s

Monthly crypto payment card transaction volume has reached $15 billion, but the industry's development stage is comparable to debit cards in the 1990s, before they became a mainstream financial staple. A key limitation is the lack of established daily financial relationships, such as direct salary deposits and recurring bill payments, with crypto wallets. Despite annualized transaction volumes of approximately $18 billion, the market is concentrated and immature. The leading provider, RedotPay, commands over half the market share. User adoption is heavily skewed towards emerging markets like Bangladesh, India, and Nigeria, where access to USD and stable financial services is limited, rather than developed economies. The sector features four primary business models: 1) Card-issuing infrastructure providers, 2) Exchange-affiliated cards for user retention, 3) Decentralized wallet/DeFi cards with self-custody but high complexity, and 4) Stablecoin-focused digital banks, which dominate transaction volume by offering integrated financial services. The article argues that a pure payment functionality is insufficient for long-term success, mirroring the historical trajectory of traditional debit cards. Future winners will need to: 1) Control the upstream flow of funds, 2) Secure defensible niches in underserved markets, and 3) Most crucially, build core account relationships that integrate into users' daily financial lives. Without this evolution, crypto cards risk remaining niche prepaid tools rather than becoming universal financial infrastructure.

Foresight News07/01 08:32

Crypto Payment Cards with $1.5 Billion Monthly Transaction Volume, Stuck in the 1990s

Foresight News07/01 08:32

Rain Valuation Approaches $20 Billion: The Battle for U-Cards Extends to Rewards Systems

Rain, a stablecoin payments infrastructure company, is shifting the competitive focus for U Cards from simple issuance to user retention and repeated usage. On June 15, Rain launched "Rain Rewards," an embedded loyalty program capability within its card-issuing infrastructure. This allows partner businesses—like fintech platforms and neobanks—to configure branded loyalty points, earning rules, redemptions, and merchant promotions directly within their card products. The system, built from the 2025 acquisition of Uptop, ensures points are only issued upon final transaction settlement, preventing liabilities from refunds. Trials, such as with Avalanche Card, reportedly boosted spending by 25% among enrolled users. Founded by Farooq Malik and Charles Yoo-Naut, Rain evolved from a tool for managing Web3 company expenses into a full-stack enterprise platform. It is a Principal Member of Visa and Mastercard, enabling partners to issue stablecoin-backed cards and wallets while leveraging traditional payment networks. Notably, the popular U Card Plasma One is issued by Rain under Visa's authority. Rain also integrates with Visa's stablecoin settlement pilot, using USDC for network settlement. Rain's rapid funding reflects growing institutional interest in stablecoin payment infrastructure. It raised a $245 million Series A in March 2025, a $58 million Series B in August 2025, and a $250 million Series C in January of this year, reaching a $19.5 billion valuation. Annualized transaction volume exceeds $3 billion, serving over 200 partners including Western Union and Nuvei. Beyond cards, Rain is expanding into programmable payments. Its June 2026 "Agent Control Layer" allows businesses to set spending rules—like merchant categories, amounts, and frequency—for AI agents before transactions occur. This positions Rain not as a single product but as an operating system for stablecoin payments, handling everything from card issuance and wallet management to rewards, on/off-ramps, and automated compliance. The goal is to enable seamless, often invisible, real-world spending of on-chain assets.

Foresight News06/17 02:02

Rain Valuation Approaches $20 Billion: The Battle for U-Cards Extends to Rewards Systems

Foresight News06/17 02:02

The Calculation Behind Plasma's U Card with Free Claude Membership

Plasma has launched a three-tiered "U Card" (Visa stablecoin debit card) system, introducing a new demand mechanism for its XPL token through membership lock-ups. The cards offer increasing benefits: * **Lite:** Free, 2% cashback, no lock-up. * **Core:** Costs $120/year or requires locking 10,000 XPL for 12 months. Offers 3% cashback, 5% AI spending cashback (on up to $500/month), and a ChatGPT Go subscription. * **Platinum:** Requires locking 100,000 XPL for 12 months. Offers 4% cashback, 10% AI cashback, Claude Pro & ChatGPT Plus subscriptions, and extensive travel/insurance benefits. The analysis suggests Lite is for trialing, Core's value depends on substantial AI spending, and Platinum is mainly for existing large XPL holders due to the significant lock-up value and price volatility risk. The primary impact is creating a non-speculative use case for XPL. Locking XPL for card tiers can reduce circulating supply, helping counter future token unlocks and inflation. However, the system's success depends on real user adoption for daily spending, not just acquiring cards for rewards. The program expands Plasma's reach from a pure stablecoin transfer chain into consumer finance, tying XPL's utility to real-world payment frequency.

Foresight News06/16 02:05

The Calculation Behind Plasma's U Card with Free Claude Membership

Foresight News06/16 02:05

The Battle for the AI Payment Race: Traditional Card Networks Face Off Against Coinbase

With the rise of AI agents conducting transactions, a battle for the underlying payment infrastructure is underway. Two distinct and incompatible approaches have emerged for enabling autonomous AI payments. The first approach is championed by traditional card networks Visa and Mastercard. They leverage their existing tokenized card credential systems, extending them to allow verified AI agents to make purchases within user-defined limits. Services like Mastercard's Agent Pay and Visa's Intelligent Commerce integrate with major AI platforms (e.g., OpenAI, Anthropic) and keep transactions within the established, decades-old card payment model. This system offers advantages for consumer retail, including robust fraud protection, chargeback mechanisms, and extensive merchant networks. The second approach, led by Coinbase, utilizes stablecoins on open internet protocols. Its x402 protocol reactivates the HTTP 402 status code for machine-to-machine micropayments, using USDC for settlement directly on-chain. This method eliminates the need for accounts or card fees, making it highly efficient for high-frequency, low-value, cross-border transactions between AI agents—such as paying for API calls, data streams, or computational resources—where traditional card fees and settlement times are impractical. While card networks excel in consumer-facing scenarios requiring dispute resolution, stablecoin protocols are tailored for machine economies. A key challenge for both is agent identity verification and transaction authorization. Notably, Visa and Mastercard are hedging their bets by also investing in stablecoins. Visa has rapidly grown its stablecoin settlement volume and is collaborating with Coinbase to bridge its network with the x402 protocol. Mastercard plans to acquire stablecoin platform BVNK. Their strategy is to become the fee-collecting gateway for all payment flows, regardless of the channel. Current applications reflect this division: consumer AI shopping tools (e.g., ChatGPT's checkout, Amazon's "Shop for Me") predominantly use card networks, while machine-focused services (e.g., Amazon Bedrock's core payments) adopt stablecoins via the x402 protocol. In the short term, a coexistence model is expected, with cards dominating retail and stablecoins powering machine transactions. The long-term outcome depends on whether AI-driven commerce evolves to resemble traditional retail or becomes a vast network of machine micropayments. By investing in both tracks, the incumbent card networks are positioning themselves to capture transaction fees regardless of which future prevails.

marsbit06/08 09:57

The Battle for the AI Payment Race: Traditional Card Networks Face Off Against Coinbase

marsbit06/08 09:57

Putting Markets On-Chain: Canton Network Quietly Becoming the New Backbone for Institutional Finance

Canton Network: A New Institutional Financial Infrastructure Emerges Visa's rapid three-day approval as a super-validator on Canton Network in March 2026 marks a significant institutional endorsement. Unlike public blockchains like Ethereum, which prioritize transparency, Canton is designed for regulated financial institutions. Its core innovation is built-in data visibility control, where transaction details are only visible to direct participants. This enables institutions like Goldman Sachs, JPMorgan, and DTCC to conduct private, secure business on-chain without exposing sensitive strategies or positions. Canton, developed by Wall Street-focused Digital Asset, emphasizes slow, methodical development to meet stringent institutional requirements. Current on-chain activity, exceeding $9 trillion monthly, involves real balance-sheet operations like tokenized repos, treasury settlements, and collateral movement—not retail speculation. Key applications include JPMorgan's deposit token (JPM Coin), DTCC's U.S. Treasury tokenization, and Visa-enabled atomic settlement, aiming to synchronize asset delivery and payment instantly. The network's CC token is a utility asset, with value tied to real financial activity volume. It features no pre-mine or VC allocations, aligning with institutional preferences for transparency. Canton's 3–5 year vision is to become an "invisible" foundational layer for global finance—facilitating real-time cross-border capital flows, institutional stablecoin settlement, and native on-chain operations for major asset classes. While regulatory harmonization and legacy system integration remain challenges, Canton represents a pragmatic shift towards embedding markets themselves into blockchain infrastructure.

Odaily星球日报05/21 17:50

Putting Markets On-Chain: Canton Network Quietly Becoming the New Backbone for Institutional Finance

Odaily星球日报05/21 17:50

VISA Steps Up Stablecoin Settlement Efforts, The Path for Crypto Payments Becomes Increasingly Clear

VISA continues to expand its global pilot for stablecoin settlement, adding support for five more blockchain networks (Arc, Base, Canton, Polygon, Tempo) to bring the total to nine. More significantly, the program's annualized settlement volume has grown 50% quarter-over-quarter to $7 billion. This move highlights a key shift: stablecoins are increasingly being integrated not as a front-end consumer novelty but as a foundational infrastructure for back-end settlement between issuers, acquirers, and the payment network itself. Against a backdrop where many Web3 narratives have lost momentum, crypto payments stand out due to their tangible utility. The core value proposition is clear: enabling faster, cheaper, and more accessible value transfer, especially for cross-border business, payroll, and B2B transactions. Stablecoins like USDC and USDT have evolved into a de facto on-chain dollar network, creating sustained demand for related payment, exchange, and compliance services. While major players like VISA are building the underlying networks, opportunities remain for specialized service providers in areas like cross-border payments for e-commerce, payroll for Web3 companies, or fiat on/off-ramps for exchanges. However, this growing legitimacy also raises the regulatory bar. Touching monetary flows inevitably attracts scrutiny regarding licensing, KYC/AML, and the precise classification of activities (e.g., custody, money transmission). Success in this increasingly defined sector will depend not just on technical execution but on building compliant business structures from the outset.

marsbit05/19 11:36

VISA Steps Up Stablecoin Settlement Efforts, The Path for Crypto Payments Becomes Increasingly Clear

marsbit05/19 11:36

Chainalysis: $100 Trillion Could Shift To Crypto‑Native Generations By 2048

Chainalysis projects that up to $100 trillion will transfer from Baby Boomers to Millennials and Gen Z by 2048, generations more inclined to adopt cryptocurrency. This wealth shift, combined with growing point-of-sale adoption, is expected to significantly boost stablecoin usage. The firm estimates these factors could contribute $508 trillion and $232 trillion annually to stablecoin transaction volumes by 2035, respectively. As a result, on-chain stablecoin transactions may reach parity with Visa and Mastercard between 2031–2039. Established financial players are already adapting through acquisitions and partnerships to capture flows from crypto-native customers.

bitcoinist04/09 12:02

Chainalysis: $100 Trillion Could Shift To Crypto‑Native Generations By 2048

bitcoinist04/09 12:02

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