# Institutional İlgili Makaleler

HTX Haber Merkezi, kripto endüstrisindeki piyasa trendleri, proje güncellemeleri, teknoloji gelişmeleri ve düzenleyici politikaları kapsayan "Institutional" hakkında en son makaleleri ve derinlemesine analizleri sunmaktadır.

Solving the Cold Start Problem in Fixed-Rate Lending: How Morpho Prevents Funds from Sitting Idle?

**Fixing the Cold Start Problem in Fixed-Rate Lending: How Morpho Moves Capital** Currently, nearly the entire $28.5 billion on-chain lending market operates with volatile floating rates, which can spike uncontrollably during market stress. This article examines new solutions for fixed-rate, fixed-term lending, focusing on how emerging protocols tackle three key challenges: liquidity fragmentation, the inability to exit early, and the critical "cold start" problem where lenders' capital sits idle waiting for a match. Morpho Midnight, launched by established lending protocol Morpho, addresses these issues with an intent-based, zero-coupon bond system. Lenders and borrowers express their terms as "intents" without locking funds. Capital is only called upon when a match is executed, eliminating idle capital and solving the cold start. Additionally, positions are represented as tradable debt and credit units, providing early exit liquidity. Tenor Finance builds on Midnight, adding features like auto-rollover and OTC negotiation tools for institutions. Jupiter's Offerbook takes a different approach, enabling fixed-term lending for long-tail assets (like NFTs) without price-based liquidations. If a borrower defaults at maturity, the lender simply claims the collateral. Matching also occurs only upon acceptance of an intent. Kamino integrates fixed-rate lending directly into its existing floating-rate platform. Lenders provide conditional liquidity on a predefined grid of rates and maturities, earning yield from the floating pools until matched. Borrowers can either wait for a match or tap into available grid liquidity, with options for auto-rollover. In conclusion, while adoption is still early, these new fixed-rate designs offer the predictability missing in DeFi credit. By solving for capital efficiency, exit options, and leveraging existing distribution, they aim to unlock new use cases like treasury management and structured strategies, potentially expanding the overall lending market.

marsbit12 saat önce

Solving the Cold Start Problem in Fixed-Rate Lending: How Morpho Prevents Funds from Sitting Idle?

marsbit12 saat önce

Opinion: Military Conflicts Accelerate Cryptocurrency Adoption in the Middle East

Military conflicts and national currency instability have accelerated cryptocurrency adoption in the Middle East, according to an analysis for the Bitcoin Policy Institute. On-chain transaction volume in the region is estimated to have grown from around $100 billion in 2022 to $350 billion in 2025-2026, driven by macroeconomic pressure and government digitization programs, unlike global trends fueled by institutional investment. The market's initial reaction to the Israel-Iran escalation in June 2025 saw Bitcoin drop 2.3% and Ethereum 7.5%, with total crypto market cap falling 3.7%. However, Bitcoin later stabilized, with its market share rising to 64.8%, interpreted as a flight to safety from altcoins. Notably, crypto exchanges continued operating during regional conflicts while traditional stock exchanges halted. Adoption drivers vary across the region. In Egypt, Turkey, Lebanon, and Iran, demand for Bitcoin and dollar stablecoins stems from currency devaluation and traditional financial restrictions. In contrast, the UAE and Bahrain see growth supported by clear regulation, institutional players, and economic diversification programs. Data shows a surge in small everyday crypto payments in the UAE, while Turkey leads in transaction volume but with increased speculative trading. Iran's crypto market is becoming more isolated, requiring more intermediate transfers for international access. Analysts suggest these conflicts are pushing Bitcoin closer to becoming a genuine settlement medium.

cryptonews.ruDün 08:41

Opinion: Military Conflicts Accelerate Cryptocurrency Adoption in the Middle East

cryptonews.ruDün 08:41

DWF Labs Expands Global Regulatory Footprint with BVI Virtual Asset Service Provider Approval

DWF Labs, a major digital asset investor and market maker, has expanded its global regulatory presence by securing Virtual Asset Service Provider (VASP) approval from the British Virgin Islands Financial Services Commission. This license, granted under the BVI's 2022 Virtual Assets Service Providers Act, authorizes a DWF Labs group entity to provide virtual asset exchange services and financial services related to token offerings. The approval enables institutional clients to access DWF Labs' over-the-counter trading and market-making services, including spot trading across numerous digital assets and stablecoins, through a regulated BVI entity. It also strengthens the firm's capacity to deliver investment, incubation, and ecosystem development support to token issuers and projects globally. The BVI is noted as a leading jurisdiction for tokenization, hosting a significant portion of the global tokenized US treasuries market and facilitating over $1.2 billion in active stablecoins. Heng Lee, Managing Director and Partner at DWF Labs, stated the approval is a key step in responsibly expanding regulated digital asset services to international institutions. He emphasized it will allow the firm to offer a broader range of solutions while reinforcing its focus on transparency and governance. DWF Labs plans to continue expanding its regulatory footprint in key global markets as part of its international growth strategy.

TheNewsCrypto09/03 12:06

DWF Labs Expands Global Regulatory Footprint with BVI Virtual Asset Service Provider Approval

TheNewsCrypto09/03 12:06

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