# Digital Dollar İlgili Makaleler

HTX Haber Merkezi, kripto endüstrisindeki piyasa trendleri, proje güncellemeleri, teknoloji gelişmeleri ve düzenleyici politikaları kapsayan "Digital Dollar" hakkında en son makaleleri ve derinlemesine analizleri sunmaktadır.

CBDC Fight Escalates As US Lawmakers Call For Permanent Ban

US lawmakers are escalating their fight against a Central Bank Digital Currency (CBDC). A group of 29 representatives, led by Congressman Michael Cloud, sent a letter to congressional leaders demanding a permanent ban on a digital dollar. This was in response to a housing bill that included a temporary ban lasting only until 2031. The lawmakers argue this temporary measure is a weak version of a stronger, stalled bill (HR 1919) that would have completely prohibited a CBDC. They warn a CBDC would grant the Federal Reserve unchecked control over money and enable government surveillance of private finances, calling it "inherently anti-American." The push for a permanent ban signals this political battle is far from over.

bitcoinist03/09 01:02

CBDC Fight Escalates As US Lawmakers Call For Permanent Ban

bitcoinist03/09 01:02

US Senate Tucks CBDC Ban Into Housing Bill, Sets 2030 Deadline

The US Senate has included a ban on the Federal Reserve issuing a central bank digital currency (CBDC) in a housing affordability bill. The amendment, part of the 21st Century ROAD to Housing Act, prohibits the Fed from directly or indirectly offering a retail digital dollar to the public. The ban is broad, covering any digital asset functioning as a CBDC, regardless of its name. However, it includes an exception for open, permissionless, and private digital currencies that offer cash-like privacy. The prohibition is set to expire on December 31, 2030, unless Congress renews it. This move reinforces the Fed's existing position that it would not issue a digital currency without explicit congressional approval.

bitcoinist03/03 15:31

US Senate Tucks CBDC Ban Into Housing Bill, Sets 2030 Deadline

bitcoinist03/03 15:31

U.S. Senate Housing Bill Links Affordability Reforms With CBDC Restrictions

U.S. Senate lawmakers have introduced a provision in a housing-focused bill, the 21st Century ROAD to Housing Act, that prohibits the Federal Reserve from issuing a retail central bank digital currency (CBDC) accessible to the public until at least 2031. The measure requires the Fed to obtain congressional authorization before launching a digital dollar, though it may continue researching the technology. This unexpected addition to housing legislation has sparked debate over the timeline and links CBDC policy to broader discussions on affordability. The ban reflects congressional concerns over privacy, financial stability, and the potential impact of a CBDC on the traditional banking system.

TheNewsCrypto03/03 06:55

U.S. Senate Housing Bill Links Affordability Reforms With CBDC Restrictions

TheNewsCrypto03/03 06:55

THIS is the stablecoin power angle that nobody is talking about

Dollar-backed stablecoins are increasingly serving as a tool for the U.S. to extend its monetary influence abroad without physically moving dollars overseas, according to a Rabobank report. When foreign entities demand dollar stablecoins, U.S. issuers convert this demand into Treasury bill purchases, helping fund U.S. deficits at lower rates while digital tokens circulate internationally. This mechanism allows dollars to remain within the U.S. financial system while still facilitating global trade. Non-USD stablecoins are also gaining traction, with their supply surging 260% over the past year to a combined market cap of $1.55 billion, though they remain small compared to dollar-pegged alternatives. A key application driving adoption is crypto-backed payment cards, which have grown into an $18 billion market. Monthly transaction volumes have increased from $100 million in early 2023 to over $1.5 billion, growing at an annual rate exceeding 100%. These cards operate on top of traditional networks like Visa and Mastercard, using stablecoins to settle transactions in the background while maintaining a familiar user experience. In summary, dollar-backed stablecoins are expanding U.S. monetary power digitally without exporting physical dollars, while crypto payment infrastructure accelerates their real-world use.

ambcrypto02/02 03:02

THIS is the stablecoin power angle that nobody is talking about

ambcrypto02/02 03:02

How the Ripple – BNY partnership is setting XRP’s new institutional era

Institutional growth in finance is increasingly driven by strategic partnerships rather than direct capital inflows. A key example is the partnership between Ripple and BNY Mellon, a global bank with $50 trillion in assets under management. BNY Mellon has launched tokenized deposits—digital versions of cash—for institutional clients and selected Ripple Prime as an early adopter. This move signals the beginning of a "digital dollar" era where institutional funds exist as digital cash for instant, 24/7 transactions, moving beyond traditional fiat or stablecoins. This partnership strengthens Ripple's institutional role, reflecting growing confidence in its technology and positioning within digital finance. Despite XRP's price closing 2025 down 12%, XRP ETFs have gathered $1 billion in assets since their November launch, indicating institutional interest in Ripple's fundamentals rather than just speculative price action. The collaboration with BNY Mellon, which also acts as the primary custodian for Ripple's native digital dollar (RLUSD), reinforces Ripple's central role in the tokenized cash ecosystem and suggests its 2026 growth cycle will remain institutionally driven.

ambcrypto01/11 04:01

How the Ripple – BNY partnership is setting XRP’s new institutional era