Alchemy Pay (ACH) падение

Galaxy Research forecasts that stablecoins will surpass the U.S. Automated Clearing House (ACH) system in transaction volume by 2026, driven by regulatory clarity and increasing adoption. Stablecoins already exceed major credit card networks like Visa and currently process about half of ACH volumes. The stablecoin market, valued at around $309 billion, is dominated by USDT and USDC, but new entrants like Western Union, Sony Bank, and SoFi are launching their own dollar-pegged stablecoins. Galaxy also predicts Bitcoin could reach $250,000 by late 2027, with potential new all-time highs in 2026. The report highlights the GENIUS Act’s expected implementation in early 2026 as a key growth catalyst.