# Сопутствующие статьи по теме P2P

Новостной центр HTX предлагает последние статьи и углубленный анализ по "P2P", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

What will happen to cryptocurrency market regulation in Russia in 2026

Russia's cryptocurrency market regulation is expected to undergo a major transformation in 2026, moving from a legal gray area to a comprehensive regulatory framework. Key drivers for this change include the rampant growth of an unregulated P2P exchange market, which has led to mass bank account freezes and increased fraud; the inability for legal domestic miners to sell their mined cryptocurrency within the country; the unresolved legal status of stablecoins creating judicial and tax uncertainty; and pressure from the FATF to comply with anti-money laundering standards. Predictions for 2026 involve the introduction of licensing for crypto exchanges and platforms by the Central Bank, with strict compliance, KYC, and security requirements. A transition period will be offered for existing market participants to comply. Retail investor access will be limited, with qualified investors facing higher asset thresholds and non-qualified investors subject to annual purchase limits. The legal vacuum around stablecoins is also expected to be addressed, granting them a distinct legal status to enable their use and issuance within Russia. This shift aims to create a legal, supervised market segment by the end of 2026, marking a pivotal turn for the Russian crypto industry.

RBK-crypto01/05 08:40

What will happen to cryptocurrency market regulation in Russia in 2026

RBK-crypto01/05 08:40

Insights on Going Global | Morocco: An Underestimated Blue Ocean Market for Web3

Morocco presents a unique and underestimated Web3 market in North Africa. Despite a strict 2017 central bank ban on cryptocurrency, it has one of the highest crypto adoption rates in the region, with an estimated 10-15% of its 37 million population holding crypto assets. This grassroots, youth-driven adoption is fueled by real economic pain points: strict foreign exchange controls and inefficient traditional banking. Freelancers and businesses increasingly use stablecoins like USDT to receive international payments and settle cross-border transactions quickly via P2P platforms, bypassing slow and costly bank transfers. A pivotal moment was the 2023 earthquake, where Binance’s $3 million crypto airdrop provided immediate, tangible aid to affected users, demonstrating the utility of borderless, instant value transfer in a crisis. By 2025, the regulatory landscape is shifting. The central bank is drafting new legislation to regulate crypto assets, opening doors for compliant exchanges, custody services, and stablecoin-based payment applications. Morocco offers significant potential due to its large, tech-savvy youth population, existing educated user base, and strong demand for fintech solutions. It represents a genuine, need-driven blue ocean market for Web3 ventures, distinct from more developed hubs.

marsbit12/31 02:17

Insights on Going Global | Morocco: An Underestimated Blue Ocean Market for Web3

marsbit12/31 02:17

67% Of Ethereum Stablecoin Transfers Are P2P, Yet Institutions Dominate Volume

A new analysis of Ethereum stablecoin transactions reveals that while peer-to-peer (P2P) transfers dominate in frequency, institutional activity accounts for the vast majority of transaction volume. According to data shared by an Ethereum Foundation member, 67% of USDT and USDC transfers on the Ethereum network from August 2024 to 2025 were P2P, typically associated with retail users. However, these transfers represented only 24% of the total volume. In contrast, business-related transactions—including business-to-business (B2B), internal business moves, and person-to-business (P2B) transfers—made up just 33% of transaction count but a dominant 76% of the volume. The data, sourced from Artemis, focused exclusively on USDT and USDC transfer transactions, excluding mints, burns, or cross-chain transfers. Ethereum remains the leading network for stablecoins, hosting over 50% of the global supply. Meanwhile, ETH’s price briefly recovered above $3,000 before pulling back to around $2,950.

bitcoinist12/24 10:04

67% Of Ethereum Stablecoin Transfers Are P2P, Yet Institutions Dominate Volume

bitcoinist12/24 10:04

1,000 Wallets Contribute 85% of Transaction Volume: Stablecoin Payments Are More Centralized Than You Think

This report analyzes stablecoin payment usage on the Ethereum network, focusing on USDT and USDC, which comprise 88% of the market. Using a filtering method to distinguish payments from other activities like DeFi, the study defines payments as transfers between externally owned accounts (EOAs). Key findings indicate that payments (EOA-to-EOA transactions) account for 47% of total stablecoin transfer volume. When further classified using wallet labels, only 23.7% of payment volume is attributed to person-to-person (P2P) transactions, while business-to-business (B2B) and internal business transfers dominate. The data also reveals significant transaction volume concentration, with the top 1,000 wallets contributing approximately 84% of all stablecoin volume. The analysis highlights challenges in identifying genuine P2P activity due to potential fake transactions, wallet mislabeling, and the prevalence of intermediary-driven "stablecoin sandwich" models. Despite growing adoption, the findings suggest that stablecoin payments remain highly centralized and institution-driven rather than being widely used for decentralized peer-to-peer transactions.

深潮12/22 06:20

1,000 Wallets Contribute 85% of Transaction Volume: Stablecoin Payments Are More Centralized Than You Think

深潮12/22 06:20

Bitcoin's Losses Against the Dollar Are 10 Times Lower Than Against the Ruble. How Did This Happen

The article analyzes Bitcoin's (BTC) significant 30%+ depreciation against the Russian ruble since the start of 2025, contrasting it with much smaller losses against major currencies like the US dollar (~3%). This disparity is attributed to the ruble's own substantial strengthening, which appreciated roughly 25% against the dollar over the same period. Consequently, while Bitcoin hit new all-time highs against the dollar, euro, and yen in late 2024, it failed to do so against the ruble. The piece further explains that the Russian ruble/Bitcoin exchange rate is not directly traded on major spot markets. Instead, it is calculated by converting the BTC/USD price using the current USD/RUB rate, leading to potential pricing discrepancies. This indirect method, coupled with the absence of major exchanges like Binance from the Russian market, has fragmented liquidity. The market now heavily relies on peer-to-peer (P2P) exchanges and over-the-counter trades using stablecoins like USDT, which often trade at a premium to the official dollar rate. These conditions have created a challenging environment, increasing fraud and "gray" schemes in P2P markets. The situation is further complicated by recent Russian legislation that impose criminal penalties for using "dropper" bank accounts (money mules) and restrict cash withdrawals, which are expected to significantly alter the crypto exchange landscape.

RBK-crypto12/11 21:30

Bitcoin's Losses Against the Dollar Are 10 Times Lower Than Against the Ruble. How Did This Happen