Regulatory Policy

Focuses on global regulatory developments, policy changes, and compliance requirements. It provides in-depth analysis of government regulations and their impact on the cryptocurrency and blockchain industries, helping businesses and investors proactively manage policy-related risks.

Norway’s central bank says CBDC ‘not warranted,’ cites strong payment system

Norway's central bank, Norges Bank, has concluded that introducing a central bank digital currency (CBDC) is "not warranted at this time." The decision follows years of experimentation and is based on the assessment that the country's existing payment system already provides secure, efficient, and low-cost transactions. While the bank remains open to a future launch if necessary to maintain a robust payment infrastructure, it sees no immediate justification for a rollout. Governor Ida Wolden Bache stated that the need may change, and the bank will be prepared to act if required. The bank also noted that wholesale CBDCs could modernize interbank settlement but lack proven benefits and mature infrastructure. It will explore using the Eurosystem's CBDC solutions, especially as the European Central Bank plans a potential digital euro launch in 2029.

cointelegraph12/11 09:39

Norway’s central bank says CBDC ‘not warranted,’ cites strong payment system

cointelegraph12/11 09:39

Tether, Binance, Circle Collectively Pivot to Abu Dhabi, Making It the Global "Crypto Heart"

Major crypto giants Tether, Binance, and Circle have recently secured key regulatory approvals in Abu Dhabi, signaling a strategic shift of institutional crypto capital toward the emirate. Tether’s USDT gained recognition as an “Accepted Fiat Reference Token” across nine major blockchains, granting it a regulated status for institutional use. Circle obtained a Financial Services Permission (FSP) and appointed a Visa veteran to lead its regional expansion. Binance received three separate licenses for exchange, custody, and OTC services, and will adopt a new compliant three-entity operational structure by 2026. Abu Dhabi Global Market (ADGM), operating under a robust common-law framework, offers a clear and efficient regulatory environment tailored for institutional players—contrasting with Dubai’s retail-focused approach and slower Western regulatory processes. Backed by sovereign wealth funds like Mubadala, which has invested in Binance, ADGM is positioning itself as a global hub for compliant digital asset infrastructure, bridging traditional finance and crypto. With a $16 billion expansion plan for its financial district, Abu Dhabi is emerging as a new epicenter for regulated crypto finance.

marsbit12/11 09:27

Tether, Binance, Circle Collectively Pivot to Abu Dhabi, Making It the Global "Crypto Heart"

marsbit12/11 09:27

American Federation Of Teachers Opposes Crypto Market Structure Bill In New Letter

The American Federation of Teachers (AFT) has formally opposed a proposed crypto market structure bill, urging the Senate Banking Committee to reconsider the legislation. In a letter, AFT President Randi Weingarten called the bill “irresponsible” and “reckless,” warning it could endanger pension funds and retirement plans like 401(k)s by exposing them to volatile and potentially fraudulent crypto assets. She highlighted a provision allowing non-crypto companies to issue stock on blockchain, bypassing existing securities regulations, which could lead to “disastrous outcomes.” The AFT’s opposition aligns with concerns from other groups, including the AFL-CIO and several Democratic senators, who fear the bill may weaken investor protections and potentially trigger another financial crisis. Progress on the bill has been delayed, but a new draft is expected for review soon.

bitcoinist12/11 08:43

American Federation Of Teachers Opposes Crypto Market Structure Bill In New Letter

bitcoinist12/11 08:43

Strategy Takes a Hard Line Against MSCI: The Ultimate Defense of DAT

In a significant industry clash, digital asset treasury company Strategy has issued a forceful 12-page public letter to MSCI opposing its proposal to exclude companies with over 50% digital asset holdings from its global investable market indices. Strategy argues the move is discriminatory, misleading, and threatens billions in capital flow, potentially causing up to $2.8 billion in passive outflows from its stock alone. The company defends its business model, asserting that digital asset treasuries (DATs) are operational companies—not passive funds—with active strategies like issuing digital debt instruments to fund Bitcoin acquisitions and generate shareholder returns. It compares its role to historic infrastructure builders like Standard Oil and AT&T, emphasizing Bitcoin’s transformative potential in finance. Strategy highlights four key objections: the proposal is arbitrarily discriminatory against digital assets; it violates index providers' neutrality principles; it is impractical due to Bitcoin's volatility and accounting disparities; and it contradicts the U.S. government’s pro-digital asset strategy. The firm demands MSCI withdraw the proposal or extend consultations. Backed by industry advocates and data showing over 200 public companies hold more than 5% of Bitcoin’s supply, Strategy urges MSCI to let markets—not biased rules—determine the value of digital asset companies. The decision, expected by January 2026, could redefine the role of crypto-native firms in traditional finance.

深潮12/11 08:38

Strategy Takes a Hard Line Against MSCI: The Ultimate Defense of DAT

深潮12/11 08:38

GOP hardliners vexed as defense bill advances without CBDC ban

A group of Republican hardliners are angered after the U.S. House passed a $900 billion defense spending bill without including a promised ban on central bank digital currencies (CBDCs). GOP Representative Keith Self stated that conservatives were explicitly assured that strong anti-CBDC language would be part of the National Defense Authorization Act (NDAA), but the promise was broken. An amendment to reinstate the ban failed to advance. The provision would have prohibited the Federal Reserve from testing, developing, or issuing a digital currency and from offering financial services directly to individuals. Some Republicans, including Marjorie Taylor Greene, criticized House leadership for not upholding the commitment, citing concerns over government control of money. The House had previously passed a separate CBDC ban in July, but it has stalled in the Senate. Self vowed to continue fighting against CBDCs in future must-pass legislation.

cointelegraph12/11 06:32

GOP hardliners vexed as defense bill advances without CBDC ban

cointelegraph12/11 06:32

Australian regulator eases rules for stablecoins and wrapped tokens

Australia's securities regulator ASIC has finalized exemptions allowing businesses to more easily distribute stablecoins and wrapped tokens without requiring separate Australian Financial Services (AFS) licenses. The new rules permit intermediaries to use omnibus accounts with proper record-keeping, reducing compliance costs and fostering innovation. Industry leaders welcomed the move, noting it levels the playing field and provides regulatory clarity while maintaining safeguards. The stablecoin market has grown 48% in 2025, reaching over $300 billion, with Tether maintaining a 63% market share.

cointelegraph12/11 05:53

Australian regulator eases rules for stablecoins and wrapped tokens

cointelegraph12/11 05:53

Crypto among sectors ‘debanked’ by 9 major banks: US regulator

According to preliminary findings from the U.S. Office of the Comptroller of the Currency (OCC), nine major U.S. banks restricted financial services to politically contentious industries—including cryptocurrency—between 2020 and 2023. The OCC stated that these banks made “inappropriate distinctions” among customers based on lawful business activities, either by implementing restrictive policies or requiring escalated reviews. Sectors affected were crypto, oil and gas, firearms, private prisons, and others. Crypto businesses faced limitations often tied to financial crime concerns. The OCC is continuing its review and may refer findings to the Justice Department. Critics argue the report overlooks regulatory pressure from agencies like the FDIC that contributed to debanking.

cointelegraph12/11 05:28

Crypto among sectors ‘debanked’ by 9 major banks: US regulator

cointelegraph12/11 05:28

CFTC Innovation Council adds prediction market, exchange CEOs

The US Commodity Futures Trading Commission (CFTC) has formed a new CEO Innovation Council, bringing together executives from both the blockchain industry and traditional finance. The council will focus on market structure developments in derivatives markets, with discussions covering tokenization, crypto assets, 24/7 trading, perpetual contracts, prediction markets, and blockchain infrastructure. Participants include CEOs from crypto exchanges and prediction markets such as Polymarket, Kraken, and Gemini, as well as leaders from traditional exchanges like CME Group and Nasdaq. This initiative follows recent CFTC efforts, including a pilot program allowing the use of Bitcoin, Ether, and USDC as margin collateral. Acting Chairman Caroline Pham emphasized the agency’s commitment to engaging with the crypto market and establishing clear regulatory guidelines.

cointelegraph12/11 04:12

CFTC Innovation Council adds prediction market, exchange CEOs

cointelegraph12/11 04:12

When the US and Europe Stand at the Fork in the Road of Crypto Regulation: Open Experimentation vs. Cautious Sealing

The article examines the divergent regulatory approaches to cryptocurrency in the United States and the European Union. It argues that the U.S. is adopting a more open, pragmatic, and pro-innovation stance, driven by a shift in political leadership and a recognition of crypto's economic potential, such as stablecoins becoming major buyers of U.S. Treasuries. Key U.S. developments include the passage of the GENIUS Act for stablecoins and the repeal of restrictive accounting rules. In contrast, the EU's Markets in Crypto-Assets (MiCA) regulation is portrayed as overly complex, bureaucratic, and risk-averse. It imposes bank-like compliance costs on startups, effectively bans non-euro stablecoins, and creates a significant barrier to entry, stifling innovation. The author suggests this will push developers and founders to more favorable jurisdictions like Switzerland and the UAE, while Europe risks becoming a "financial museum." The piece concludes that clear, comprehensive regulation is urgently needed to allow the industry to mature, protect investors, and enable institutional capital influx, with the U.S. currently leading this transition.

比推12/11 03:25

When the US and Europe Stand at the Fork in the Road of Crypto Regulation: Open Experimentation vs. Cautious Sealing

比推12/11 03:25

A Less 'Hawkish' 'Hawkish Rate Cut' and Balance Sheet Expansion Buying Bonds That 'Is Not QE'

The Federal Reserve cut interest rates by 25 basis points for the third consecutive time in 2024, lowering the target range to 3.50%-3.75%. The decision revealed the largest internal dissent in six years, with three officials opposing the move. The updated dot plot continues to project only one more rate cut in 2025, signaling a significant slowdown in the pace of easing. Chair Jerome Powell emphasized that the current policy stance allows the Fed to be patient and data-dependent, noting that no one is assuming the next move will be a hike. Simultaneously, the Fed announced it would begin purchasing short-term Treasury bills to maintain ample reserves in the banking system, with an initial $40 billion in purchases planned for the next month. Powell stressed that these operations are for reserve management purposes and do not represent a change in monetary policy stance. The economic projections were slightly revised, with upgrades to GDP growth and minor downgrades to inflation expectations. The labor market is showing signs of cooling, with the unemployment rate rising and job growth slowing.

深潮12/11 02:51

A Less 'Hawkish' 'Hawkish Rate Cut' and Balance Sheet Expansion Buying Bonds That 'Is Not QE'