# Stablecoin Related Articles

HTX News Center provides the latest articles and in-depth analysis on "Stablecoin", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

Stablecoin Salaries: Why Are They Becoming the First Choice for Cross-Border Workers?

Stablecoin Salaries: Why They're Becoming the Top Choice for Global Remote Workers The traditional global salary system carries hidden exchange rate risks for freelancers in countries like India, Argentina, and Turkey who earn in USD but spend in local currencies. When salaries are instantly converted to local currency, workers lose purchasing power if that currency depreciates against the dollar. For instance, an Indian designer converting a $2000 monthly salary to rupees lost over 10% in purchasing power last year due to the rupee's decline. Holding even a portion of income in USD or USD-pegged stablecoins can preserve value. Stablecoins offer a solution by breaking down barriers to holding dollars. Opening foreign USD bank accounts is difficult, and international wire transfers incur high fees (averaging 6.5%) and delays. In contrast, stablecoin transfers are fast and low-cost. Furthermore, many countries with high inflation and depreciating currencies restrict citizens' access to foreign currency. Self-custody stablecoin wallets enable workers to hold dollar-equivalent assets without needing bank approval, bypassing these limits. These wallets integrate multiple functions: they allow users to convert only what's needed for daily expenses into local currency, keep the remainder in stablecoins, connect to on-chain lending or yield products, and even link to payment cards for direct spending. While challenges remain—such as the lack of deposit insurance and evolving regulatory frameworks—the trend is clear. Reports indicate a growing preference for USD or stablecoin payments among freelancers in high-inflation countries. This shift represents a fundamental restructuring of salary functions: payment currency, asset storage, yield generation, spending, and cross-border flow. It offers the freedom and flexibility that are core to money's purpose, signaling a profound change in the global financial landscape.

Foresight News1h ago

Stablecoin Salaries: Why Are They Becoming the First Choice for Cross-Border Workers?

Foresight News1h ago

8.5 Million USDT Flees Overnight, Can High-Yield Stablecoin Vaults Still Be Trusted for Deposits?

Amid a market-wide crisis of confidence in the stablecoin yield sector, Altura experienced a significant bank run, with users withdrawing over 8.5 million USDT within 24 hours. This occurred despite Altura clarifying it held no direct exposure to MainStreet, another yield protocol whose partnership with a third-party auditor had ended. The event highlights a critical vulnerability in yield-generating products: a disconnect between user expectations for instant liquidity and the underlying assets' varied, often illiquid, settlement cycles (e.g., exchange holdings, private credit, RWA). Even without asset losses, the mere fear of delayed redemptions can trigger a self-fulfilling liquidity crisis. The incident underscores that in DeFi, market confidence is a hard operational metric, as users may prioritize exiting over waiting for assets to mature, forcing protocols into unfavorable liquidations. The key test for Altura and the broader industry will be managing orderly redemptions and transparent communication to rebuild trust.

marsbit5h ago

8.5 Million USDT Flees Overnight, Can High-Yield Stablecoin Vaults Still Be Trusted for Deposits?

marsbit5h ago

Interview with NDV Founder Jason Huang: Piercing the AI Bubble and the MicroStrategy Myth, Seeking the Ultimate Edge in the Crypto Market

In a podcast with WuBlockchain, NDV founder Jason Huang discusses recent market dynamics, expressing a bearish outlook on crypto in the near term. He attributes Bitcoin's recent decline to a combination of cyclical selling pressure, the start of a US stock market correction, and liquidity tightening. A key catalyst is the emerging financial strain on MicroStrategy (MSTR). Huang explains that MSTR's model of borrowing to buy Bitcoin created a positive "flywheel" in a bull market. However, with falling BTC prices turning its stock premium into a discount, the model is now under severe stress. While MSTR only sold 32 BTC recently, the market is "front-running" the fear of its massive 80,000+ BTC holdings potentially being liquidated to meet debt obligations. He believes a true market bottom requires a major, capitulation-level event similar to the FTX collapse. Regarding investments, Huang states his fund is up over 20% this year, outperforming Bitcoin by 50-60%. The strategy involves crypto assets and commodities like oil, gold, and silver, but avoids AI stocks due to a perceived lack of trading edge. He is cautious of crowded trades in semiconductors and sees bubbles in the broader market, citing the hype around a potential SpaceX IPO. Despite short-term pessimism, Huang remains long-term bullish on one crypto innovation: stablecoins. He views them as the clearest example of a "faster, better" financial tool with significant room for global adoption. For the future, he is very bearish on Ethereum. For Bitcoin, he anticipates potential for a significant drop below $48,000 before a eventual rebound, but stresses the need to wait for a true panic-driven bottom marked by widespread despair and disinterest in the market.

marsbit5h ago

Interview with NDV Founder Jason Huang: Piercing the AI Bubble and the MicroStrategy Myth, Seeking the Ultimate Edge in the Crypto Market

marsbit5h ago

Conversation with Jason Huang, Founder of NDV: Puncturing the AI Bubble and the MicroStrategy Myth, Searching for the Ultimate Trump Card in the Crypto Market

In a podcast interview, NDV founder Jason Huang discusses the recent crypto market downturn, attributing the initial phase to typical Bitcoin cycle selling pressure, now compounded by a US stock market correction, tightening liquidity, and MicroStrategy's financial strain. He argues the market hasn't bottomed yet, noting true bear market lows often require a major, despair-inducing event like FTX's collapse. Huang details MicroStrategy's precarious position: its debt-and-equity fueled Bitcoin buying model has reversed into a negative cycle as prices fell. He interprets its sale of just 32 BTC as a signal prioritizing creditors over shareholders, sparking market "front-running" of its larger potential sell-off. A true bottom may arrive only after MicroStrategy resolves its looming debt payments, possibly via a large, private Bitcoin sale. His fund is up ~20% this year, outperforming Bitcoin by 50-60%, by shorting crypto and trading commodities like oil and gold. He avoided AI stocks despite being a heavy user, citing a lack of trading edge in the crowded semiconductor hardware trade, which he views as ripe for a significant correction. Long-term, Huang remains bullish on stablecoins as crypto's clearest, most practical innovation with high growth potential. He is very bearish on Ethereum and skeptical that Bitcoin has found its floor, suggesting $48,000 may not hold. He expects a sharp decline followed by a strong recovery within a year, but only after a major panic event leads to widespread capitulation and despair—the true hallmark of a market bottom.

链捕手6h ago

Conversation with Jason Huang, Founder of NDV: Puncturing the AI Bubble and the MicroStrategy Myth, Searching for the Ultimate Trump Card in the Crypto Market

链捕手6h ago

In the AI Era, What Kind of KOLs and Communities Will Not Be Completely Replaced?

In an interview with investor BitWu, the discussion centers on surviving and thriving in Web3 during AI's rise. Key points include: Crypto is shifting from retail speculation to financial infrastructure, with stablecoins, RWA, and AI as critical future trends. AI could transform Crypto into a financial rail for AI agents, enabling 24/7 programmable transactions. For Web3 gaming, past failures stemmed from prioritizing "play-to-earn" over fun; future success requires engaging AI, social features, and UGC. Regarding KOLs, those merely repackaging information may be replaced by AI, but authentic voices with experience, judgment, and trust will endure. Communities must evolve beyond airdrop chasing to build genuine trust, shared goals, and real-world connections. Newcomers should prioritize risk management over quick profits, learning from cycles rather than mistaking bull-market luck for skill. The overarching theme: long-term thinking, real utility, and human-centric value will define what survives in the AI era.

marsbit6h ago

In the AI Era, What Kind of KOLs and Communities Will Not Be Completely Replaced?

marsbit6h ago

8.5 Million USDT Flees Overnight: Can High-Yield Stablecoin Vaults Still Be Safely Deposited?

$8.5M USDT Exodus Triggers High-Yield Stablecoin Vault Shutdown Fears of a liquidity crunch following a third-party auditor's withdrawal from competitor MainStreet triggered over $8.5 million in user withdrawals from Altura's stablecoin vault in 24 hours, forcing it to begin an orderly wind-down. Altura clarified it holds no MainStreet assets, indicating the crisis stemmed from a sector-wide loss of confidence rather than direct asset contagion. The incident highlights a critical vulnerability in high-yield stablecoin products: a mismatch between user expectations for instant redemptions and the illiquid, long-duration nature of underlying investments like private credit and real-world assets (RWA). Even without actual losses, the mere prospect of being last in line for repayment can spark a debilitating bank run. The key lesson is that operational liquidity risk and market confidence are decisive factors. Tools like reserve audits, intended to reduce uncertainty, can backfire if their withdrawal accelerates panic faster than assurances can spread. The industry must now observe how Altura manages its asset liquidation and user reimbursements, a process that will test the feasibility of offering DeFi-native speeds on traditionally illiquid yield strategies.

Foresight News20h ago

8.5 Million USDT Flees Overnight: Can High-Yield Stablecoin Vaults Still Be Safely Deposited?

Foresight News20h ago

The Final Piece of Franklin Templeton's Crypto Ambition

Franklin Templeton Completes Crypto Ambition with Acquisition of 250 Digital On June 22, Franklin Templeton announced the acquisition of 250 Digital and established Franklin Crypto, a new division focused on actively managed cryptocurrency strategies for institutional investors. The unit is led by Christopher Perkins and Seth Ginns. This acquisition marks a key piece in Franklin Templeton's multi-year crypto strategy, which began in 2018 with a digital assets team. The firm's crypto product suite now spans three layers: tokenized funds like the blockchain-based money market fund BENJI (~$831M AUM); a series of passive ETFs including Bitcoin (EZBC, ~$368M), Ethereum (EZET), XRP (XRPZ, ~$252M), Solana (SOEZ), and a multi-crypto index fund (EZPZ); and the newly added active management strategies from Franklin Crypto. The company has also expanded its crypto ecosystem through investments in projects like Ethena and Crossmint, and collaborations with blockchains such as Aptos and Sui. With approximately $18B in digital asset AUM and a total firm AUM of ~$1.78T, Franklin Templeton is positioning itself as a comprehensive crypto asset manager for pensions and sovereign wealth funds. In contrast, competitor Fidelity Investments has taken a different path, focusing early on building its own custody and trading infrastructure. Fidelity's Bitcoin ETF (FBTC) holds over $11B, significantly larger than Franklin Templeton's equivalent offering. Both giants' moves underscore the deepening trend of traditional finance entering the crypto space.

Foresight News21h ago

The Final Piece of Franklin Templeton's Crypto Ambition

Foresight News21h ago

BitMart Research Institute Weekly Insights: Fed Hawkish Expectations Heat Up, Crypto Market Continues to Face Pressure, RWA Sector Defies Trend and Breaks Out

**BitMart Research Weekly: Fed Hawkishness Weighs on Crypto, RWA Sector Shows Strength** In traditional markets, US equities were mixed as weakening macro data signaled slowing growth. The Federal Reserve held rates at 3.75%, with half of its officials projecting at least one rate hike this year, adopting a more hawkish stance. The crypto market faced sustained pressure. BTC fell 3.7%, underperforming ETH, which dropped 1.2%. Overall market sentiment remained in "Extreme Fear." US spot Bitcoin ETFs saw net outflows of approximately $226.8 million for the week, indicating a lack of sustained institutional buying. Despite the bearish backdrop, the Real World Assets (RWA) narrative gained traction. XLM surged 12.2%, driven by Stellar's RWA tokenization roadmap. Stablecoin market capitalization stabilized near $315.3B, showing structural shifts towards compliant and institutional cash management tools like USDG and BUIDL. A notable stress point emerged as Strategy's STRC traded below its $100 face value for a fifth consecutive week, pressuring its dividend model and raising questions about its Bitcoin treasury management strategy.

marsbit22h ago

BitMart Research Institute Weekly Insights: Fed Hawkish Expectations Heat Up, Crypto Market Continues to Face Pressure, RWA Sector Defies Trend and Breaks Out

marsbit22h ago

During the World Cup, USDT becomes the preferred chip for illegal gambling? Beware of three typical scams

During the 2026 FIFA World Cup, USDT has become the preferred payment method for illegal online gambling due to its price stability, anonymity, and fast cross-border transfers. This article analyzes how USDT facilitates this activity and outlines three major scams targeting users. **Why USDT is the "Chip of Choice"**: It solves bettors' anxiety over crypto volatility, enables instant cross-border transfers without traditional banking, and shows significant abnormal transaction spikes during major events. **The Fund Flow**: Gambling platforms use a complex laundering chain involving multi-layer address hopping, cross-chain transfers (e.g., Polygon to Tron), mixers like Tornado Cash, and final cash-out via exchanges. **Three Typical Scams**: 1. **"USDT Betting Evades Regulation"**: Fake platforms promising anonymous, high-odds betting but manipulating outcomes. 2. **Fake Sportsbooks**: High-quality replica sites that allow small initial withdrawals to build trust before freezing accounts with larger funds. 3. **"Insider Tips / Guaranteed Wins"**: Schemes selling fabricated "AI predictions" or "fixed match" models to exploit information anxiety. **Identifying Suspicious Addresses**: Key chain-based indicators include a "fast-in, fast-out" transaction pattern, clustered addresses with consistent behavior, uniform Gas fee patterns, and frequent cross-chain jumps. **User Protection Advice**: * Avoid any project promoting "USDT betting," "Web3 predictions," or "anonymous high returns." * Be skeptical of promises like "guaranteed wins" or "insider models." * Do not trust platforms just because they allow small withdrawals—this is a common trust-building tactic. * If scammed, preserve all evidence: transaction hashes, wallet addresses, chat logs, and platform URLs. **Conclusion**: USDT provides unprecedented liquidity for illicit activities. The most effective protection for users is complete non-participation in any form of online crypto gambling.

marsbitYesterday 10:48

During the World Cup, USDT becomes the preferred chip for illegal gambling? Beware of three typical scams

marsbitYesterday 10:48

Financing Weekly Report | 11 Public Financing Events, Stablecoin Payment Infrastructure Company Trace Finance Completes $32 Million Series A Round Led by CoinFund

Financing Weekly Report | 11 public funding events recorded, with a total scale exceeding $264 million. The stablecoin payment infrastructure sector remains a hot spot. Key Deals: - Trace Finance, a stablecoin payment infrastructure firm, raised $32 million in a Series A round led by CoinFund to expand in Latin America and Asia-Pacific. - Galaxy Ventures co-led a $140 million Series A round for Karta, a US credit card provider for global travelers without requiring an SSN. - Instant payment platform Interchecks completed a $50 million Series C round. - Paradigm led a $9 million Series A for Latin American cross-border payment app El Dorado. - Range, a stablecoin compliance startup, raised $8.3 million in an oversubscribed Series A. - RWA infrastructure project Renaiss raised $1.5 million to expand its on-chain collectibles platform. Sector Breakdown: - Infrastructure & Tools: 6 deals, including the above-mentioned Trace Finance, Range, and Renaiss. - Centralized Finance (CeFi): 3 deals, led by Karta's $140 million round. - DeFi: 1 deal – reinsurance protocol Re secured strategic investment from Coinbase Ventures. - Prediction Markets: 1 deal – K25.ai completed a $10 million Pre-A round from NewGen. Other notable transactions include digital asset depository RDC raising $7 million, ad-tech startup EarnOS securing $6 million, and a $1 million strategic investment in LitVM, a ZK Layer 2 for Litecoin. The report highlights sustained investor interest in stablecoin payment infrastructure, compliant on-chain finance, and real-world asset (RWA) tokenization.

marsbit2 days ago 03:03

Financing Weekly Report | 11 Public Financing Events, Stablecoin Payment Infrastructure Company Trace Finance Completes $32 Million Series A Round Led by CoinFund

marsbit2 days ago 03:03

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