Here’s Why Investing In XRP In 2026 Could Still Be Considered Early

bitcoinistPublished on 2026-01-05Last updated on 2026-01-05

Abstract

In 2025, XRP achieved significant milestones, including the launch of Spot ETFs and the resolution of the Ripple vs. SEC lawsuit, driving substantial growth. Despite this, analysts argue that investing in XRP in 2026 could still be considered early. Key factors include the rapid accumulation of $1.37 billion in XRP ETF assets within just two months, accounting for 0.7% of its circulating supply. This institutional demand contrasts with market volatility and outflows from Bitcoin and Ethereum ETFs. With strong fundamentals, growing adoption, and regulatory clarity, experts like Moon Lambo predict continued price appreciation, emphasizing that the majority of XRP’s potential adoption and growth lies ahead.

2025 was a remarkable year for XRP, as the altcoin experienced multiple milestones, including the launch of Spot ETFs and the conclusion of the Ripple vs. the US SEC lawsuit, which led to one of its significant rallies in the year. Although XRP has seen massive growth, analysts still believe that investing in the token in 2026 could still be considered early.

XRP Positioning In A Maturing Market

While XRP has been a topic of discussion in the cryptocurrency space for many years, mounting data indicate that an investment made in 2026 might still be in the early phases of its wider adoption cycle.

This prediction made by Moon Lambo on the X platform is majorly focused on the demand for the altcoin and the substantial growth of the Spot XRP Exchange-Traded Funds (ETFs). With institutional use cases growing, regulatory clarity improving, and on-chain activity continuing to evolve, the XRP architecture is just now starting to take shape.

Moon Lambo stated that the total net assets of all XRP ETFs have reached a whopping $1.37 billion. Interesting, the massive figure was achieved in less than 2 months after its launch, with only 5 spot ETFs live in the market.

Source: Chart from Moon Lambo on X

According to the expert, this indicates that ETFs have consumed roughly 0.7% supply in circulation in about 34 days, which also represents a 1.14% of the market cap of the leading altcoin. However, Moon Lambo expects the XRP Spot ETFs to continue in the next 3 to 10 years, and the 0.7% of supply held by the funds would become extremely larger.

The notable growth in the funds comes at a time when the cryptocurrency market is facing steady suppression due to the massive liquidation event that occurred on October 10. Since the event, Moon Lambo stated that the market sentiment continues to remain in extreme fear.

During the period, capital persistently flowed into XRP Spot ETFs despite the market volatility. At the same time, there have been several weeks of sharp withdrawals for Bitcoin and Ethereum counterparts.

2026 Might Mark The Beginning For Investors

The analyst also expects this type of demand to occur on the crypto native side of things, especially exchanges like Binance and Coinbase. All of this is taking place at a time when the altcoin’s fundamentals are stronger than ever. In such a scenario, Moon Lambo is confident that the price of the token will continue to rise.

Related Reading: Ripple Dev Says Get Ready For 2026, All The New Things Coming For XRP

Given its 14 years of existence, XRP is considered a clear winner in the ever-evolving crypto space. In spite of its remarkable growth over the years, the expert declares that those interested in the altcoin in 2026 are still early. “Even if it doesn’t feel like it right now, you’re early,” Moon Lambo added.

Another instance to support the claim is that the great majority of the adoption that will take place has not yet happened. As a result, Moon Lambo predicted that the best is yet to come, suggesting that the token will undergo massive growth in the upcoming years.

XRP trading at $2.1 on the 1D chart | Source: XRPUSDT on Tradingview.com

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Related Questions

QWhat major milestones did XRP achieve in 2025 according to the article?

AIn 2025, XRP achieved multiple milestones including the launch of Spot ETFs and the conclusion of the Ripple vs. the US SEC lawsuit, which led to one of its significant rallies.

QWho made the prediction that investing in XRP in 2026 is still early, and what was their main focus?

AMoon Lambo made the prediction, and it was mainly focused on the demand for the altcoin and the substantial growth of the Spot XRP Exchange-Traded Funds (ETFs).

QWhat was the total net assets of all XRP ETFs, and how long did it take to reach that figure after launch?

AThe total net assets of all XRP ETFs reached $1.37 billion in less than 2 months after its launch.

QDespite market volatility, what was the capital flow trend for XRP Spot ETFs compared to Bitcoin and Ethereum ETFs?

ACapital persistently flowed into XRP Spot ETFs, while there were several weeks of sharp withdrawals for Bitcoin and Ethereum counterparts.

QWhy does the analyst believe that investors in XRP in 2026 are still considered early?

AThe analyst believes investors are still early because the great majority of the adoption that will take place has not yet happened, and the token is expected to undergo massive growth in the upcoming years.

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