From RLUSD to whales – Here’s how Ripple is building XRP’s long-term case

ambcryptoPublished on 2026-01-17Last updated on 2026-01-17

Abstract

Ripple is strategically building XRP's long-term value by focusing on infrastructure and institutional adoption, rather than short-term price gains. A key move is the integration of its native stablecoin, RLUSD, with partners like LMAX to bridge DeFi and TradFi. Despite XRP underperforming compared to assets like Solana in the short term, it demonstrated resilience in the 2025 cycle with limited losses. Whale behavior supports this strategy, with low exchange inflows indicating strong holder conviction and accumulation. Ripple's partnerships, such as GTreasury's acquisition and expansion in South Korea, further reinforce a positive long-term outlook for XRP into 2026.

No doubt, stablecoins are key to bridging DeFi and TradFi.

In this context, having a layer-1-specific native stablecoin gives a network an advantage when forming partnerships with banks and other financial players. The trade-off, however, comes at the expense of quick gains.

Ripple is a good example of this trend. In a recent strategic move, Ripple partnered with LMAX to integrate its native stablecoin, RLUSD, into LMAX’s system. This was yet another move aimed at boosting adoption.

However, this move has also stirred up some discussion among XRP holders.

Looking at XRP’s technicals, the concerns start to make sense. Despite consecutive strategic moves aimed at driving institutional adoption, along with solid XRP ETF flows, the price hasn’t mirrored the same momentum.

In fact, so far in 2026, Ripple [XRP] continues to trail Solana [SOL]. That said, zooming out could give us a different picture – XRP’s 2025 cycle limited losses to just 12%, compared to SOL’s 35%.

Hence, the question – In this context, are Ripple’s recent moves truly laying the groundwork for a long-term strategy?

Are XRP holders seeing the value in Ripple’s strategy?

Looking back at 2025, XRP clearly outperformed many other assets.

Notably, Ripple made some solid strategic moves during that period, from GTreasury’s $1 billion acquisition to partnering with BDACS to expand institutional-level custody services in South Korea.

With moves like these, XRP’s outperformance doesn’t feel random. Fast forward to today, and a similar pattern may be emerging.

In fact, CryptoQuant data revealed that whale inflows to Binance have hit their lowest level since 2021.

In other words, XRP whales aren’t offloading their holdings yet.

This aligns closely with AMBCrypto’s thesis. While XRP continues to lag other large-cap assets on shorter timeframes, the broader setup looks different. The key driver? “Conviction” in Ripple’s long-term roadmap.

Put simply, a blend of Ripple’s strategic moves and steady on-chain activity are indicative of accumulation rather than distribution. Thanks to this setup, XRP’s longer-term outlook into 2026 could be increasingly well supported.


Final Thoughts

  • Ripple is prioritizing long-term infrastructure growth through RLUSD adoption, institutional partnerships, and steady on-chain activity.
  • Whale behavior supports this strategy, with low exchange inflows signaling conviction.

Related Questions

QWhat is the name of Ripple's native stablecoin mentioned in the article?

AThe native stablecoin is called RLUSD.

QAccording to the article, which financial institution did Ripple partner with to integrate RLUSD?

ARipple partnered with LMAX to integrate RLUSD into its system.

QWhat does the data from CryptoQuant reveal about XRP whale behavior?

ACryptoQuant data revealed that whale inflows to Binance have hit their lowest level since 2021, indicating that XRP whales are not offloading their holdings.

QHow did XRP's price performance in the 2025 cycle compare to Solana's (SOL)?

AIn the 2025 cycle, XRP limited its losses to just 12%, compared to SOL's 35% loss.

QWhat are the two key points listed in the 'Final Thoughts' section that summarize Ripple's strategy?

A1. Ripple is prioritizing long-term infrastructure growth through RLUSD adoption, institutional partnerships, and steady on-chain activity. 2. Whale behavior supports this strategy, with low exchange inflows signaling conviction.

Related Reads

The Body is the Ultimate Cold Wallet: Don't Lose the Private Key to Your Health

English Summary: The article argues that one's physical body is the ultimate "cold wallet" – the foundational asset upon which all other investments and achievements depend. Drawing parallels between financial portfolio management and biohacking, the author details a comprehensive, data-driven protocol to optimize health and cognitive performance for high-stakes decision-makers. The system is built on four pillars of biometric monitoring: continuous glucose monitoring (CGM) to stabilize energy, a WHOOP band to track recovery via HRV, a body composition scale to audit visceral fat, and genetic testing to understand inherent strengths and weaknesses. The core strategies focus on fixing metabolic inflexibility through intermittent fasting and a low-sugar diet, and combating the "liquidity crisis" of sedentary life with a standing desk and under-desk treadmill. The author also outlines a precise "supplement Stack" investment portfolio, categorized into defensive infrastructure (e.g., Omega-3s, anti-inflammatories), performance enhancers for mitochondrial function (e.g., ALA, CoQ10), and maintenance tools for sleep and gut health. The execution protocol involves data-driven eating to flatten glucose curves and a structured exercise regimen combining Zone 2 cardio with strength training. The ultimate goal is not just longevity but ensuring the brain and body operate at all-time highs (ATH) to consistently capture alpha in all aspects of life. The best foundational asset is oneself.

marsbit1h ago

The Body is the Ultimate Cold Wallet: Don't Lose the Private Key to Your Health

marsbit1h ago

Trading

Spot
Futures

Hot Articles

Как купить S

Добро пожаловать на HTX.com! Мы сделали приобретение Sonic (S) простым и удобным. Следуйте нашему пошаговому руководству и отправляйтесь в свое крипто-путешествие.Шаг 1: Создайте аккаунт на HTXИспользуйте свой адрес электронной почты или номер телефона, чтобы зарегистрироваться и бесплатно создать аккаунт на HTX. Пройдите удобную регистрацию и откройте для себя весь функционал.Создать аккаунтШаг 2: Перейдите в Купить криптовалюту и выберите свой способ оплатыКредитная/Дебетовая Карта: Используйте свою карту Visa или Mastercard для мгновенной покупки Sonic (S).Баланс: Используйте средства с баланса вашего аккаунта HTX для простой торговли.Третьи Лица: Мы добавили популярные способы оплаты, такие как Google Pay и Apple Pay, для повышения удобства.P2P: Торгуйте напрямую с другими пользователями на HTX.Внебиржевая Торговля (OTC): Мы предлагаем индивидуальные услуги и конкурентоспособные обменные курсы для трейдеров.Шаг 3: Хранение Sonic (S)После приобретения вами Sonic (S) храните их в своем аккаунте на HTX. В качестве альтернативы вы можете отправить их куда-либо с помощью перевода в блокчейне или использовать для торговли с другими криптовалютами.Шаг 4: Торговля Sonic (S)С легкостью торгуйте Sonic (S) на спотовом рынке HTX. Просто зайдите в свой аккаунт, выберите торговую пару, совершайте сделки и следите за ними в режиме реального времени. Мы предлагаем удобный интерфейс как для начинающих, так и для опытных трейдеров.

247 Total ViewsPublished 2025.01.15Updated 2025.03.21

HTX Learn: Пройдите обучение по "Sonic" и разделите 1000 USDT

HTX Learn — ваш проводник в мир перспективных проектов, и мы запускаем специальное мероприятие "Учитесь и Зарабатывайте", посвящённое этим проектам. Наше новое направление .

1.6k Total ViewsPublished 2025.04.10Updated 2025.04.10

Discussions

Welcome to the HTX Community. Here, you can stay informed about the latest platform developments and gain access to professional market insights. Users' opinions on the price of S (S) are presented below.

活动图片