日本SBI银行扩大加密货币业务 推出面向储户的BTC、ETH、XRP奖励计划

bitcoinistPublished on 2026-06-10Last updated on 2026-06-10

Abstract

日本SBI集团旗下的新生银行计划推出加密货币奖励计划，以扩大其数字资产业务。据报道，该计划将于今年秋季启动，根据储户的账户余额，赠送可兑换为比特币、以太坊或XRP的加密货币券，价值相当于存款利息的20%。从6月10日开始，银行将进行为期三个月的试点活动，适用于3个月至5年期的定期存款和储蓄账户。 此举旨在通过银行存款作为切入点，吸引新客户使用集团旗下的加密货币交易所SBI VC Trade。储户需要开设SBI VC Trade账户才能兑换券。此前，该银行在2月曾推出过类似活动，提供XRP兑换券。 SBI集团近年来加速拓展加密货币业务，包括推出零售USDC借贷服务、与Visa合作发行可将消费奖励转换为加密货币的信用卡，并计划开发面向个人投资者的加密投资信托基金。此外，集团还计划推出加密货币ETF，并有意收购日本主要交易所Bitbank的股份，以巩固其在日本加密货币市场的地位。

据报道，日本金融巨头SBI控股的银行部门正为储户推出一项加密货币奖励计划，这是其扩大数字资产业务的更广泛举措的一部分。

SBI新生银行推出BTC、ETH、XRP奖励

据报道，日本SBI集团的银行部门SBI新生银行将于今年秋季推出一项计划，根据储户的账户余额奖励加密货币代金券。《日经新闻》周一首先报道了这一消息。

根据当地新闻媒体报道，储户将获得相当于其存款利息支付20%的交易所代金券，这些代金券可在“特定期限内”兑换成比特币、以太坊或瑞波币，兑换依据执行时的市场汇率进行。

该行将于6月10日开始一项为期三个月的试运行活动。据报道，该活动将适用于期限从三个月到五年不等的定期存款和储蓄账户。

存款30万日元将获得价值约500日元的代金券，而存款3000万日元或以上将获得价值约2万日元的代金券。SBI新生银行将收集客户反馈以塑造该服务的最终结构，在评估账户开户和使用情况后，于今年秋季决定是否永久性推出。

虽然将数字资产作为永久性存款产品提供非常罕见，但该计划旨在通过银行存款作为切入点，为该集团的加密货币业务SBI VC Trade吸引新客户。

值得注意的是，报告补充称，目前个人存款账户数量约为433万个，据报道，客户将需要开设一个SBI VC Trade账户才能兑换其代金券。

今年2月，SBI新生银行和SBI VC Trade开展了一项活动，根据存入Power Direct日元定期存款的总金额，提供高达2万日元的XRP交易所代金券。

SBI集团扩大加密货币业务

SBI集团一直在加速其加密货币扩张，推出新产品，同时深化其在交易和投资服务领域的布局。3月，SBI VC Trade推出了零售USDC借贷服务，允许用户通过定期协议借出稳定币以换取回报。

5月，SBI VC Trade、APLUS和Visa Worldwide Japan推出了SBI Visa加密卡，该卡可将消费奖励转换为BTC、ETH或XRP。该卡与SBI证券的投资服务集成，可实现与月度投资活动挂钩的自动加密货币累积。

SBI证券与乐天证券正在共同开发可直接销售给个人投资者的加密货币投资信托。与此同时，SBI已与Startale Group合作构建用于股票代币化的区块链，并推出了日元支持的稳定币JPYSC。

该集团还采取了措施以巩固其在日本加密货币交易所市场的地位，继将Bitpoint Japan整合进SBI VC Trade之后，已正式提交意向书，计划收购日本顶级受监管交易所之一Bitbank的股份，使其成为合并子公司。

此外，SBI还概述了推出基于加密货币的交易所交易基金的计划，已向东京证券交易所申请了一个结合比特币和XRP的ETF，目标是在三年内管理资产达到320亿美元，并计划推出一个“数字黄金加密”ETF，该ETF将把51%的资产配置于黄金，49%配置于数字资产。

一周图表显示，加密货币总市值为2.09万亿美元。来源：TradingView上的TOTAL

Related Questions

QSBI新生银行推出的加密货币奖励计划具体如何运作？

A该计划将根据储户的账户余额，向其发放相当于存款利息20%的加密货币兑换券。储户可以在规定期限内，按执行时的市场汇率，将这些兑换券兑换为比特币（BTC）、以太坊（ETH）或瑞波币（XRP）。该服务将于今年秋季正式启动，并于6月10日先行开展为期三个月的试点活动。

Q参与SBI的加密货币奖励计划有何门槛？最低和最高存款额对应的奖励分别是多少？

A该计划适用于期限为3个月至5年的定期存款和储蓄账户。存款30万日元可获得价值约500日元的兑换券；存款3000万日元或以上则可获得价值约2万日元的兑换券。

QSBI集团近期在加密货币领域有哪些主要的业务拓展举措？

ASBI集团近期在加密货币领域动作频频，包括：其旗下SBI VC Trade推出零售USDC稳定币借贷服务；与APLUS及Visa合作推出能将消费奖励转换为BTC、ETH或XRP的SBI Visa加密货币卡；与Startale Group合作开发用于股票代币化的区块链并发行日元稳定币JPYSC；计划收购日本头部交易所Bitbank股份；并已向东京证券交易所申请推出比特币与XRP的混合ETF以及‘数字黄金加密’ETF。

Q储户要兑换加密货币奖励券，必须满足什么条件？

A储户必须开通SBI集团旗下的加密货币交易平台SBI VC Trade的账户，才能兑换获得的加密货币奖励券。

QSBI推出此加密货币奖励计划的主要目的是什么？

A该计划的主要目的是通过银行存款作为切入点，吸引新客户使用SBI集团的加密货币业务（SBI VC Trade），从而扩展其数字资产业务。尽管将数字资产作为永久性存款产品非常罕见，但这是一种吸引客户的策略。

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