# Debit Card Articoli collegati

Il Centro Notizie HTX fornisce gli articoli più recenti e le analisi più approfondite su "Debit Card", coprendo tendenze di mercato, aggiornamenti sui progetti, sviluppi tecnologici e politiche normative nel settore crypto.

3% Cashback, 6% Annual Interest, and a Debit Card: Elon Musk Launches X Money in the US

On July 27, 2026, the social media platform X (formerly Twitter) launched its integrated financial service, X Money, initially available only to US-based Premium and Premium+ subscribers. Founder Elon Musk emphasized the launch's significance for the platform. US residents over 18 with a verified X account can use the service. X Payments LLC is not a bank; user funds are held in FDIC-insured accounts at Cross River Bank, with insurance potentially extended up to $10 million through a cash sweep program across partner banks. The core of the service is the X Card, a virtual or physical metal Visa debit card. Key features include: 3% cashback on most purchases (with some exclusions), free instant peer-to-peer payments, worldwide ATM fee reimbursement, no foreign transaction fees, and support for Apple/Google Pay. The service offers interest on account balances, up to 6.00% APY. Premium+ users get this rate immediately, while Premium users must meet a qualifying direct deposit requirement. Additional features include early direct deposit, wire transfers, bill pay, and paper check ordering. Security features include passkey login, customizable transaction limits, and Visa's Zero Liability Policy for fraud. The public launch followed a limited beta test with select Premium+ users in late June 2026. The launch marks X's continued evolution from a social network into a broader digital platform combining communication with everyday financial operations.

cryptonews.ruIeri 21:21

3% Cashback, 6% Annual Interest, and a Debit Card: Elon Musk Launches X Money in the US

cryptonews.ruIeri 21:21

X Money Service Launched in 41 States as Elizabeth Warren Warns Elon Musk's Banking Ambitions Pose a Risk

Elon Musk's X (formerly Twitter) has broadly launched its financial service, X Money, across the United States. Previously in limited beta, it is now available nationwide to all Premium and Premium+ subscribers, moving out of invite-only mode. The service integrates a deposit account, peer-to-peer payments, and a debit card (virtual and optional physical) directly within the X app. Key features include 6% APY for Premium+ users (with conditions for Premium), 3% cashback on card purchases, fee-free international transfers and peer-to-peer payments, and a $15 welcome bonus. Deposits are held through partner Cross River Bank, extending FDIC insurance coverage up to $10 million per account. X has obtained money transmitter licenses in 41 states and Washington D.C., but approvals are still pending for New York and Massachusetts. The expansion faces regulatory scrutiny, notably from Senator Elizabeth Warren. She warned that Musk's management of X poses risks to consumers and financial stability if applied to X Money and criticized a perceived loophole in the 2025 GENIUS Act that could let companies like X issue stablecoins with fewer restrictions. Currently, X Money operates solely with fiat currency, with no confirmed crypto integration. However, analysts like Grayscale's Zach Pandl suggest a deeper move into cryptocurrencies is an inevitable next step for the platform's financial ambitions.

cryptonews.ru2 giorni fa 13:01

X Money Service Launched in 41 States as Elizabeth Warren Warns Elon Musk's Banking Ambitions Pose a Risk

cryptonews.ru2 giorni fa 13:01

Bitunix Exchange Launches Visa Debit Card for Daily Purchases and Earning

Cryptocurrency exchange Bitunix has launched the Bitunix Card, a Visa-powered debit card enabling users to spend their crypto holdings for everyday purchases worldwide and earn yield on idle balances. The card can be used at over 130 million Visa merchants and integrated with digital wallets like Apple Pay and Google Pay. It offers up to 8% cashback on spending and can earn up to 11.6% annual yield on eligible balances. With no issuance or monthly fees, activation requires a minimum transfer of 100 USDT to the card account. The card is available to verified Bitunix users in supported regions, aiming to bridge digital assets with daily commerce.

TheNewsCrypto07/16 12:54

Bitunix Exchange Launches Visa Debit Card for Daily Purchases and Earning

TheNewsCrypto07/16 12:54

Visca Crypto! Top Exchange Signs 5-Year Agreement With Spanish Giant FC Barcelona

European cryptocurrency exchange WhiteBIT has renewed its strategic partnership with FC Barcelona for an additional five years, extending their collaboration until 2030. As the club's Official Cryptocurrency Exchange Partner, WhiteBIT will expand its role across Barça's men's first team, women's team, and basketball team, while also partnering with the Barça Innovation Hub. The alliance aims to integrate cryptocurrency into the sports ecosystem by developing practical applications for millions of fans worldwide. Initiatives include a co-branded debit card, fan engagement programs, and digital education efforts. The partnership seeks to bridge the gap between technology and sports, moving crypto beyond the industry into everyday use.

bitcoinist04/24 19:02

Visca Crypto! Top Exchange Signs 5-Year Agreement With Spanish Giant FC Barcelona

bitcoinist04/24 19:02

Elon Musk Has Confirmed When X Money Will Be Available, But Do You Know What To Expect?

Elon Musk has announced that early public access to X Money will launch next month, marking a significant step in transforming X into an "Everything App." The feature is expected to include peer-to-peer transfers, merchant payments, high-yield accounts, and crypto integration. Market speculation suggests a 73% chance of rollout by April 30. Features may also include a debit card, up to 6% APY on cash balances, 3% cashback, and FDIC-insured deposits. A notable aspect is "Smart Cashtags," allowing users to trade cryptocurrencies like BTC, ETH, XRP, and DOGE directly within the platform. Following the news, Dogecoin's price surged 7%, though Musk has not confirmed the extent of crypto integration. The full rollout is anticipated later this year.

bitcoinist03/13 22:32

Elon Musk Has Confirmed When X Money Will Be Available, But Do You Know What To Expect?

bitcoinist03/13 22:32

Visa Expands Stablecoin Strategy as Quantoz Joins as Principal Member in Europe

Visa has expanded its stablecoin strategy by welcoming Dutch payment company Quantoz as a principal member in Europe. This partnership enables Quantoz to issue Visa-branded virtual debit cards backed by its regulated digital money tokens, including USDQ, EURQ, and EURD, which maintain a 1:1 value with the US dollar and euro. Users can spend these tokens online and in-store via mobile wallets, making stablecoins usable for everyday payments. As a principal member, Quantoz can issue Visa cards directly without relying on banks and act as a BIN sponsor, allowing other fintech firms to launch their own stablecoin-linked debit cards using its membership. Quantoz’s tokens are issued under a Dutch central bank license, with funds held 1:1 in safeguarded accounts and protected by a bankruptcy-remote structure including a 2% reserve buffer. This move follows similar initiatives, such as Visa’s partnership with UK-based BVNK earlier this year, signaling a growing effort by traditional payment networks to integrate stablecoins into daily transactions.

TheNewsCrypto02/18 11:33

Visa Expands Stablecoin Strategy as Quantoz Joins as Principal Member in Europe

TheNewsCrypto02/18 11:33

The Hidden Realities and Concerns Behind Web3 Unicorn Phantom

The Web3 unicorn Phantom, valued at $3 billion, has navigated a challenging 2025 in the crypto wallet market. While its user base grew to nearly 20 million monthly active users and assets under custody surpassed $25 billion, its market share in embedded swaps plummeted from 10% to just 0.5%, as users migrated to exchange-linked wallets offering lower fees and stronger incentives. Phantom, which started on Solana and expanded multi-chain, remains heavily dependent on the Solana ecosystem, with 97% of its swap transactions occurring there. This has posed risks as Solana's TVL declined over 34% from its peak. In response, Phantom has aggressively pursued new product lines to diversify revenue and usage. Key launches include its native stablecoin CASH, which surpassed $100 million in supply; a Phantom-branded debit card for spending crypto in the U.S.; the acquisition of trading tools like Solsniper; integration of a prediction market with Kalshi; and the release of a free SDK, Phantom Connect, for easier dApp onboarding. CEO Brandon Millman emphasizes focusing on product over token launches or an IPO, aiming to make crypto a tool for everyday payments. However, the path is competitive, with MetaMask having already launched a similar card in more regions. The success of Phantom's debit card and the sustainability of its stablecoin remain to be proven as it battles to define the future of independent non-custodial wallets.

marsbit12/23 12:08

The Hidden Realities and Concerns Behind Web3 Unicorn Phantom

marsbit12/23 12:08

Mars Daily News |

Mars Morning Brief: Binance founder CZ confirmed purchasing over $2 million worth of ASTER tokens, with additional buys following his initial announcement. The UK Treasury is drafting new regulations for cryptocurrency markets, set to take effect in 2027, to enhance transparency and consumer protection. State Street Investment Management predicts gold will remain a key asset in 2025 despite its significant gains. Former White House advisor Kevin Hassett emphasized the Federal Reserve's independence in rate decisions despite presidential input. Phantom announced early access to its cash debit card in the US, enabling crypto-fiat transactions. Ethereum co-founder Vitalik Buterin sold UNI, KNC, and other altcoins for 16,796 USDC. Major token unlocks are scheduled this week for ZRO, ARB, STRK, and SEI. The report also explores 2026 investment trends, including blockchain applications, DeFi, AI integration, and tokenization of real-world assets, while highlighting economic challenges and declining confidence among young Americans.

marsbit12/15 02:22

Mars Daily News |

marsbit12/15 02:22

What's the Crypto World Talking About Overseas Today

The cryptocurrency market has seen significant activity over the past 24 hours, with major discussions and developments across various ecosystems. Key highlights include major announcements from the Solana Breakpoint conference, such as Jupiter's open-source lending platform and upcoming JupUSD stablecoin, Coinbase enabling direct purchases of Solana DEX tokens, and institutional moves like JP Morgan and Galaxy issuing commercial papers on Solana. Bhutan also plans to launch tokenized gold on the network. Debates around Automatic Deleveraging (ADL) mechanisms continue, with experts emphasizing its role in maintaining exchange stability. Polymarket achieved a record weekly on-chain trading volume of $1.3 billion, reflecting growing interest in prediction markets. Critiques of crypto debit cards and their limitations were also discussed. Ecosystem updates include Solana’s Ellipsis Labs launching Phoenix Perpetuals and the $TOBY token initiative for yield generation. Ethereum’s Fusaka upgrade aims to enhance L2 scalability, while Aave V4 focuses on improving its liquidation engine and expanding integrations. In the Perp DEX space, Lighter DEX attracted attention for its valuation, and Hyperliquid introduced a "Reverse Mode" feature for traders.

marsbit12/12 04:47

What's the Crypto World Talking About Overseas Today

marsbit12/12 04:47

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