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Artemis Crypto Payment Card Report: $18 Billion Market Size, The Silent Explosion of Crypto Payments

Artemis Research reveals that the crypto payments card market has grown into a $18 billion industry, with monthly transaction volumes increasing 15-fold since early 2023. The report breaks down the crypto card stack into three layers: Networks (Visa and Mastercard), Issuers & Program Managers (e.g., Baanx, Bridge), and Consumer Apps (wallets and exchanges like MetaMask and Phantom). Visa dominates with over 90% of on-chain card transaction volume, largely due to early infrastructure partnerships. A key structural shift is the rise of full-stack issuers like Rain and Reap, which now issue cards and settle directly as Visa Principal Members—bypassing sponsor banks for greater control and better economics. Geographic usage varies: In India, crypto cards serve as collateralized credit solutions, while in Argentina, they function as inflation-hedged stablecoin debit cards. In developed markets, crypto cards target high-value users who hold significant stablecoin balances and seek to spend them. The report concludes that as stablecoin adoption grows, crypto cards will scale accordingly, acting as essential infrastructure for bringing digital dollars into the real economy.

marsbit01/21 06:29