Helios Finance Secures $1M in Funding to Unlock On-Chain Bitcoin Liquidity

TheNewsCryptoPublished on 2026-03-06Last updated on 2026-03-06

Abstract

Helios Finance has raised $1 million in a funding round from investors including Draper Associates, Draper Dragon, and 3Commas Capital. The company is building a Bitcoin-native lending protocol and credit card to unlock on-chain liquidity, allowing long-term Bitcoin holders to access spending power without selling their BTC and triggering tax events. Unlike wrapped-asset solutions, Helios maintains a "Bitcoin-first" experience on its MIDL execution layer. The goal is to transform Bitcoin into a productive, programmable asset. The funding will be used to scale infrastructure and accelerate the global rollout of its Bitcoin-backed credit card.

Helios Finance, the company behind the specialized Bitcoin-native lending protocol and credit card, has raised $1M in funding to bridge the gap between long-term Bitcoin holding and real-world liquidity.

The round saw participation from top-tier venture firms including Draper Associates, Draper Dragon, 3Commas Capital, and the BitcoinFi Accelerator. A select group of strategic angel investors also joined the round to support the mission of bringing productive usecases to the world’s most secure network.

The funding will be used to scale Helios’s core infrastructure, which allows users to access real-world spending power without triggering the tax consequences or the long-term regret associated with selling BTC.

What is Helios Finance?

Unlike traditional wrapped-asset protocols that require users to move Bitcoin onto Ethereum or other chains, Helios focuses on maintaining a “Bitcoin-first” experience. The platform’s standout feature, built on the MIDL execution layer, is a Bitcoin-backed credit card and lending suite that allows users to borrow against their holdings instantly.

The goal is to move Bitcoin away from being a “dormant” store of value and into a functional, programmable financial tool. Tim Draper, a prominent Silicon Valley venture capitalist who has also invested in SpaceX, Tesla and Coinbase, sees Helios as a critical piece of the puzzle for the next phase of adoption.

“Helios is transforming Bitcoin from a passive asset into a functional bank on-chain,” Draper noted. “With their lending platform and Bitcoin credit card, they’ve unlocked the liquidity of the world’s most secure asset. This is exactly how we transition to a Bitcoin economy.”

The Shift to BitcoinFi

The investment comes at a pivotal time for “BitcoinFi”, a growing sector dedicated to building decentralized finance (DeFi) capabilities directly on or around the Bitcoin network. As institutional interest in Bitcoin peaks, the demand for sophisticated credit products is skyrocketing.

“As the Bitcoin ecosystem matures, our mission is to turn dormant BTC into productive, programmable capital that still lives on-chain,” said Tristan Kleine-Fournier, Founder & CEO of Helios. “We’re building products that let Bitcoin holders tap into their Bitcoin wealth in everyday life, without ever having to sell the asset they trust more than fiat.”

Scaling the On-Chain Bank

While many lending platforms struggled during previous market cycles due to opaque rehypothecation, Helios is leaning into the transparency of on-chain collateralization. By offering a direct bridge to a credit card, the startup is positioning itself as the primary interface for users who want to live on a Bitcoin standard.

The Helios team plans to use the $1M injection to expand its engineering team and accelerate the rollout of its credit card to a global waitlist. As Bitcoin trends toward a global reserve asset, Helios is betting that the industry’s most vital service won’t be helping people sell their Bitcoin, it will be ensuring they never have to.

Secure your spot on the Helios Reserve Credit Card waitlist atwww.heliosreserve.xyz

The Bitcoin economy is coming, don’t get left behind. Secure your spot on the Helios Reserve Credit Card waitlist atwww.heliosreserve.xyz and be among the first to spend your Bitcoin without ever selling a single sat.

About Helios Finance

Helios Finance is a Bitcoin-native lending and credit platform designed to unlock on-chain liquidity without requiring users to sell their BTC. Helios enables Bitcoin holders to borrow, spend, and earn in a fully on-chain, self-custodial environment. Its suite of products, including the Bitcoin-backed credit card, transforms Bitcoin from a dormant asset into a productive financial instrument for the emerging Bitcoin economy.

About Draper Associates

Draper Associates, founded in 1985 by Tim Draper, is a seed-stage venture capital firm that helps entrepreneurs drive their businesses to greatness. Tim Draper is one of Silicon Valley’s most prominent venture capitalists, investing in legendary companies such as SpaceX, Tesla and Coinbase. He is an ardent proponent of Bitcoin and is recognized as one of the world’s largest cryptocurrency holders.

About Draper Dragon

Draper Dragon, established in 2006 by Larry Li, Andy Tang, and Tim Draper, is a cross-border venture capital firm that bridges the gap between Silicon Valley and Asian innovation hubs. As a core member of the Draper Venture Network, the firm specializes in early-stage investments within the Web3, blockchain, and digital asset sectors. Draper Dragon has been a pivotal backer of transformative crypto infrastructure, with a portfolio that includes industry leaders such as Coinbase, Ledger, and Vechain.

Disclaimer: TheNewsCrypto does not endorse any content on this page. The content depicted in this Press Release does not represent any investment advice. TheNewsCrypto recommends our readers to make decisions based on their own research. TheNewsCrypto is not accountable for any damage or loss related to content, products, or services stated in this Press Release.

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Related Questions

QWhat is the primary goal of Helios Finance as described in the article?

AThe primary goal of Helios Finance is to bridge the gap between long-term Bitcoin holding and real-world liquidity, transforming Bitcoin from a dormant store of value into a functional, productive financial tool that allows users to access spending power without selling their BTC.

QWhich venture capital firms participated in Helios Finance's $1M funding round?

AThe funding round saw participation from Draper Associates, Draper Dragon, 3Commas Capital, and the BitcoinFi Accelerator, along with a select group of strategic angel investors.

QHow does Helios Finance's approach differ from traditional wrapped-asset protocols?

AUnlike traditional wrapped-asset protocols that require moving Bitcoin onto other chains like Ethereum, Helios maintains a 'Bitcoin-first' experience by building its lending suite and credit card on the MIDL execution layer, allowing users to borrow against their Bitcoin holdings directly without leaving the Bitcoin ecosystem.

QWhat does Tim Draper, an investor in Helios, say about the company's role in the Bitcoin economy?

ATim Draper stated that 'Helios is transforming Bitcoin from a passive asset into a functional bank on-chain' and that with their lending platform and Bitcoin credit card, they have unlocked the liquidity of the world's most secure asset, which is critical for transitioning to a Bitcoin economy.

QWhat will Helios Finance use the $1M in funding for?

AThe funding will be used to scale Helios's core infrastructure, expand its engineering team, and accelerate the global rollout of its Bitcoin-backed credit card to meet the demand from its waitlist.

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