# Пов'язані статті щодо CBDC

Центр новин HTX надає останні статті та поглиблений аналіз на тему "CBDC", що охоплює ринкові тренди, оновлення проєктів, технологічні розробки та регуляторну політику в криптоіндустрії.

Is Trump using the CLARITY Act as leverage in broader negotiations?

The July 4 deadline for the CLARITY Act's passage appears set to lapse without approval, following nearly a year of delays since the House passed it in July 2025. The current holdup stems from President Donald Trump using the bill as leverage in broader negotiations. He recently called off the signing ceremony for the bipartisan 21st Century ROAD to Housing Act, having previously stated he would not sign other bills until Republicans pass the SAVE America Act. This creates a Senate scheduling crunch, squeezing the CLARITY Act's chances before the August recess. Despite Trump's move, Senator Tim Scott and others express hope for advancing the crypto market structure bill quickly, citing a bipartisan Senate Banking Committee proposal. The urgency is driven by concerns that prolonged regulatory uncertainty could push the crypto ecosystem to other nations. However, the bill risks losing momentum if Republicans cannot secure the required 60 votes before the recess, potentially delaying it until 2027. Galaxy Research has consequently lowered its outlook for the Act's passage from 60% to 50%.

ambcrypto07/01 06:02

Is Trump using the CLARITY Act as leverage in broader negotiations?

ambcrypto07/01 06:02

Congress Advances CBDC Ban Until 2030 Through Major Housing Reform Bill

Congress has passed the 21st Century Road to Housing Act, a bipartisan bill primarily focused on housing reform to improve affordability and supply. Included within it is a significant provision that bans the Federal Reserve from issuing a central bank digital currency (CBDC) or "digital dollar" before December 31, 2030. The measure defines a CBDC as a dollar-denominated digital asset, a direct liability of the Fed, accessible to all Americans. Proponents argue the ban allows more time to study a digital dollar's impacts and addresses concerns about privacy, financial surveillance, and government overreach in digital payments. The provision specifically targets a retail CBDC but does not restrict permissionless blockchain networks. This crypto-related language, embedded in broader housing legislation, has drawn considerable attention for its potential to shape the future of digital assets and payments in the U.S. The bill's final passage will determine if the ban takes effect for the next decade.

TheNewsCrypto06/17 12:11

Congress Advances CBDC Ban Until 2030 Through Major Housing Reform Bill

TheNewsCrypto06/17 12:11

Morning Post | Bitmine Plans to Raise $300 Million Through Preferred Stock Issuance; Polymarket Accuses Kalshi of Commercial Espionage

ChainCatcher's Daily Crypto Brief: Key developments from the past 24 hours include significant funding moves, regulatory actions, and market predictions. Bitmine announced a $300 million preferred stock fundraising. Polymarket accused rival prediction platform Kalshi of corporate espionage, citing numerous suspicious coincidences in product launches, a claim Kalshi strongly denied. The U.S. Department of Justice, in a joint "Disruption Week" anti-fraud operation with companies like Coinbase and Meta, froze over $3.8 million in cryptocurrency linked to scams. In infrastructure news, Macau completed its integration with the multi-central bank digital currency bridge, mBridge, aiming to build efficient cross-border payment channels. Cosmos Labs acquired the block explorer Mintscan. Market-wise, Geoffrey Kendrick, Standard Chartered's Head of Digital Assets Research, stated Bitcoin is nearing a bottom around $63,000, maintaining a year-end target of $100,000. He noted stability in U.S. spot Bitcoin ETF holdings. Ahead of SpaceX's anticipated IPO, internal insiders at Rocket Lab (RKLB) sold over $18.41 million in stock. In tokenization, Goldman Sachs partnered with Apex and Archax to launch a tokenized real estate fund. The meme token tracker GMGN reported the top trending tokens: on Ethereum, HEX, SHIB, LINK, PEPE, mUSD; on Solana, TROLL, swarms, WORLDCUP, neet, Buttcoin; and on Base, PEPE, toby, ODDS, ELSA, SKI.

链捕手06/05 01:32

Morning Post | Bitmine Plans to Raise $300 Million Through Preferred Stock Issuance; Polymarket Accuses Kalshi of Commercial Espionage

链捕手06/05 01:32

Eight Global Central Banks Enter the Fray, Aiming to Claim a Piece of the Stablecoin Pie?

The article discusses the Agorá project, a global cross-border payment system initiative led by the Bank for International Settlements (BIS) with participation from eight major central banks (including the Federal Reserve Bank of New York, Bank of England, and Bank of Japan) and over 40 private financial institutions like JPMorgan and SWIFT. Agorá aims to create a unified platform for the instant settlement of cross-border transactions using tokenized commercial bank deposits. A key feature is its strict "permissioned" design, where funds are pre-labeled by country and smart contracts enforce AML and sanctions checks. This contrasts with the "permissionless" ideal suggested by its ancient Greek namesake. The system employs a two-tier architecture: central banks retain full control over sovereign reserves on separate ledgers, while private entities manage a shared ledger for multi-currency clearing. The project, which completed a prototype in May 2026, seeks to streamline the slow, multi-step process of traditional cross-border payments. It is positioned as a centralized, regulatory-compliant alternative to decentralized stablecoins like Tether, targeting large-scale institutional transfers. The analysis highlights a potential future market split: projects like Agorá could dominate wholesale institutional payments, while public blockchain-based stablecoins retain their role in retail, remittance, and emerging market use cases. This represents an effort by traditional finance to establish boundaries for decentralized networks. The upcoming integration of the EU's Pontes framework with its core settlement system will test this dynamic.

marsbit06/02 09:07

Eight Global Central Banks Enter the Fray, Aiming to Claim a Piece of the Stablecoin Pie?

marsbit06/02 09:07

BIS Latest Research: The Future of Stablecoins and the Global Monetary Landscape

BIS Working Paper No. 170, released in May 2026, analyzes the impact of stablecoins on the global monetary system. The market has grown exponentially since 2014, with over 300 active stablecoins exceeding $300 billion in market capitalization. It is highly concentrated, dominated by USD-linked stablecoins (98% by market cap, mainly USDT and USDC), which function as new forms of private offshore dollar claims on blockchain. Currently, stablecoin use remains largely within crypto ecosystems for trading and DeFi collateral. Real-economy adoption, such as in cross-border payments, is nascent but growing in emerging markets and developing economies (EMDEs) facing high inflation and volatile currencies, where they facilitate capital flight and "digital dollarization." The paper assesses impacts using the Cohen-Kennen framework. For private-sector functions, stablecoins most directly affect value storage (as a dollar-denominated safe haven in EMDEs) and the medium of exchange (enhancing cross-border payment efficiency, further entrenching dollar use). Impacts on the unit of account and official-sector functions are currently limited but could indirectly constrain monetary policy autonomy and capital controls. The report outlines three potential future scenarios: 1) **Niche adoption**, where stablecoins remain crypto-centric with minimal systemic impact; 2) **Digital dollarization**, a high-risk scenario where USD stablecoins become de facto standards in EMDEs, eroding monetary sovereignty; and 3) **Local currency stablecoin integration**, an ideal but challenging scenario where regulated domestic stablecoins linked to CBDCs enhance efficiency without foreign currency substitution. Key policy recommendations emphasize global coordination: establishing uniform regulatory standards (e.g., for reserves and disclosure), strengthening cross-border supervisory cooperation, enhancing domestic defenses in EMDEs (via macroeconomic stability, improved payment systems, and CBDCs), and combating illicit activities. The paper concludes that stablecoins are a structural force reinforcing dollar dominance in the near term, posing significant risks to EMDEs' financial stability and policy autonomy. Their long-term trajectory depends on regulatory responses, adoption patterns, and the co-evolution with public digital currencies.

marsbit06/01 03:00

BIS Latest Research: The Future of Stablecoins and the Global Monetary Landscape

marsbit06/01 03:00

BIS Latest Research: Stablecoins and the Future of the Global Monetary Landscape

The Bank for International Settlements (BIS) Working Paper No. 170 analyzes the rise of stablecoins and their impact on the global monetary system. Stablecoins, privately issued digital tokens pegged to fiat currencies, have grown exponentially since 2014, with a market dominated by USD-pegged variants like USDT and USDC. Their core function remains within the crypto ecosystem, though use in cross-border payments and as a store of value in high-inflation emerging markets is increasing. The report identifies stablecoins as a new form of offshore dollar claims, extending dollar liquidity via blockchain. Their stability depends entirely on reserve quality and market arbitrage, lacking traditional banking safeguards. In the short term, stablecoins reinforce the US dollar's dominance, posing risks to monetary sovereignty in emerging market and developing economies (EMDEs) by facilitating "digital dollarization," which can undermine local currency deposits, capital controls, and monetary policy effectiveness. The BIS outlines three potential future scenarios: 1) Niche adoption within crypto (baseline), 2) Widespread "digital dollarization" in EMDEs (high-risk), and 3) Integration of domestic currency stablecoins (ideal but challenging). Effective global regulatory coordination is crucial to manage risks like reserve transparency, cross-border spillovers, and illicit activities. The report concludes that stablecoins represent a structural force reshaping international monetary hierarchies, presenting both opportunities for payment efficiency and significant risks to financial stability and autonomy, necessitating robust policy responses.

链捕手06/01 02:54

BIS Latest Research: Stablecoins and the Future of the Global Monetary Landscape

链捕手06/01 02:54

Georgia Teams Up With Tether To Launch National Stablecoin

The government of Georgia has partnered with Tether, the issuer of USDT, to launch GEL₮, a national stablecoin pegged to the Georgian Lari. This initiative aims to integrate the national currency directly onto digital asset infrastructure under a new regulatory framework, designed to align with regulations like the U.S. GENIUS Act. Georgia's prime minister and Tether's CEO highlighted the move as a step toward a more transparent and digitally empowered financial system, building on the country's existing digital asset payment infrastructure. While specific launch details for GEL₮ are pending, the announcement coincides with a period of strong regulatory momentum and growth for stablecoins, whose combined market cap is near an all-time high of approximately $322.7 billion.

bitcoinist05/26 12:01

Georgia Teams Up With Tether To Launch National Stablecoin

bitcoinist05/26 12:01

Tether's New Business: Helping Small Countries Issue Stablecoins

Tether has announced a partnership with the Georgian government to issue GEL₮, a Lari-pegged stablecoin, aiming to reduce costs, accelerate settlements, and promote cross-border payments. This move is part of Tether's broader strategy to establish a replicable, standardized business of issuing sovereign currency-backed stablecoins for smaller nations, alongside its flagship USDT and other regional offerings like MXNT (Mexican Peso) and CNHT (Offshore Yuan). Georgia represents an ideal test case due to its high reliance on remittances (~15% of GDP), established digital asset regulatory framework aligned with U.S. standards, and prior engagement with Tether. The country gains accelerated internationalization of its currency by accessing Tether's global distribution network and liquidity pools, where GEL₮ can be swapped directly with assets like USDT. For Tether, the immediate financial gain from Georgia's small market is minimal. The true value lies in creating a template. Successfully navigating the compliance, reserve, and redemption processes for GEL₮ allows Tether to replicate this model swiftly for other nations with similar profiles, such as Azerbaijan or Nigeria. The deeper strategy involves subtly integrating these national currencies into an informal USDT-anchored dollar system, positioning Tether as the essential routing infrastructure. This partnership highlights a potential new model: the outsourcing of sovereign currency globalization to private stablecoin issuers. It offers smaller states a faster path to digital currency integration than developing a Central Bank Digital Currency (CBDC). However, it raises significant questions about monetary sovereignty, financial stability risks, and increased dependency on a private entity. If more countries adopt this model in the coming year, Tether could evolve from a stablecoin issuer into a unique, cross-sovereign financial infrastructure service provider.

marsbit05/26 04:44

Tether's New Business: Helping Small Countries Issue Stablecoins

marsbit05/26 04:44

Investors Assess New Fed Chair Kevin Warsh’s Monetary Policy Direction

Bitcoin remains under pressure, trading just below $78,000, as markets assess the monetary policy direction of new Federal Reserve Chair Kevin Warsh. Despite his past support for Bitcoin and criticism of central bank digital currencies, his early tenure has seen a sharp rise in the 2-year US Treasury yield to 4.14%, a key indicator of future policy expectations. This move suggests markets anticipate a shift away from aggressive rate cuts, with futures pricing in a potential rate hike by December. Higher yields and borrowing costs typically challenge speculative assets like Bitcoin by diminishing their liquidity appeal. Analysts caution that while Warsh is seen as innovative, his regulatory approach could still pose headwinds for digital assets.

TheNewsCrypto05/25 10:55

Investors Assess New Fed Chair Kevin Warsh’s Monetary Policy Direction

TheNewsCrypto05/25 10:55

Crypto Gains State-Level Support As South Carolina Bans Federal CBDCs

South Carolina has joined over a dozen U.S. states in enacting legislation to protect cryptocurrency rights. Governor Henry McMaster signed Senate Bill 163, which passed with near-unanimous support. The law prohibits state agencies from accepting or requiring payments in a Federal Reserve-issued central bank digital currency (CBDC) or participating in related pilot programs, though privately issued stablecoins like USDC remain permitted. Beyond the CBDC ban, the legislation establishes a broad framework for digital assets. It protects the right of individuals and businesses to accept cryptocurrencies as payment, formally recognizes self-hosted wallets, and prevents discriminatory taxation on digital asset transactions. The law also provides legal protections for crypto mining operations against unfair local regulations and exempts certain activities like node operation and staking services from money transmitter licensing. It includes consumer protection measures, allowing the state Attorney General to prosecute fraud in staking or mining services.

bitcoinist05/21 06:32

Crypto Gains State-Level Support As South Carolina Bans Federal CBDCs

bitcoinist05/21 06:32

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