# Пов'язані статті щодо 401k

Центр новин HTX надає останні статті та поглиблений аналіз на тему "401k", що охоплює ринкові тренди, оновлення проєктів, технологічні розробки та регуляторну політику в криптоіндустрії.

America's Most Conservative Money Is Eyeing Cryptocurrency

The U.S. Department of Labor has proposed a new rule that would allow 401(k) retirement plans, which hold over $10 trillion in assets, to include digital assets and other alternative investments. This marks a significant reversal from the Biden administration's 2022 guidance, which urged extreme caution regarding crypto in retirement plans. The Trump administration withdrew that guidance in 2025 and issued an executive order facilitating access to alternative assets, including crypto, through actively managed investment vehicles. The proposed rule establishes a "safe harbor" framework to protect plan sponsors from lawsuits if they follow specific due diligence steps. These include assessing performance, fees, liquidity, valuation, benchmarking, and complexity. The rule does not cover self-directed brokerage accounts; instead, crypto exposure would likely come through professionally managed funds within the plan's investment menu, such as target-date funds. Several states, including Indiana and Texas, are also moving to allow crypto options in public retirement systems. The rule is now open for public comment, with final approval expected by late 2026. This shift could channel significant long-term capital into crypto and further legitimize digital assets within the mainstream financial system.

marsbit03/31 11:10

America's Most Conservative Money Is Eyeing Cryptocurrency

marsbit03/31 11:10

Bitwise CIO Defends Bitcoin In 401(k)s Amid Sen. Warren’s New Warning

Bitwise CIO Matt Hougan defends the inclusion of Bitcoin in 401(k) plans, arguing that restrictions are "ridiculous" and that Bitcoin's volatility is comparable to stocks like Nvidia. He highlights the Trump administration's pro-crypto shift and relaxed stances from major firms like Vanguard. Meanwhile, Senator Elizabeth Warren warns the SEC about risks, citing volatility, lack of transparency, and potential conflicts of interest. Despite her concerns, multiple U.S. lawmakers support efforts to expand crypto access in retirement accounts, including a proposed bill to codify Trump's executive order.

bitcoinist01/14 09:31

Bitwise CIO Defends Bitcoin In 401(k)s Amid Sen. Warren’s New Warning

bitcoinist01/14 09:31

Senator Warren’s Warning: SEC Receives Letter On Potential Losses With Crypto In 401(k) Funds

Senator Elizabeth Warren has expressed strong concerns to SEC Chair Paul Atkins regarding the inclusion of cryptocurrencies in 401(k) retirement plans. In a letter, she argued that such investments pose significant risks due to their volatility, lack of market transparency, and potential conflicts of interest. Warren emphasized that retirement funds should not be exposed to high-risk assets and questioned whether the SEC is adequately protecting investors. She also raised issues about fee structures and market manipulation in crypto markets. Despite regulatory efforts to foster innovation, Warren remains skeptical, highlighting the tension between investor protection and the administration’s pro-crypto stance.

bitcoinist01/13 00:02

Senator Warren’s Warning: SEC Receives Letter On Potential Losses With Crypto In 401(k) Funds

bitcoinist01/13 00:02

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