Visa outlines stablecoin strategy during Q3 earnings call

cointelegraphОпубліковано о 2026-07-28Востаннє оновлено о 2026-07-28

Анотація

Visa's fiscal third-quarter revenue grew 14% year-over-year to $11.6 billion, supported by strong growth in payments volume, cross-border transactions, and processed transactions. During its earnings call, the company detailed its expanding stablecoin strategy, emphasizing investments across the entire stablecoin ecosystem, including blockchain infrastructure, issuance, wallets, and applications. Visa highlighted progress in issuance and application layers, and announced its participation in the OpenStandard consortium, which plans to issue the OpenUSD stablecoin for global money movement. The Visa stablecoin platform is designed to allow partners to settle with Visa using stablecoins, provide onchain wallet services, and facilitate conversions between fiat currency and stablecoins, starting with OpenUSD. The platform will also integrate with Pismo to support financial institutions' tokenized deposits, with plans to add more infrastructure providers. Visa further described stablecoins and artificial intelligence as complementary long-term growth technologies, suggesting that while stablecoins reshape the backend of commerce, AI is transforming the frontend.

Visa reported fiscal third-quarter revenue of $11.6 billion, up 14% from a year earlier, driven by double-digit growth in payments volume, cross-border volume and processed transactions.

During the company’s earnings call, Visa outlined its broader stablecoin strategy, saying it has been investing across multiple layers of the stablecoin ecosystem. The company said:

We are active in investing in each layer of the stablecoin stack, from blockchain, to issuance, wallets, infrastructure and orchestration, and applications. This quarter, we’ve made progress in both the issuance and application layers.

Visa added that it had joined the OpenStandard consortium, which plans to issue the OpenUSD stablecoin for global money movement. The company said the Visa stablecoin platform is designed to enable partners to settle with Visa in stablecoins, provide onchain wallet-as-a-service infrastructure and move money between fiat currencies and stablecoins, beginning with OpenUSD.

The platform will also integrate with Pismo to support tokenized deposits for financial institutions, with plans to add third-party tokenized deposit infrastructure providers in the future.

The company also pointed to artificial intelligence as another long-term growth area, describing stablecoins and AI as complementary technologies.

If stablecoins are reshaping the backend of commerce, we see AI is transforming the frontend. We believe agentic commerce will expand our addressable market and drive future growth for Visa.

Cross-border volume increased 13% year over year, or 12% excluding intra-Europe, while processed transactions rose 10%, according to the company’s earnings release.

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Пов'язані питання

QWhat was Visa's fiscal third-quarter revenue and how does it compare to the previous year?

AVisa reported fiscal third-quarter revenue of $11.6 billion, representing a 14% increase from a year earlier.

QIn which layers of the stablecoin ecosystem has Visa been investing, according to the earnings call?

AVisa has been investing across multiple layers of the stablecoin stack, including blockchain, issuance, wallets, infrastructure and orchestration, and applications.

QWhat is the purpose of the Visa stablecoin platform as mentioned in the article?

AThe Visa stablecoin platform is designed to enable partners to settle with Visa in stablecoins, provide onchain wallet-as-a-service infrastructure, and move money between fiat currencies and stablecoins, starting with OpenUSD.

QHow does Visa view the relationship between stablecoins and artificial intelligence (AI)?

AVisa sees stablecoins and AI as complementary technologies, stating that while stablecoins are reshaping the backend of commerce, AI is transforming the frontend.

QWhat was the year-over-year growth in Visa's cross-border volume and processed transactions for the quarter?

ACross-border volume increased 13% year over year (12% excluding intra-Europe), and processed transactions rose 10%.

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