Индия ищет баланс между CBDC и частными криптовалютами

cryptonews.ruОпубліковано о 2024-02-28Востаннє оновлено о 2024-10-28

Генеральный директор одной из крупнейших криптовалютных бирж Индии Сумит Гупта (Sumit Gupta) выступил с неожиданным заявлением: цифровые валюты центральных банков (CBDC) и частные криптовалюты должны дополнять друг друга, а не конкурировать между собой.

Две стороны цифровой монеты

В своем недавнем посте в соцсети X топ-менеджер CoinDCX подчеркнул принципиальное различие между CBDC и такими криптовалютами, как биткоин.

«CBDC выпускаются централизованно национальным банком, который полностью контролирует их эмиссию, предложение и использование», — поясняет Гупта. По его мнению, именно эта централизация позволяет эффективно проводить монетарную политику и управлять такими показателями, как инфляция, ликвидность и процентные ставки.

Впрочем, не все разделяют его оптимизм. Сооснователь TON Society Джек Бут (Jack Booth) видит в CBDC серьезную угрозу: «Доверие общества к правительствам, особенно в западных странах, находится на рекордно низком уровне. Внедрение CBDC, которое даст никем не избранным чиновникам полный контроль над вашими средствами, только усугубит существующие проблемы».

Индия на распутье инноваций

Хотя индийские власти периодически обсуждают возможность запрета частных криптовалют, Гупта уверен в инновационном потенциале страны. «Согласно различным отчетам о Web3, в Индии работает более 75 000 ключевых специалистов в области Web3 и более 450 стартапов. Запрет может задушить предпринимательский дух и затормозить развитие блокчейн-технологий», — отмечает он.

Позитивные сдвиги уже заметны: в марте 2020 года Верховный суд Индии отменил запрет Резервного банка страны на работу банков с криптокомпаниями. Теперь криптовалютные биржи могут соответствовать требованиям Отдела финансовой разведки (FIU) и налоговым нормам.

Курс на баланс

«К сожалению, некоторые игроки все еще не соблюдают неоторые параметры регулирования», — признает Гупта. Он также отмечает, что высокие налоги вынуждают пользователей уходить на офшорные платформы, и надеется на налоговые послабления после внедрения механизмов контроля и мониторинга в рамках инициатив по предотвращению отмывания денег.

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