# Digital Dirham İlgili Makaleler

RAKBANK Wins Approval for AED Stablecoin as UAE’s Digital Dirham Skips 2025 Launch

RAKBANK has received in-principle approval from the Central Bank of the UAE (CBUAE) to issue an AED-backed stablecoin for digital payments. The stablecoin will be fully backed by UAE dirham reserves held in regulated accounts, with transparency ensured through independent audits and smart contracts. This approval allows RAKBANK to advance in the digital assets space, following its earlier integration of crypto trading services. Meanwhile, the UAE’s central bank digital currency (CBDC), the Digital Dirham, has been delayed past its planned 2025 launch. The CBUAE reportedly suspended testing due to concerns over privacy, cybersecurity, and potential disruptions to the banking system. This delay has created an opportunity for private institutions like RAKBANK to lead innovation in regulated stablecoins. RAKBANK’s move is part of a broader trend of UAE banks launching compliant stablecoins, following similar approvals for Zand Bank and AED Stablecoin LLC. The UAE appears to be prioritizing private-sector digital currency solutions while its CBDC remains under development.

ccn.com01/07 10:13