# Banking Lobby İlgili Makaleler

HTX Haber Merkezi, kripto endüstrisindeki piyasa trendleri, proje güncellemeleri, teknoloji gelişmeleri ve düzenleyici politikaları kapsayan "Banking Lobby" hakkında en son makaleleri ve derinlemesine analizleri sunmaktadır.

Stablecoin yield ban emerges as flashpoint in new U.S. crypto bill

A new U.S. crypto market structure bill draft has intensified conflict between banks and the crypto industry, with a proposed ban on interest or passive yield payments tied to payment stablecoins emerging as a central battleground. The provision aims to prevent stablecoins from functioning like blockchain-based savings accounts that could draw deposits away from traditional banks, though certain activity-based rewards would still be permitted. Crypto executives argue this eliminates a key retail advantage, while banking groups see it as necessary to protect the traditional system. Despite these restrictions, the bill offers broader protections for the crypto industry, including clearer legal categories for digital assets, registration pathways for firms, and safeguards for self-custody wallets. For retail users, the outcome is mixed: they may gain regulatory clarity and stronger consumer protections but likely lose easy access to passive yield from stablecoin holdings.

ambcrypto14 saat önce

Stablecoin yield ban emerges as flashpoint in new U.S. crypto bill

ambcrypto14 saat önce

Boycott Urged For CLARITY Act Draft: Expert Raises Concerns Over Banks Manipulation

The CLARITY Act draft faces strong opposition from crypto advocates who argue that banking lobbyists have manipulated the bill to undermine the industry. A key point of contention is a ban on stablecoin issuers, like Circle and Ripple, from offering yield payments to passive token holders. Market expert Nick Cash urges a boycott, warning this gives traditional institutions a competitive advantage and threatens DeFi innovation. Banking groups claim such yields risk financial stability by potentially drawing deposits away from insured banks. However, crypto advocates, including the Blockchain Association's Summer Mersinger, counter that this is anti-competitive and stifles consumer choice. Data indicates strong public support (nearly 4-to-1) for allowing stablecoin rewards, with little desire for government restrictions. The act's future remains uncertain as debates over banking oversight in crypto continue.

bitcoinist01/15 12:50

Boycott Urged For CLARITY Act Draft: Expert Raises Concerns Over Banks Manipulation

bitcoinist01/15 12:50

White House: Killing CLARITY Act over stablecoin yield ‘achieves nothing’

The White House and crypto industry leaders are opposing efforts by the banking lobby to ban stablecoin yields, warning that killing the CLARITY Act over this issue "achieves nothing" and preserves the status quo. Over 125 crypto firms and organizations have urged Congress not to amend the stablecoin law (the GENIUS Act) to favor banks. Ethereum co-founder Joseph Lubin argued that allowing yields reinforces U.S. competitiveness and consumer freedom. Conversely, banks view stablecoin rewards as a risk to deposits and financial stability, citing potential systemic impacts from crypto market shocks. Crypto executives, including Coinbase's Brian Armstrong and Galaxy's Mike Novogratz, maintain that yields are crucial for global competitiveness and won't harm lending. The issue is expected to be contentious during the upcoming markup of the crypto market structure bill on January 15th.

ambcrypto01/08 13:02

White House: Killing CLARITY Act over stablecoin yield ‘achieves nothing’

ambcrypto01/08 13:02

Stablecoin payments below $200 can go tax-free: If Congress agrees

In a renewed bipartisan effort, U.S. lawmakers Max Miller and Steven Horsford have proposed a tax exemption for stablecoin transactions valued at $200 or below, aiming to provide clarity and consumer protection. This follows a previous failed attempt by Senator Cynthia Lummis in 2025 to introduce a similar exemption. Currently, the IRS treats cryptocurrency as property, subjecting it to capital gains tax. Meanwhile, banking lobbyists oppose the high yields offered by crypto exchanges on stablecoin deposits, arguing it threatens traditional banks. Industry leaders, including Gemini's co-founder, are defending the GENIUS Act against what they call anti-competitive overreach by banks. The outcome of both the tax proposal and the stablecoin yield debate remains uncertain.

ambcrypto12/21 09:02

Stablecoin payments below $200 can go tax-free: If Congress agrees