SoFi запускает блокчейн-ремиттанс: реальный переворот в международных переводах

cryptonews.ru2025-08-16 tarihinde yayınlandı2025-08-20 tarihinde güncellendi

Fintech-компания SoFi Technologies анонсировала запуск новой международной услуги денежных переводов на базе блокчейн-технологий. Сервис, реализованный в партнерстве с компанией Lightspark, использует сеть Bitcoin Lightning Network и технологию Universal Money Address (UMA), позволяя пользователям отправлять деньги за границу прямо из приложения SoFi — быстро, дешево и прозрачно

Новинка начнет работу в Мексике и затем будет постепенно расширяться на другие рынки. Преобразование в реальном времени от долларов США в биткойн и обратно в валюту получателя обеспечивает моментальные зачисления без необходимости сторонних приложений

Сообщается, что стоимость переводов будет заметно ниже среднего по отрасли, а все комиссии и курс валют будут показаны заранее — перед подтверждением отправки. Переводы доступны пользователям круглосуточно, ежедневно, без ограничений по времени и посредникам

Генеральный директор SoFi Энтони Ното подчеркнул: «Для многих наших клиентов, регулярно отправляющих деньги близким за границу, возможность быстрой и недорогой пересылки — это не просто удобство, а важное изменение в повседневной финансовой жизни». Он добавил, что это лишь начало новой эры, где объединятся мощь блокчейна и искусственного интеллекта.

Со стороны Lightspark с этим сотрудничеством связал слова Дэвид Маркус, CEO и сооснователь компании: «Цифровые банки выбирают UMA за скорость, безопасность и низкие издержки — это открытая платежная сеть, и Bitcoin — её фундамент. UMA в приложении SoFi позволяет переводить доллары мгновенно, в любой момент и по всему миру».

Временное давление на SoFi в криптосфере снято — в 2023 году компания приостановила торговлю криптовалютами ради получения национальной банковской лицензии. Новая инициатива, запланированная на запуск уже в этом году, позволяет ей вернуться в криптомир, предложив пользователям также функции торговли криптовалютами, стейблкоинов, стейкинга и кредитования под цифровые активы.

Итог: SoFi становится одним из первых банков США, внедряющих блокчейн-переводы, тем самым меняя правила игры на рынке международных денежных услуг — предлагая круглосуточные, дешевые и прозрачные переводы прямо внутри приложения.

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