Стейблкоин Ripple RLUSD находит реальное применение в Кении

cryptonews.ru2025-01-11 tarihinde yayınlandı2025-07-11 tarihinde güncellendi

Пилотный проект Ripple по страхованию от засухи на базе RLUSD охватил 517 скотоводов в Кении, 70% из которых — женщины.
Выплата не была произведена из-за благоприятных условий вегетации, что позволило средствам RLUSD перейти в следующий высокорисковый сезон.
Предстоящая кампания, рассчитанная на 533 участника, финансируется Ripple и традиционными фондами Mercy Corps Ventures и Arbitrum.

Инновационный пилотный проект Ripple по страхованию на основе блокчейна в Кении завершил свою первую фазу, которая была реализована в партнерстве с DIVA Donate. В ходе проекта было успешно застраховано 517 скотоводов, 70% из которых — женщины, с использованием недавно выпущенной Ripple стейблкоина RLUSD.

Проект демонстрирует явный потенциал решений Web3 в области готовности к стихийным бедствиям.

Как RLUSD решает реальные проблемы

Согласно сообщению Ripple в X (ранее Twitter), пилот страховой компании использовал спутниковые данные о растительности для мониторинга риска засухи в критический сезон.

Благоприятные условия в этот период мониторинга привели к тому, что выплаты не производились, поскольку спутниковые снимки показали наличие достаточной растительности для содержания скота.

The Ripple Impact drought insurance pilot in Kenya concluded, successfully insuring 517 pastoralists (70% women) using $RLUSD. Satellite data showed favorable vegetation during the pilot period, so no payout was triggered.

This unused $RLUSD rolls into the next pilot phase,… https://t.co/gPtEBWfQdG
— Ripple (@Ripple) July 10, 2025

Неиспользованный RLUSD автоматически переносится на следующий сезон высокого риска, обеспечивая постоянную защиту той же группы скотоводов.

Организация DIVA Donate, которая координировала развертывание покрытия засухи на базе RLUSD, подтвердила, что это уже пятая кампания в рамках ее инициативы по оказанию упреждающей помощи.

Цель финансирования следующего этапа: 40 тыс. долларов США

На предстоящем этапе проект снова будет нацелен на округ Лайкипия — регион на севере Кении, подверженный засухам. Каждому участнику будет выделено 75 долларов США в качестве помощи, если по окончании затяжных дождей в мае 2025 года будут выявлены неблагоприятные условия.

Благодаря поддержке Ripple на следующем этапе целевой объём финансирования будет расширен до 40 000 долларов США. Это позволит охватить 533 человека, что немного больше, чем первоначальная группа. Примечательно, что кампания также получает 12 000 долларов США из остатков средств, полученных от предыдущих проектов Mercy Corps Ventures и Arbitrum.

По теме: Прогноз цены XRP (XRP) на 11 июля

Использование RLUSD на Ethereum в системе условного депонирования на основе блокчейна позволяет прозрачно отслеживать пожертвования и условные выплаты, привязанные к реальным данным (в данном случае к индексам растительности NDVI).

Ripple назначает BNY основным хранителем

Недавно BNY Mellon был назначен основным кастодианом стейблкоина RLUSD. Это партнёрство с одним из старейших финансовых учреждений мира чрезвычайно ценно для Ripple и демонстрирует, что традиционные банки наконец-то начинают масштабно использовать цифровые активы.

🚨 HUGE: BNY Mellon just became the primary custodian for @Ripple's $RLUSD stablecoin
This is NOT just another crypto partnership — this is a 240-year-old Wall Street giant basically saying "stablecoins are legit" 🏛️
What this means:

Traditional banks are finally embracing… pic.twitter.com/4sRVm9AIDg
— PaulBarron (@paulbarron) July 9, 2025

Читайте также: Ripple, XRP и XRP Ledger: как они работают вместе в криптовалюте

По данным CoinMarketCap, в настоящее время рыночная капитализация RLUSD составляет 501 миллион долларов, а объем торгов вырос почти на 150% за последние 24 часа, что свидетельствует о растущем принятии криптовалюты.

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