FT: Revolut намерен привлечь до $1 млрд в новом раунде финансирования

cryptonews.ru2025-04-10 tarihinde yayınlandı2025-07-10 tarihinde güncellendi

  • Финтех-компания рассчитывает получить оценку в $65 млрд.
  • Раунд возглавит инвестфонд Greenoaks, также обсуждается участие Mubadala.
  • Средства пойдут на глобальное расширение, включая экспансию на рынок США.

Британский финтех-гигант Revolut обсуждает с инвесторами новый раунд финансирования на сумму около $1 млрд при оценке в $65 млрд, пишет FT. Сделка должна включать как размещение новых акций, так и продажу долей существующими инвесторами.

Раунд возглавит американская Greenoaks. Кроме того, ведутся переговоры об участии суверенного фонда Mubadala из Абу-Даби.

По данным источников, оценка в $65 млрд является смешанной. Новые средства будут привлечены по более высокой цене, тогда как акции старых инвесторов, таких как Balderton, могут продаваться с дисконтом. В 2023 году Mubadala уже участвовала в сделке с Revolut, когда компания оценивалась в $45 млрд.

Привлеченные средства пойдут на международную экспансию — Revolut рассчитывает закрепиться на рынке США, где планирует привлечь пользователей за счет простого интерфейса и широкого спектра цифровых услуг. Кроме того, в 2024 году компания получила банковскую лицензию в Великобритании после трех лет согласований и планирует расширение на другие страны.

Ранее Revolut сталкивался с критикой аудиторов BDO, которые отказались подтвердить достоверность отчетности за 2021 год. Однако лицензия от Банка Англии стала важным шагом, усилившим доверие инвесторов и открывшим путь к выходу в другие регулируемые юрисдикции, включая США. При этом лицензии для полноценного предоставления кредитных услуг в Британии компания пока не получила.

Финансовые показатели компании демонстрируют стабильный рост. По итогам прошлого года прибыль до налогообложения выросла более чем вдвое, до £1 млрд, во многом за счет операций с криптовалютами. Выручка увеличилась с £1,8 млрд до £3,1 млрд. При этом Revolut продолжает наращивать клиентскую базу, которая уже достигла 50 млн пользователей по всему миру.

Несмотря на это, аналитики указывают на слабую конверсию клиентов в постоянных пользователей, пишет FT. Многие не используют счета Revolut как основные. Это ограничивает объем депозитов и снижает потенциал получения комиссионного дохода. В компании считают, что метрика «основного счета» не отражает реальную ценность продукта и не является приоритетной.

Напомним, мы писали, что Revolut инвестирует во Францию $1,2 млрд и откроет штаб-квартиру в Париже.

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