YouTube进军加密领域：现已为美国创作者提供PYUSD稳定币支付选项

bitcoinistPublicado em 2025-12-12Última atualização em 2025-12-12

Resumo

YouTube已为美国创作者新增PYUSD稳定币作为收益支付选项。该功能通过PayPal的支付系统实现，YouTube仍以美元计算收益并发送至PayPal，由PayPal完成向稳定币的转换和分发。目前仅限美国创作者使用，适用于广告收入和付费会员等月度收益。创作者可选择持有与美元挂钩的PYUSD，通过PayPal工具消费或兑换法币，但需注意托管和税务差异。开通方式与现有PayPal支付设置类似，资金将通过PayPal系统以PYUSD形式发放至兼容钱包。 PYUSD流通量已达38亿枚，市值接近40亿美元，表明其自2023年推出后显著增长。YouTube不直接处理加密货币操作，全部由PayPal处理链上环节。

YouTube已悄然新增支付选项，允许美国创作者通过PayPal的美元锚定代币PYUSD收取收益。据多方报道，该变更现已生效，通过PayPal的支付系统提供，而非由YouTube直接进行加密货币托管。

运作机制

PayPal加密业务负责人May Zabaneh向《财富》杂志确认了这一设置，表示公司使用现有支付网络向选择该选项的接收方发放PYUSD。

这意味着YouTube仍将以美元计算创作者收益并发送至PayPal系统，随后由PayPal负责转换为稳定币并分发给创作者。此举是PayPal向企业和个人用户推广稳定币工具的延伸。

PYUSD由PayPal于2023年推出，目前已接入Venmo和PayPal商户工具等服务。报道明确表示YouTube本身并不代表创作者持有或转移加密货币，代币相关操作均由PayPal处理。

适用范围

目前该选项仅适用于美国本土创作者。谷歌发言人确认了该功能的推出，但拒绝透露向美国以外地区扩展的时间表。

符合YouTube盈利计划资格的创作者可选择将广告收入和付费会员费等月度收益通过此新方式收取。

加密货币总市值现报3.1万亿美元图表来源：TradingView

部分创作者将看重这一额外选择。接收PYUSD可使创作者在链上持有美元锚定代币，在支持PayPal工具的场景消费，或通过PayPal兑换回法币。

但需权衡利弊：持有稳定币在托管和税务方面与直接银行转账存在差异。根据创作者最终变现方式的不同，申报系统和银行规则也可能有所区别。

创作者须知

对于已使用YouTube PayPal支付功能的创作者，注册流程将十分熟悉；该选项预计会作为替代支付方式出现在创作者设置中。

根据行业媒体报道，一旦选择该方式，款项将通过PayPal既定支付系统流转，并以PYUSD形式显示在接收方兼容钱包或PayPal余额中。

PYUSD数据概览

PYUSD链上规模增长迅速。市场追踪数据显示，该稳定币流通价值接近40亿美元，当前供应量约38亿枚，这些数字凸显了该代币自推出以来的显著扩张。

头图来源：Unsplash，图表来源：TradingView

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Perguntas relacionadas

QYouTube为美国创作者新增的加密货币支付选项是什么？

AYouTube新增的支付选项允许美国创作者通过PayPal的PYUSD稳定币接收收益，这是一种与美元挂钩的加密货币。

QPYUSD稳定币的支付流程是如何运作的？

AYouTube仍以美元计算创作者收益并发送至PayPal系统，随后PayPal负责将美元转换为PYUSD稳定币并分发给创作者，全程由PayPal处理加密货币环节。

Q目前哪些创作者有资格使用PYUSD支付选项？

A目前仅限美国地区的创作者使用该选项，且需符合YouTube的盈利计划条件（如广告收入和付费会员收益）。

Q选择PYUSD支付对创作者有哪些潜在利弊？

A优点包括可持有链上美元稳定币、通过PayL生态消费或兑换法币；缺点涉及加密货币托管风险、税务申报复杂性以及银行规则差异。

QPYUSD稳定币当前的市场规模如何？

A截至报道时，PYUSD流通市值接近40亿美元，总供应量约38亿枚，表明该稳定币自2023年推出后规模显著扩张。

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