Ripple CEO Predicts 80% Chance Crypto Market Structure Bill Signed By End Of April

bitcoinistPublished on 2026-02-18Last updated on 2026-02-18

Abstract

Anticipation is building around the CLARITY Act, a key digital asset market structure bill. According to reports, the White House is considering new talks as soon as Thursday to address the contentious issue of stablecoin yields, a previous meeting having ended without agreement. Banking representatives are firmly against stablecoins offering yield or rewards. Despite this, Ripple CEO Brad Garlinghouse expressed strong confidence that differences will be resolved. He estimates an 80% chance the bill will be signed into law by the end of April, arguing that regulatory clarity, even in an imperfect bill, is better than the current chaos for the crypto sector.

As anticipation builds around the long-awaited digital asset market structure legislation known as the CLARITY Act, negotiations between the crypto industry and the banking sector appear to be resuming this week.

White House Considers New Crypto Talks

According to Crypto In America journalist Eleanor Terrett, the White House is weighing the possibility of holding another meeting as soon as Thursday to address one of the most contentious elements of the bill: stablecoin yield.

Citing two sources familiar with the discussions, Terrett reported that administration officials are considering convening representatives from both banks and crypto firms for renewed talks. However, she noted that no final decision has been made and plans have yet to be confirmed.

The potential meeting follows a previous round of discussions that ended without resolution. Terrett reported Monday that last Tuesday’s White House gathering — which included senior policy staff from major banks, crypto companies, and trade associations — concluded without an agreement.

According to her reporting, banking representatives circulated a one-page document titled “Yield and Interest Prohibition Principles.” The document argued that stablecoins should not offer yield or rewards, drawing a firm line that has become a central sticking point in the broader negotiations.

Despite the setback, Ripple Chief Executive Officer Brad Garlinghouse has publicly expressed confidence that the crypto and banking sectors will ultimately bridge their differences, clearing the way for final approval of the legislation and its signing by President Donald Trump.

Ripple CEO Says ‘Clarity Is Better Than Chaos’

In comments reported Tuesday by The Street, Garlinghouse suggested that once the remaining disputes are resolved, the CLARITY Act could move swiftly toward enactment. He even alluded to a potential timeline, signaling urgency around the process.

Garlinghouse called on the crypto community to rally behind the legislation rather than hold out for a flawless outcome. He argued that progress should not be derailed by disagreements over specific provisions.

“I think it’s so clear that clarity is better than chaos,” he said, emphasizing that regulatory certainty would benefit the entire sector. While acknowledging that the CLARITY Act is not perfect, Garlinghouse maintained that no piece of legislation ever is.

Garlinghouse went further, estimating there is an 80% probability that the anticipated crypto market structure bill will be signed into law by the end of April.

The daily chart shows the total market cap at $2.3 trillion as of Tuesday. Source: TOTAL on TradingView.com

Featured image from OpenArt, chart from TradingView.com

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It Took Me a Year to See the Hard Truth About Agent Payments

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Claude Opus 4.8 Finds a $4.5 Billion Bug: The AI Era is Mass-Producing Hackers

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