Три ведущих банка Японии анонсировали запуск собственного стейблкоина

cryptonews.ruPubblicato 2025-05-16Pubblicato ultima volta 2025-10-17

Три крупнейших японских банка — MUFG, Sumitomo Mitsui и Mizuho — объявили о совместном проекте по выпуску стейблкоина, привязанного к японской иене (JPY) и американскому доллару (USD). Новый цифровой актив будет использоваться для упрощения трансграничных расчетов и повышения эффективности корпоративных платежей.

Первым сценарием применения станет применения стейблкоина в инфраструктуре Mitsubishi Corporation. Инициатива рассматривается как шаг к цифровизации корпоративных финансовых процессов и снижению транзакционных издержек. По оценкам банков, использование токенизированных валют позволит ускорить операции между внутренними и зарубежными контрагентами.

Совокупная клиентская база MUFG, Sumitomo Mitsui и Mizuho превышает 300 тыс. крупных корпоративных партнеров, что создает потенциал для масштабного внедрения нового платежного инструмента. Банки рассчитывают: участие ведущих компаний страны сформирует доверие к проекту и ускорит распространение цифровой валюты на внутреннем рынке.

Стейблкоин будет обеспечен депозитами в JPY и USD, что гарантирует стабильность его стоимости. Регулирование проекта планируется осуществить в соответствии с обновленными нормами японского законодательства, которое в 2023 году установило правовую основу для выпуска банковских стабильных монет.

По данным Nikkei, инициатива направлена на создание инфраструктуры, которая позволит Японии конкурировать с международными платежными сетями и усилить позиции национальной финансовой системы в цифровой экономике. Эксперты отметили, что объединение 3-х крупнейших банков страны стало уникальным шагом, демонстрирующим стратегическое единство японского финансового сектора перед вызовами токенизации. В перспективе банки планируют расширить использование стейблкоина по Азиатско-Тихоокеанскому региону.

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