# C2B Articoli collegati

Il Centro Notizie HTX fornisce gli articoli più recenti e le analisi più approfondite su "C2B", coprendo tendenze di mercato, aggiornamenti sui progetti, sviluppi tecnologici e politiche normative nel settore crypto.

a16z Crypto: 9 Charts to Understand the Evolution of Stablecoins

Stablecoins are evolving from trading instruments to core financial infrastructure, driven by regulatory clarity and increased adoption. Key trends include accelerated growth following the U.S. GENIUS Act and the EU’s MiCA framework, which spurred non-USD stablecoin activity. Consumer-to-business transactions are growing fastest, doubling in 2025, while stablecoin card usage has surged. Velocity has nearly doubled since 2024, indicating active use rather than passive holding. Geographically, Asia dominates volume, led by Singapore, Hong Kong, and Japan. Notably, domestic transactions now account for nearly three-quarters of payments, highlighting stablecoins' role as local payment mediums on global infrastructure. Non-USD stablecoins, like Brazil’s BRLA, are also gaining traction. The data suggests stablecoins are becoming ubiquitous payment tools—global in design but increasingly local in practice.

marsbit04/25 09:25

a16z Crypto: 9 Charts to Understand the Evolution of Stablecoins

marsbit04/25 09:25

The Largest Market for Stablecoins Is Not Cross-Border Payments

Stablecoins are experiencing significant growth, with their circulating supply more than doubling and adjusted transaction volume tripling over the past two years. However, the nature of this growth is shifting. Data from Allium’s latest report indicates that stablecoins are increasingly being used as a payment rail rather than a savings or speculative asset. Key metrics show that transaction velocity has increased from 2.6x to over 6x, indicating that stablecoins are being used more frequently for transactions rather than held as stores of value. While consumer-to-consumer (C2C) transactions remain the largest category by volume, their growth has slowed. In contrast, consumer-to-business (C2B) and business-to-business (B2B) payments are growing rapidly—131% and 87% respectively—suggesting increased adoption in commercial use cases like subscriptions, invoices, and supply chain payments. Notably, the narrative that stablecoins are primarily used for cross-border remittances is contradicted by the fact that about 74% of transactions are domestic. The declining average transaction size further supports the idea that stablecoins are being used for routine, lower-value payments rather than large international transfers. This shift positions stablecoins as competitors to domestic payment systems like ACH, rather than as tools for global remittances. The maturation of stablecoin infrastructure is evident as usage moves beyond experimental peer-to-peer transfers toward consistent, high-frequency commercial applications. If C2B and B2B growth continues even during crypto market downturns, it would signal that stablecoin payment infrastructure is decoupling from crypto’s speculative cycles.

比推03/09 21:23

The Largest Market for Stablecoins Is Not Cross-Border Payments

比推03/09 21:23

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