Cash App has integrated Cash App Pay as a payment method within the Moonpay system, allowing eligible U.S. users to purchase $XRP, Solana, Ether, and USDT by directing payment directly from their Cash App balance.
This move is notable because Block, Cash App's parent company, has never included these tokens directly in its app; instead, MoonPay handles the purchase and can send the assets to an external wallet of the user's choice. Thus, Cash App customers can now access tokens that the platform itself has never supported.
Bitcoin.com News has closely followed Cash App's cryptocurrency features over the years—from the launch of the "Paid in Bitcoin" paycheck conversion feature to BTC round-up tools and receiving payments via Lightning Network. However, until now, direct cryptocurrency purchases in Cash App have been limited to Bitcoin, with USDC only added earlier this year.
Consequently, the integration with Moonpay effectively allows Cash App to offer a much wider selection of tokens without needing to build its own infrastructure for listing and storing each asset.
Cash App Pay Joins a Growing List of Funding Methods
Cash App Pay is now the third major payment method supported by Moonpay for funding cryptocurrency purchases, joining PayPal, added in 2024, and Venmo. After completing a purchase, Moonpay can deliver tokens to a range of external wallets, including Trust Wallet, Bitcoin.com, Metamask, Moonshot, Ledger, Bitpay, Uniswap, Tangem, LOBSTR, and Edge, providing tens of millions of Cash App users with direct access to self-custody wallets, rather than holding funds within the Cash App itself.
Moonpay Co-founder and CEO Ivan Soto-Wright described this integration not so much as a product update but as a step to expand the market, adding:
"Cash App is an app where tens of millions of Americans already manage their money. This integration means those users will gain access to the digital asset ecosystem, funding accounts instantly from an app they already know and trust."
Given that as of June, Cash App has 59 million active users, this integration provides Moonpay with one of the country's largest fintech user bases as a channel for cryptocurrency purchases.
Growing List of Major Access Channels for $XRP
This innovation is also the latest example of expanding $XRP's presence in mainstream financial apps in 2026. Earlier this year, SoFi added support for $XRP deposits, with Ripple positioning the move as part of broader efforts to give more users direct access and practical utility.
$XRP also appeared in Rakuten Wallet, making it accessible to over 5 million merchants in Japan through that integration. Each new access channel adds a mass distribution channel independent of any single cryptocurrency exchange—a trend that began with the Moonpay integration in Cash App and is now extending to one of the largest peer-to-peer payment apps in the U.S.
Finally, it's worth noting that this expansion comes after a period that has not been entirely smooth for Cash App in terms of cryptocurrency regulatory compliance. Prior to this, Block was fined $40 million by New York regulators for violations related to monitoring Bitcoin and fiat currency transactions within Cash App, including reports that the company ignored approximately 169,000 warnings of misconduct.
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