Alchemy Pay is Now a Licensed Money Transmitter in Nebraska, ACH Price Reacts

TheNewsCryptoPubblicato 2026-01-21Pubblicato ultima volta 2026-01-21

Introduzione

Alchemy Pay has secured a money transmitter license in Nebraska, marking its 14th state license in the U.S. This regulatory milestone supports its expansion of fiat-to-crypto and crypto-to-fiat payment services. The announcement positively impacted its native token, ACH, which rose 1.7% in 24 hours and 54.6% over the past month, contrasting broader crypto declines. The company also recently partnered with Japan Open Chain to enable global fiat on-ramps for JOC coin. Further regulatory growth is anticipated, with ACH price projected to increase around 19.54% in the next three months.

Alchemy Pay has announced securing a money-transmitter license in the 14th state of America, reflecting strongly on its commitment to regulatory expansion. Its token, ACH, has reacted to this development with an upswing. This comes at a time when the crypto market, on a macro level, is experiencing significant declines.

Alchemy Pay in Nebraska

According to a recent announcement by Alchemy Pay, it has secured a money transmitter license in Nebraska. This marks the 14th state in the US and reflects its long-term commitment to operating within the regulatory framework of a region. Acquiring the license marks a step forward in the direction of facilitating payment services in Nebraska. This includes fiat-to-crypto and crypto-to-fiat.

A few more states, among many others, where Alchemy Pay holds the money transmitter license are Arizona, Iowa, Arkansas, West Virginia, and Oklahoma. Notably, Nebraska is the 6th state since 2025, with many more being reviewed in different jurisdictions.

Alchemy Pay has also received regulatory recognition by Digital Currency Exchange Provider (Australia), Electronic Financial Business registration (Korea), and Association for Quality Assurance of Financial Services (Switzerland).

ACH Price Reacts

The ACH price has reacted positively to this development. It is up by 1.7% over the last 24 hours, now trading at $0.01200. It further reflects a surge of 8.55% in the last 7 days and 54.6% in the last 30 days. The 24-hour trading volume has jumped by 14.55%.

Upticks in ACH price come when the global crypto market is experiencing significant downtrends. Market cap has slipped by 2.47% to $3.01 trillion. BTC and ETH are down by 2.28% and 4.56% over the last 24 hours, respectively.

Alchemy Pay and JOC

Alchemy has acquired the MTL in Nebraska, a day after announcing its partnership with Japan Open Chain, or JOC. The objective is to enable a global fiat on-ramp for JOC coin by granting seamless access to users worldwide. Users across 173 countries, with this, can directly purchase JOC through fiat payments. This includes Mastercard, Visa, and Apple Pay, among other methods.

Moving forward, the community expects Alchemy Pay to expand its presence in more American states and in different global regions. For the ACH price, it is anticipated that the token would surge by 19.54% in the next 3 months, to reach around $0.01455.

Highlighted Crypto News Today:

Chainlink (LINK) at a Make-or-Break Zone: Which Side Wins the $15 vs $10 Battle?

TagsACHAlchemy payLicense

Domande pertinenti

QWhat is the significance of Alchemy Pay securing a money transmitter license in Nebraska?

AIt marks Alchemy Pay's 14th state license in the US, reflecting its commitment to regulatory expansion and enabling it to facilitate fiat-to-crypto and crypto-to-fiat payment services in Nebraska.

QHow did the ACH token price react to the Nebraska license news?

AACH price increased by 1.7% over the last 24 hours, with further gains of 8.55% in the last 7 days and 54.6% in the last 30 days.

QWhich other US states has Alchemy Pay obtained money transmitter licenses in?

AAlchemy Pay holds licenses in several states including Arizona, Iowa, Arkansas, West Virginia, and Oklahoma, among others.

QWhat recent partnership did Alchemy Pay announce prior to the Nebraska license?

AAlchemy Pay announced a partnership with Japan Open Chain (JOC) to enable a global fiat on-ramp for JOC coin, allowing users in 173 countries to purchase JOC using fiat payment methods.

QHow does ACH's price performance contrast with the broader crypto market trend?

AWhile ACH showed positive gains, the global crypto market was experiencing significant declines, with the total market cap down 2.47% and major cryptocurrencies like BTC and ETH falling 2.28% and 4.56% respectively.

Letture associate

Single-Day Plunge of 30%, Arthur Hayes Suddenly Liquidates: Why Did ZEC Get Exploded by Security Issues?

On June 5th, Zcash founder Zooko Wilcox disclosed a critical soundness vulnerability in the project's latest Orchard privacy pool. This flaw, found in the elliptic curve multiplication constraints, could allow an attacker to create unlimited counterfeit ZEC within the shielded pool, with transactions appearing valid. The vulnerability was discovered in late May by security researcher Taylor Hornby, who utilized Anthropic's new Opus 4.8 AI model for a targeted audit. The Zcash ecosystem had already performed an emergency network upgrade to patch the issue. However, the detailed disclosure triggered severe market panic, causing ZEC's price to plummet over 30% in a single day. Notably, prominent investor Arthur Hayes announced he had sold his entire ZEC position following the news. The incident starkly challenges the "technological trust" narrative central to privacy coins. Despite years of top-tier cryptographic audits, the bug persisted until uncovered with advanced AI-assisted research. This highlights the growing gap between theoretical perfection and practical implementation in privacy technology. The event serves as a industry-wide warning: in an AI-driven security landscape, the assumption that "undiscovered equals safe" is obsolete. It underscores the urgent need for continuous, proactive security practices combining AI audits, formal verification, and rapid response mechanisms.

foresightnews_api15 min fa

Single-Day Plunge of 30%, Arthur Hayes Suddenly Liquidates: Why Did ZEC Get Exploded by Security Issues?

foresightnews_api15 min fa

Breaking the Curse of DeFi Cascading Liquidations, Vitalik Proposes a New Solution

**Vitalik Buterin Proposes New DeFi Design to Eliminate Forced Liquidations** Ethereum co-founder Vitalik Buterin has published a proposal for a new decentralized finance (DeFi) architecture aimed at removing the automatic liquidation mechanisms prevalent in current lending protocols. The core idea involves creating synthetic assets using options as building blocks, fundamentally avoiding the抵押借贷结构 that triggers forced sell-offs. The proposal responds to a recurring flaw in DeFi: during sharp market downturns, mass自动清算 of under-collateralized positions can exacerbate price declines, creating systemic selling pressure and market instability, as evidenced by recent crypto market volatility. Buterin's model would split an asset like 1 ETH into two option-like derivatives, P and N, pegged to a price index with a set strike price and expiration. At expiry, an oracle determines the settlement price to allocate the underlying ETH between P and N holders. This design eliminates the "cliff" of instant liquidation. Instead, a position's value would gradually drift from its target peg if not actively rebalanced by the user, transferring the rebalancing decision from the protocol to the user or automated tools. A key advantage is the reduced reliance on high-frequency, real-time oracle price feeds, which are vulnerable to manipulation and errors in current systems. The delayed settlement in the options model allows for more robust, fault-tolerant oracle designs. However, significant challenges remain for practical adoption. High transaction costs (slippage) from frequent rebalancing on automated market makers (AMMs) could erode user funds. The model may not be suitable for stablecoins requiring a strict 1:1 dollar peg, as it inherently allows for value drift. Success would depend on developing new liquidity provisioning models and deep markets for these synthetic assets. The proposal represents a fundamental rethinking of DeFi risk management, challenging the industry to explore alternatives to被动集中平仓 rather than merely optimizing existing liquidation processes. It remains a theoretical framework awaiting implementation and testing by development teams.

foresightnews_api18 min fa

Breaking the Curse of DeFi Cascading Liquidations, Vitalik Proposes a New Solution

foresightnews_api18 min fa

Bitcoin's Decline Marks the Transformation of Crypto

Title: The Decline of Bitcoin Marks the Transformation of Crypto While Bitcoin's price recently fell below $70,000, down approximately 45% from its peak, the broader crypto industry is not following it into decline. Instead, crypto is maturing and evolving beyond its dependence on Bitcoin's price movements. Two of Bitcoin's core functions are being usurped. First, AI has captured its role as the primary speculative asset. AI, with its tangible revenue, explosive demand, and massive capital inflows ($700-830 billion in 2024), is siphoning off the speculative "hot money" that once drove Bitcoin. It also contributes to a sustained high-interest-rate environment, further tightening liquidity for assets like Bitcoin. Second, dollar-pegged stablecoins like USDC and USDT have replaced Bitcoin as the crypto market's foundational currency and primary on/off-ramp. Most trading pairs and on-chain transactions are now settled in stablecoins, severing the historical link where all capital inflows had to pass through Bitcoin first. This decoupling allows projects to thrive based on their own fundamentals rather than Bitcoin's price. Examples include Hyperliquid, an on-chain derivatives exchange with annual revenues of $8-13 billion, and prediction market platform Polymarket, valued at $200 billion with $3.65 billion in annual fees. These projects are evaluated on traditional metrics like revenue and user growth. New opportunities are emerging, particularly around privacy. Privacy coins like Zcash (ZEC) are seeing surging demand, while infrastructure like NEAR enables private, cross-chain asset transfers without requiring users to hold a specific token—privacy becomes a universal service layer. In this new paradigm, stablecoins are the universal cash, various project tokens represent equity, and privacy-enabled cross-chain coordination layers (like NEAR) act as the critical infrastructure connecting a fragmented, multi-chain ecosystem. Bitcoin is now just one asset among many. The era where the entire crypto market moved in lockstep with Bitcoin is over. The industry's health should now be judged by project fundamentals—real revenue, active users, and tokenomics that capture value—and the development of the underlying infrastructure enabling a mature, dollar-denominated crypto economy.

foresightnews_api21 min fa

Bitcoin's Decline Marks the Transformation of Crypto

foresightnews_api21 min fa

Lightspark CEO: In Ten Years, Bitcoin Will Be as Invisible as TCP/IP, Yet Power Trillions in Daily Transactions

A decade from now, Bitcoin will function like TCP/IP — invisible yet foundational, supporting trillions in daily transactions globally, according to Lightspark CEO David Marcus. In this future, a coffee shop in Lagos receives instant payment, a manufacturer in São Paulo settles an invoice with a supplier in Ho Chi Minh City, and a freelancer in Bangalore gets paid weekly from an Austin startup — all via Bitcoin's settlement layer, with none of the parties consciously interacting with it. This vision parallels the adoption of open protocols: first driven by necessity where existing systems fail, then scaling rapidly as tools mature and economic benefits become clear. The structural shift begins with wallets. Modern non-custodial wallets, like Spark, allow users to hold dollars, local currency, and Bitcoin in a single address, seamlessly switching between them. This eliminates friction and revolutionizes global custody, moving significant deposits to user-controlled keys not by ideology, but by superior utility. As a result, Bitcoin becomes the default savings layer for billions, as its fixed supply and appreciating value make it a rational choice for savers holding it alongside stablecoins in their everyday wallets. Businesses follow a similar path, from small companies in emerging markets to multinational corporations, holding Bitcoin alongside operational stablecoins. The latest trend is direct Bitcoin transactions for commerce. When both parties hold Bitcoin, transacting in it becomes the simplest option — no conversions, no intermediary currency. This starts in niche areas like high-value B2B settlements but grows as infrastructure makes sending Bitcoin as easy as stablecoins. An accelerating force is AI agents. By 2036, AI agents conducting commerce on behalf of individuals and firms will increasingly choose Bitcoin for settlement. Optimizing for speed, finality, and minimal counterparty risk across jurisdictions, they find Bitcoin's global, neutral, and programmable network ideal for netting and settling obligations. Thus, Bitcoin is becoming the native currency for machine commerce, just as it has become a native savings asset for humans. The global monetary system is being rebuilt from the protocol layer: open infrastructure, default self-custody, Bitcoin settling everything underneath, with stablecoins as the interface. Most users won't think about Bitcoin when they transact — and they won't need to.

foresightnews_api25 min fa

Lightspark CEO: In Ten Years, Bitcoin Will Be as Invisible as TCP/IP, Yet Power Trillions in Daily Transactions

foresightnews_api25 min fa

Trading

Spot
Futures
活动图片