XDC lance des dépenses réelles en USDC alors que les stablecoins dépassent les 307 milliards de dollars

ambcryptoPubblicato 2026-02-18Pubblicato ultima volta 2026-02-18

Introduzione

Le réseau XDC, en partenariat avec OrbitX Pay, a lancé une nouvelle fonctionnalité permettant aux utilisateurs de dépenser directement chez les commerçants acceptant Visa leurs USD Coin (USDC) détenus sur la blockchain XDC. Cette initiative vise à réduire la dépendance aux conversions en monnaie fiduciaire et aux plateformes de retrait traditionnelles, souvent coûteuses et lentes, en permettant des transactions aussi simples qu'un paiement par carte. Les dirigeants de XDC et OrbitX soulignent que cette innovation s'inscrit dans une transition vers une utilisation quotidienne de la blockchain, au-delà de la finance décentralisée, en donnant aux utilisateurs le contrôle de leurs actifs tout en les connectant aux réseaux de paiement globaux. Ce lancement intervient alors que la capitalisation boursière totale des stablecoins dépasse les 307 milliards de dollars, affichant une croissance stable. Les tendances d'adoption sont solides : une étude récente indique que 56% des utilisateurs prévoient d'acquérir plus de stablecoins dans l'année à venir, et pour les freelancers, environ 35% de leurs revenus proviennent en moyenne de ces actifs. Cette évolution marque une étape importante où les actifs numériques passent d'instruments spéculatifs à de véritables outils de paiement pratiques.

Les stablecoins déplacent des billions de dollars chaque année, mais la majeure partie de cette activité se produit toujours dans l'ombre.

Un nouveau partenariat entre XDC Network et OrbitX Pay testera si cela peut changer en permettant à l'USD Coin [USDC] détenu sur XDC d'être dépensé chez les commerçants acceptant Visa.

L'idée est que les utilisateurs garderont leurs fonds on-chain jusqu'au moment du paiement ; la transaction elle-même fonctionne comme un paiement par carte classique.

Cela pourrait réduire le besoin de conversions en fiat et de rampes de sortie tierces, qui ajoutent souvent des coûts et des délais.

Ritesh Kakkaad, co-fondateur de XDC Network, a soutenu que cela fait partie d'un changement vers une utilisation quotidienne.

« La véritable opportunité est lorsque la blockchain dépasse le simple fait d'alimenter la finance dans l'ombre… »

Le PDG d'OrbitX, Ankitt Guar, a également déclaré dans un communiqué officiel :

« En laissant les utilisateurs contrôler leurs actifs tout en les connectant aux réseaux de paiement mondiaux, nous visons à réduire les frictions entre la valeur on-chain et les dépenses dans le monde réel. »

La question de savoir si de telles intégrations connaîtront une adoption significative reste ouverte.

Le moteur des stablecoins à plein régime

La capitalisation boursière totale des stablecoins se maintient au-dessus de 307 milliards de dollars, avec une croissance régulière au cours de l'année écoulée.

Ceci est important car les cas d'utilisation des paiements ont tendance à croître plus rapidement lorsqu'il existe déjà de la liquidité et une familiarité des utilisateurs.

Source : DeFiLlama

Les tendances du comportement des utilisateurs semblent également solides. Un rapport de recherche récent de BVNK a révélé que 56 % des utilisateurs de stablecoins prévoient d'en acquérir davantage au cours des 12 prochains mois, tandis que plus de la moitié ont augmenté leurs avoirs au cours de l'année écoulée.

Source : BVNK

Parmi les freelances et les vendeurs qui reçoivent des paiements en stablecoins, environ 35 % de leurs revenus proviennent en moyenne de ces actifs !

En éliminant les conversions en fiat et en permettant des dépenses directes en stablecoins, cette initiative souligne comment les actifs numériques évoluent d'instruments spéculatifs vers des outils de paiement pratiques.

Résumé final

L'adoption des stablecoins s'accélère, et les dépenses réelles en USDC ne font qu'accélérer ce mouvement.
Les fondations des paiements cryptos quotidiens sont déjà en train de se former.

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Domande pertinenti

QQuel est la nouvelle initiative annoncée par XDC Network et OrbitX Pay concernant l'USDC ?

AXDC Network et OrbitX Pay ont lancé un partenariat permettant de dépenser l'USD Coin (USDC) détenu sur le réseau XDC chez les commerçants acceptant Visa, sans nécessiter de conversion préalable en monnaie fiduciaire.

QQuel avantage principal cette intégration offre-t-elle aux utilisateurs de stablecoins ?

AElle élimine les conversions coûteuses et retardées vers les monnaies fiduciaires (off-ramps) en permettant des dépenses directes en stablecoins, gardant les actifs sous contrôle utilisateur jusqu'au moment du paiement.

QQuel est le montant total de la capitalisation boursière des stablecoins mentionné dans l'article ?

ALa capitalisation boursière totale des stablecoins dépasse les 307 milliards de dollars, avec une croissance régulière au cours de la dernière année.

QQuel pourcentage des utilisateurs de stablecoins prévoient d'augmenter leurs avoirs selon le rapport BVNK ?

A56% des utilisateurs de stablecoins prévoient d'acquérir davantage de stablecoins au cours des 12 prochains mois.

QQuelle part des revenus des freelancers et vendeurs provient en moyenne des stablecoins ?

AEnviron 35% des revenus des freelancers et vendeurs qui acceptent les paiements en stablecoins proviennent en moyenne de ces actifs numériques.

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