SWIFT тестирует токены XRP и HBAR для трансграничных платежей

cryptonews.ruPubblicato 2025-08-27Pubblicato ultima volta 2025-08-27

SWIFT экспериментирует с интеграцией Ripple (XRP) и Hedera (HBAR) в «рамках усилий по улучшению своей инфраструктуры трансграничных платежей». Эти два цифровых актива подходят под цели системы из-за их совместимости со стандартами финансовых сообщений ISO 20022.

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Тестирование SWIFT пока будет сосредоточено на двух конкретных технологиях: Ripple On-Demand Liquidity (ODL), которая использует XRP в качестве промежуточной валюты для ускорения переводов, и механизме консенсуса на основе хэшграфа Hedera, известном своей высокой пропускной способностью и энергоэффективностью.

Для сравнения, традиционные SWIFT-переводы могут занимать от 1 до 5 рабочих дней и стоят от $10 до $50 за транзакцию, в то время как переводы с XRP обычно подтверждаются за 3–5 секунд и стоят примерно $0,0002. Между тем Hedera может обрабатывать до 10,000 транзакций в секунду.

Недавно генеральный директор Ripple Брэд Гарлингхаус заявил на мероприятии XRP Ledger Apex 2025 в Сингапуре, что XRP Ledger может обеспечить 14% глобальной ликвидности SWIFT в течение 5 лет.

Сегодня у SWIFT есть два компонента — обмен сообщениями и ликвидность. Ликвидностью владеют банки. Я меньше думаю об обмене сообщениями и больше о ликвидности. Если вы управляете всей ликвидностью, это хорошо для XRP. Так что через пять лет я бы сказал, что это 14%, — сказал топ-менеджер.

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Upbit is Anxious: A Hasty Counterattack Aimed at Regaining Stablecoin Market Share

Title: Upbit's Rushed Counterattack to Reclaim Stablecoin Market Share Facing a dramatic shift in South Korea's stablecoin market, leading exchange Upbit launched a promotional campaign from July 26 to August 9, waiving the 0.05% trading fee for stablecoins paired with the Korean Won (KRW) and rapidly listing new stablecoins like RLUSD and USDG. This move is a direct response to its plummeting market share in this sector. Historically a duopoly with Bithumb, the market has been reshaped since October 2025 when Coinone permanently removed fees for USDC trading. By June 2026, Coinone led with 34.8% of stablecoin volume, followed by Bithumb (31.1%) and Upbit (30.1%). This contrasts sharply with the overall crypto market, where Upbit commands 60%. The data shows stablecoin demand is highly sensitive to fees, as users primarily buy them to transfer capital overseas for derivatives trading or forex arbitrage. South Korean exchanges have seen a net outflow of stablecoins for 18 consecutive months, totaling approximately 14.9 trillion KRW, underscoring their role as a cross-border capital conduit. Upbit's limited-time promotion initially boosted its daily stablecoin volume by 162%, but the surge was almost entirely in USDT (98.1% of volume). The newly listed stablecoins saw negligible, fleeting interest. Furthermore, the promotional effect quickly waned in the second week, with volume dropping 33% on weekdays. A concurrent weakening of the KRW also contributed to the trading spike, independent of the fee waiver. The analysis suggests that once the promotion ends, Upbit is unlikely to retain its temporary gains unless it matches Coinone's permanent zero-fee policy, forcing a choice between market share and fee revenue. Upbit's strategic push may be less about immediate profit and more about preparing for future regulatory shifts. With South Korea's *Digital Asset Basic Act* on the horizon, which will regulate KRW-backed stablecoins, and following Dunamu's (Upbit's parent) integration into Naver Financial to build a payment ecosystem, securing a dominant position in the dollar stablecoin distribution channel holds long-term strategic value. However, potential regulatory conflicts could prevent Upbit from listing a future Naver-issued KRW stablecoin, making the current fight for dollar stablecoin flow even more critical.

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Upbit is Anxious: A Hasty Counterattack Aimed at Regaining Stablecoin Market Share

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Ethereum devs to narrow 66 proposals tied to Hegotá upgrade

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Ethereum devs to narrow 66 proposals tied to Hegotá upgrade

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The Nasdaq is Now Trading for 23 Hours a Day. Whose Business Is It Taking?

NASDAQ plans to launch 23-hour, five-day-a-week stock trading starting December 6, 2026, pending final infrastructure readiness. The new overnight session, from 9 PM to 4 AM ET, directly targets Asian investors by aligning with their daytime hours. The move is fundamentally an order flow battle. Nasdaq aims to recapture trades from after-hours platforms, broker internal systems, and rival exchanges. Data shows overnight trading is concentrated in a few broad market ETFs (like SPY, QQQ) and mega-cap stocks (like Tesla, Nvidia), focused on risk management rather than stock-picking. While offering faster price discovery, extended hours raise systemic costs, may widen bid-ask spreads due to lower liquidity, and shift pricing power. The trend highlights the growing centrality of US markets for global asset pricing, even for non-US assets via ETFs. For markets like Hong Kong, the priority is enhancing asset quality and connectivity rather than merely extending hours. Ultimately, extended trading is an amplifier; what matters is which market defines the next global price.

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The Nasdaq is Now Trading for 23 Hours a Day. Whose Business Is It Taking?

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Berkshire Hathaway's Q2 13F Portfolio Reshuffle: Increased Stakes in Google and Delta Air Lines, Consecutive Quarter of Cutting Bank of America

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Michael Saylor Compares Bitcoin and Gold!

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Michael Saylor Compares Bitcoin and Gold!

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Come comprare HBAR

Benvenuto in HTX.com! Abbiamo reso l'acquisto di Hedera Hashgraph (HBAR) semplice e conveniente. Segui la nostra guida passo passo per intraprendere il tuo viaggio nel mondo delle criptovalute.Step 1: Crea il tuo Account HTXUsa la tua email o numero di telefono per registrarti il tuo account gratuito su HTX. Vivi un'esperienza facile e sblocca tutte le funzionalità,Crea il mio accountStep 2: Vai in Acquista crypto e seleziona il tuo metodo di pagamentoCarta di credito/debito: utilizza la tua Visa o Mastercard per acquistare immediatamente Hedera HashgraphHBAR.Bilancio: Usa i fondi dal bilancio del tuo account HTX per fare trading senza problemi.Terze parti: abbiamo aggiunto metodi di pagamento molto utilizzati come Google Pay e Apple Pay per maggiore comodità.P2P: Fai trading direttamente con altri utenti HTX.Over-the-Counter (OTC): Offriamo servizi su misura e tassi di cambio competitivi per i trader.Step 3: Conserva Hedera Hashgraph (HBAR)Dopo aver acquistato Hedera Hashgraph (HBAR), conserva nel tuo account HTX. In alternativa, puoi inviare tramite trasferimento blockchain o scambiare per altre criptovalute.Step 4: Scambia Hedera Hashgraph (HBAR)Scambia facilmente Hedera Hashgraph (HBAR) nel mercato spot di HTX. Accedi al tuo account, seleziona la tua coppia di trading, esegui le tue operazioni e monitora in tempo reale. Offriamo un'esperienza user-friendly sia per chi ha appena iniziato che per i trader più esperti.

413 Totale visualizzazioniPubblicato il 2024.12.11Aggiornato il 2026.06.02

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Benvenuto nella Community HTX. Qui puoi rimanere informato sugli ultimi sviluppi della piattaforma e accedere ad approfondimenti esperti sul mercato. Le opinioni degli utenti sul prezzo di HBAR HBAR sono presentate come di seguito.