PayPal позволит американским торговцам принимать платежи в более чем 100 криптовалютах

cryptonews.ruPubblicato 2025-03-27Pubblicato ultima volta 2025-07-28

Финтех-гигант PayPal в понедельник запустил новый платёжный способ, который позволит небольшим американским торговцам принимать более 100 криптовалют, включая такие популярные криптовалюты, как Bitcoin и Ethereum, а также более необычные, например, мемкоин Трампа и даже новый токен Fartcoin. Любая американская компания, использующая платформу обработки онлайн-платежей PayPal, может присоединиться к нему, сообщил представитель компании.

Исполнительный вице-президент PayPal Фрэнк Келлер сообщил журналу Fortune, что в течение первого года с продавцов будет взиматься комиссия в размере 0,99% от суммы транзакций, а затем она увеличится до 1,5%. Согласно отчету Nilson Report , эти комиссии ниже средней ставки в 1,57%, которую американские компании платили компаниям, выпускающим кредитные карты, в 2024 году.

Для проведения транзакций PayPal позволит пользователям подключать имеющиеся у них криптовалютные кошельки к странице оформления заказа. В зависимости от криптовалютного кошелька покупателя, PayPal продаст криптовалюту на централизованной бирже, например, Coinbase, или на децентрализованной бирже, например, Uniswap. Выручка от продажи будет конвертирована в собственный стейблкоин PayPal, который затем будет конвертирован в доллары США и отправлен обратно продавцу.

«Представьте себе покупателя из Гватемалы, приобретающего особенный подарок у продавца в Оклахома-Сити», — заявил Алекс Крисс, президент и генеральный директор PayPal. «Используя открытую платформу PayPal, компания может принимать платежи в криптовалюте».

Решение предоставить клиентам возможность платить компаниям криптовалютой — это последний шаг PayPal в сторону цифровых активов.

Среди компаний из списка Fortune 500 этот финтех-гигант стал одним из первых, кто начал использовать криптовалюты. В 2020 году PayPal заявил, что пользователи из США смогут покупать, продавать и хранить определённую группу криптовалют, включая биткоин и эфириум. Затем эта возможность была расширена и до Venmo.

Однако во время так называемой криптозимы 2022 года PayPal смягчил свою публичную риторику в отношении криптовалют. Теперь, когда криптовалютные рынки стремительно растут, а администрация президента Дональда Трампа благосклонно относится к цифровым активам, PayPal устремляется вперёд.

В сентябре компания разрешила компаниям покупать, хранить и продавать криптовалюту со своих торговых счетов. А её стейблкоин PYUSD, запущенный компанией в 2023 году, увеличил рыночную капитализацию примерно на 70% с начала года, достигнув около 850 миллионов долларов, по данным CoinGecko.

PayPal планирует расширить возможности торговцев по приему криптовалют для крупных корпоративных клиентов в США и по всему миру, но представитель компании отказался назвать сроки.

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