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Predict BTC and win 540 million HTXHTX Community Spring Creation ContestClaim1,200 USDT in the Monthly Creation Challenge XRP News: Ripple CEO Says Biggest Banks Are Considering Launching Stablecoins 

Claim1,200 USDT in the Monthly Creation Challenge

XRP News: Ripple CEO Says Biggest Banks Are Considering Launching Stablecoins
Ripple CEO Brad Garlinghouse has revealed that some of the world’s largest banks are actively exploring launching their own stablecoins.


This revelation came during a panel session at FII Priority Miami 2026. Garlinghouse confirmed that traditional financial giants are not sitting on the sidelines.

He noted that while the stablecoin sector is already dominated by a few major players, the near-term outlook points to increasing fragmentation as more institutions enter the market.

Key Points

Big banks are exploring launching their own stablecoins, signaling rising institutional adoption of digital assets.

Brad Garlinghouse says the market may fragment short term, but expects long-term consolidation into key players.

Ripple is pushing a compliance-first strategy, emphasizing transparency, audits, and regulatory alignment.

Garlinghouse sees crypto becoming invisible infrastructure, with XRP and RLUSD powering global finance behind the scenes.



XRP News: Ripple CEO Says Biggest Banks Are

Join HTX Square to Define Web4

HTX Community Spring Creation ContestPredict BTC and win 540 million HTXClaim1,200 USDT in the Monthly Creation Challenge Types & Examples RWA coins can be backed by real estate, commodities, fine art

Types & Examples

RWA coins can be backed by real estate, commodities, fine art, or financial securities. Real estate-backed tokens allow fractional ownership of properties, enabling small investors to participate in the real estate market. Commodity-backed tokens represent gold, oil, or other valuable resources on-chain.

Financial instrument-backed tokens include bonds, loans, or other securities, offering predictable returns with transparency. Tokenization ensures that ownership, transactions, and dividends are recorded securely on the blockchain.

Types & Examples RWA coins can be backed by real

WAR: Geopolitical Meme Coin on Solana

Risks & Volatility Meme coins are highly volatile and speculative assets. Prices can surge rapidly but also fall dramatically within short timeframes. Traders need to be cautious and manage risks care

Risks & Volatility
Meme coins are highly volatile and speculative assets. Prices can surge rapidly but also fall dramatically within short timeframes. Traders need to be cautious and manage risks carefully.
Regulatory scrutiny is increasing, and meme coins can be affected by market sentiment, influencer activity, and social media trends. Investors must research tokenomics, community activity, and liquidity before entering positions.
Despite risks, meme coins remain attractive due to their potential for rapid gains and viral popularity. Understanding the market dynamics and staying updated on news is critical for successful trading.
HTX content creator Zoyee
#HTXCommunityMonthlyCreationChallenge @justinsuntron @HTX_Molly #MemeCoin #CryptoRisks #Volatility #Trading

Risks & Volatility Meme coins are highly volatile

Earn Limited-Time 10% APY on $HTX Staking

DAI Overview & Decentralization DAI is a decentralized stablecoin created on the MakerDAO platform. Unlike USDT and USDC, which rely on centralized reserves, DAI maintains its peg through smart contra

DAI Overview & Decentralization
DAI is a decentralized stablecoin created on the MakerDAO platform. Unlike USDT and USDC, which rely on centralized reserves, DAI maintains its peg through smart contracts and over-collateralization.
DAI is widely used in DeFi protocols for lending, borrowing, and yield farming. Its decentralized nature appeals to users seeking censorship-resistant and trustless financial solutions.
The growth of DAI highlights the demand for fully decentralized stablecoins in the crypto ecosystem. Platforms and users increasingly prefer DAI for governance and financial autonomy.
DAI also supports cross-chain integrations, expanding its usability across Layer 1 and Layer 2 networks.
HTX content creator Zoyee
#HTXCommunityMonthlyCreationChallenge @justinsuntron @HTX_Molly #DAI #Stablecoins #DeFi #Crypto #Web3

DAI Overview & Decentralization DAI is a decentral

On March 28, Feishu open-sourced its CLI (Command Line Interface), marking a paradigm shift in software usage in the AI Agent era. This transformation turns Feishu, a complex GUI (Graphical User Inter

Feishu CLI Open-Sourced, Signaling a Paradigm Shift in Software Usage in the AI Agent Era

HTX Community Spring Creation ContestPredict BTC and win 540 million HTXClaim1,200 USDT in the Monthly Creation Challenge Future Outlook Layer 2 coins like ARB and OP are key to Ethereum's future scal

Future Outlook

Layer 2 coins like ARB and OP are key to Ethereum's future scalability. As blockchain adoption grows, L2 solutions will play a pivotal role in enabling fast, cheap, and secure transactions. Cross-chain compatibility, dApp expansion, and improved governance will strengthen the ecosystem. Analysts expect that Layer 2 coins will drive mass adoption of Ethereum and DeFi applications.

The future of ARB and OP is promising, as they solve Ethereum's most pressing scalability challenges, offering long-term value for investors, developers, and users alike.

Future Outlook Layer 2 coins like ARB and OP are

Ethereum [ETH] has seen $19.8 million in whale accumulation as 9,976 ETH exits Binance, reinforcing a clear accumulation pattern during recent weakness. This movement reduces immediate exchange liquid

Ethereum whales add $19.8M ETH – Can bulls push past $2,175?

Predict BTC and win 540 million HTXHTX Community Spring Creation ContestClaim1,200 USDT in the Monthly Creation Challenge Bitcoin deleverages after $13.45B expiry, but will weak demand stall recovery 

Bitcoin deleverages after $13.45B expiry, but will weak demand stall recovery at $66K?
As the markets headed for the weekend, Bitcoin [BTC] cleared $13.45 billion in contracts, removing dense short-term positioning and easing gamma constraints. As this overhang faded, the price slipped towards $65,500, reflecting risk aversion driven by geopolitical tension and extreme fear.
As pressure built, Open Interest fell by 42%, dropping from roughly 550,000 to 320,000 contracts after expiry.

This sharp contraction confirmed broad deleveraging across the board. Especially as traders closed positions, rather than triggering cascading liquidations.
As leverage reset, derivatives pressure declined into lower percentiles, reinforcing that speculative excess has been flushed from the system. The price then stabilized near $66,300, where buyers began absorbing supply within a cleaner, less crowded structure.

This stabilization is evidence of balance, not strength, as demand has so far been cautious under macro stress. With positioning reset, Bitcoin now enters a transitional phase where fresh flows will likely define the next volatility expansion or directional move.





Bitcoin deleverages after $13.45B expiry, but will

Predict BTC and win 540 million HTXHTX Community Spring Creation ContestClaim1,200 USDT in the Monthly Creation Challenge Homebuyers can now borrow against Bitcoin to get a mortgage without selling or

Homebuyers can now borrow against Bitcoin to get a mortgage without selling or liquidation risk

Coinbase targets first-time homebuyers with Bitcoin-backed mortgages amidst tight housing market and high borrowing costs.
Bitcoin is moving deeper into US household finance as homebuyers squeezed by high borrowing costs and limited supply look for new ways to fund a down payment without selling their digital assets.

On March 26, Better Home & Finance and Coinbase launched a structure that lets eligible borrowers pledge Bitcoin or USD Coin (USDC) stablecoin to secure a separate loan for a down payment while still taking out a standard conforming mortgage on the home.

The arrangement brings crypto into one of the most closely watched parts of the U.S. credit system at a time when affordability pressures are already reshaping who can buy a house and when.

The timing is central to the pitch as Realtor.com’s 2026 report put the US housing supply gap at 4.03 million homes.

This comes as the average 30-year mortgage rate recently climbed to 7%, while total mortgage applications fell 10.5%, and purchase applications dropped 5.4%. At the same time, first-time buyers accounted for just 21% of the market in the latest National Association of Realtors profile.

Against that backdrop, lenders and crypto firms are betting that a growing class of would-be buyers has wealth in digital assets but lacks the cash liquidity needed to clear one of the biggest barriers to homeownership.


Homebuyers can now borrow against Bitcoin to get a

APE Coin Overview APE (ApeCoin) powers the Bored Ape Yacht Club ecosystem and associated NFT projects. It serves as a utility and governance token, allowing holders to participate in decision-making a

APE Coin Overview

APE (ApeCoin) powers the Bored Ape Yacht Club ecosystem and associated NFT projects. It serves as a utility and governance token, allowing holders to participate in decision-making and access exclusive features.

The coin supports NFT trading, gaming, and digital content initiatives. Its adoption has been driven by community engagement, influencer involvement, and partnerships with NFT marketplaces.

Investors see APE as both a cultural asset and speculative investment. Price performance is often linked to NFT project activity, social media sentiment, and broader crypto market trends.

Analysts highlight the importance of community and platform expansion in driving APE's value

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