# Payments Related Articles

HTX News Center provides the latest articles and in-depth analysis on "Payments", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

Bitunix Exchange Launches Visa Debit Card for Daily Purchases and Earning

Cryptocurrency exchange Bitunix has launched the Bitunix Card, a Visa-powered debit card enabling users to spend their crypto holdings for everyday purchases worldwide and earn yield on idle balances. The card can be used at over 130 million Visa merchants and integrated with digital wallets like Apple Pay and Google Pay. It offers up to 8% cashback on spending and can earn up to 11.6% annual yield on eligible balances. With no issuance or monthly fees, activation requires a minimum transfer of 100 USDT to the card account. The card is available to verified Bitunix users in supported regions, aiming to bridge digital assets with daily commerce.

TheNewsCrypto1h ago

Bitunix Exchange Launches Visa Debit Card for Daily Purchases and Earning

TheNewsCrypto1h ago

Volvo Explores Proprietary Crypto Token for Supply Chain Payments and Logistics Coordination

Volvo Group is trialing a proprietary cryptocurrency token within a private blockchain network to improve coordination and payment settlements in its supply chain. Led by Ivan Branco, the initiative aims to facilitate transactions between material suppliers, transport providers, and Volvo itself on a shared ledger. The company emphasizes a practical, business-focused approach to blockchain technology, moving away from public cryptocurrencies and speculation. This permissioned system is designed for operational efficiency among authorized partners, highlighting a corporate trend of using blockchain for tangible benefits rather than decentralization. The project contributes to ongoing discussions about the potential of private enterprise blockchains versus public networks.

TheNewsCrypto1h ago

Volvo Explores Proprietary Crypto Token for Supply Chain Payments and Logistics Coordination

TheNewsCrypto1h ago

Avalanche Quietly Becomes an RWA Public Chain

Avalanche has strategically shifted its focus towards becoming a leading blockchain for Real-World Asset (RWA) tokenization and payments, moving beyond its initial gaming-centric reputation. Data from RWA.xyz shows Avalanche ranks third among blockchains when considering networks used for settlement, thanks to its unique subnet architecture (now independent Avalanche L1s following the Avalanche9000 and Granite upgrades). These upgrades drastically reduced operational costs and increased autonomy for validators, making it an attractive, cost-effective EVM-compatible Layer 1 for institutional partners. Major institutions like Securitize (which hosts tokenized versions of funds like BlackRock's BUIDL), Galaxy (issuing a $75M CLO), and FinChain have launched significant RWA projects on Avalanche. Its combination of low transaction costs, fast finality, and high customizability through its L1 stack appeals to traditional finance. This is further evidenced by partnerships with entities like NHN KCP, NEC, Progmat, and the formation of the Avalanche Payments Collective with members including Franklin Templeton and VanEck. Recent proofs-of-concept, such as a cross-border settlement for Hyundai, demonstrate practical utility. While Avalanche's ecosystem and institutional adoption are rapidly expanding, its native token (AVAX) price has not reflected this growth, as the protocol prioritizes network flexibility and adoption over immediate tokenomics adjustments like buybacks.

Foresight News3h ago

Avalanche Quietly Becomes an RWA Public Chain

Foresight News3h ago

Base Abandons Social Direction, Founder Admits Strategic Failure

Base, the Ethereum Layer-2 network often called the "L2 King," has formally ended its three-year "exploration era," with co-founder Jesse Pollak admitting its strategic focus on social applications was a mistake. In a recent statement, Pollak acknowledged that bets on social platforms like Farcaster and Zora, creator coins, and mini-apps failed to drive mainstream crypto adoption, leaving Base behind competitors in areas like perpetual contracts and payment solutions. He confirmed that Base's flagship app will now be managed by Cobie, a community leader, under Coinbase's oversight. Pollak's review highlighted Base's past struggles: leadership overemphasized a "creator economy" with limited real earnings for creators, development often followed trends set by Solana or BNB Chain, and a significant portion of on-chain activity was reportedly inflated. The vision of using social media to onboard billions to crypto clashed with the dominance of established Web2 platforms. Moving forward, Base will pivot to three core areas, as outlined by both Pollak and Coinbase CEO Brian Armstrong: **trading** (including tokenized stocks and memecoins), **payments** (leveraging global stablecoins), and **AI Agent services** (preparing for a machine-driven economy using crypto as native currency). This shift is seen as a return to crypto's fundamental strengths—finance and transactions. The strategic change coincides with personnel shifts at Coinbase, including the departure of executives like the Chief Legal Officer. Notably, Pollak himself has returned to hands-on coding. Furthermore, Coinbase reports that over 95% of its code is now AI-generated or assisted, with AI agents already performing work equivalent to about 1,200 employees—a trend expected to grow significantly, signaling how AI is reshaping the company's own operations as Base prepares to serve a future AI Agent economy.

Odaily星球日报6h ago

Base Abandons Social Direction, Founder Admits Strategic Failure

Odaily星球日报6h ago

SBI And Doppler Finance Launch XRP Integration Architecture For Payments

SBI and Doppler Finance have launched an XRP integration architecture designed to improve settlement efficiency for local banks. This development provides a concrete infrastructure update for Ripple, distinct from market speculation. Its significance lies in adding a reliable data point regarding regulatory compliance, specifically transaction finality under Japanese guidelines, and enhancing payments infrastructure. The story is relevant for traders, builders, and compliance teams, intersecting payments, regulation, and market sentiment. Coverage should focus on the specific business development—improved access, liquidity, and infrastructure reliability—while avoiding overstatement. The update offers a grounded snapshot of Ripple's position in the current cycle, emphasizing the importance of source-based analysis over sweeping conclusions.

bitcoinist14h ago

SBI And Doppler Finance Launch XRP Integration Architecture For Payments

bitcoinist14h ago

Kraken Card Upgrades Direct Spend Mechanics Supporting Core Fiat Balances

Kraken has updated its card spend mechanics to directly support spending from core fiat balances. This streamlines real-world debit usage for clients, allowing them to spend directly from their exchange-held funds. While a product-specific update, its timing makes it a notable data point within a crypto market sensitive to exchange-level changes, macro headlines, and regulatory signals. The details on supported assets and fee structures provide concrete information for evaluating its impact on access and liquidity. The development reflects where Kraken sees user demand heading regarding payments integration. This report offers a grounded snapshot of the update's specifics, avoiding overstatement, while noting its potential relevance to broader themes of infrastructure and market structure evolution in the current cycle.

bitcoinist15h ago

Kraken Card Upgrades Direct Spend Mechanics Supporting Core Fiat Balances

bitcoinist15h ago

Six U.S. Federal Agencies Push Rules For GENIUS Act Payment Stablecoin Framework

Six U.S. federal agencies are progressing with rulemaking for the GENIUS Act payment stablecoin framework, aiming for a July 18 deadline. This development provides crucial regulatory clarity on stablecoin reserves, issuer capital requirements, and new licensing pathways, particularly for commercial banks. The primary impact is on market structure and long-term operational certainty, not immediate token prices. For traders, builders, and compliance teams, the update offers a concrete data point in a rapidly evolving sector. Stablecoins are a foundational component of crypto, linking exchanges, payments, and settlements, meaning changes to their regulation have broad implications. The story's significance lies in its contribution to understanding the regulatory trajectory for stablecoins in the current cycle. It underscores a move towards clearer rules rather than representing final legal certainty. The value is in a precise, source-based assessment of what has changed, who is affected, and what steps come next, avoiding overblown conclusions.

bitcoinist16h ago

Six U.S. Federal Agencies Push Rules For GENIUS Act Payment Stablecoin Framework

bitcoinist16h ago

Why Stripe’s $53B PayPal bid could reshape stablecoin payments

Stripe, in a joint bid with private equity firm Advent International, has made a $53 billion offer to acquire PayPal. The $60.50 per share offer represents a 28% premium and is backed by $50 billion in bank financing. While not yet accepted, prediction markets estimate a 72% chance of the deal closing. Analysts describe the potential acquisition as the "biggest story in the payments industry," noting that Stripe recently surpassed PayPal in annual payment volume. A combined entity would process an estimated $3.7 trillion annually. The move is seen as a major bet on stablecoin payments. Stripe has previously acquired Bridge to enable stablecoin transactions and built its own Tempo network. Acquiring PayPal would allow Stripe to scale retail offerings like Venmo and leverage PayPal's PYUSD stablecoin, merging Stripe's developer focus with PayPal's consumer trust. However, the deal faces significant regulatory and integration hurdles, including antitrust scrutiny. It highlights a broader trend of major payment firms like Mastercard and Visa also aggressively entering the stablecoin sector.

ambcryptoYesterday 13:32

Why Stripe’s $53B PayPal bid could reshape stablecoin payments

ambcryptoYesterday 13:32

Top 5 crypto presales taking place in July 2026

The article highlights five notable crypto presales occurring in July 2026. It begins by explaining that presales allow early evaluation of a project's vision, team, and tokenomics. The featured projects are: 1) **LiquidChain ($LIQUID)**, a Layer 3 blockchain integrating Bitcoin, Ethereum, and Solana for seamless cross-chain liquidity, with a presale raising around $881k. 2) **SeerDEX ($SEERX)**, a Web3 prediction and binary options platform featuring AI-powered security and on-chain trade settlement, having raised over $105k. 3) **BMIC ($BMIC)**, focused on developing a quantum-resistant crypto wallet using NIST-approved cryptography, with over $582k raised. 4) **Remittix ($RTX)**, a PayFi platform for cross-border crypto-to-fiat transfers supporting over 30 currencies, needing about $5.56m to reach its goal. 5) **Pepeto ($PEPETO)**, a memecoin ecosystem offering zero-fee trading tools and a cross-chain bridge, reportedly raising over $10.36m. The conclusion advises thorough research, emphasizing the importance of evaluating a project's use case, roadmap, and risks beyond fundraising figures.

ambcryptoYesterday 05:52

Top 5 crypto presales taking place in July 2026

ambcryptoYesterday 05:52

Trillion-Dollar Stablecoin Surge Challenges Traditional Payments, US Banking Sector Launches Largest Coordinated Counterattack in History

U.S. banks are launching their largest coordinated effort yet to counter the rise of stablecoins, which now facilitate trillions in annual payments. Major institutions including JPMorgan Chase, Bank of America, and Citigroup, coordinated by The Clearing House (TCH), plan to build an interoperable network for tokenized bank deposits. This move, inspired by the successful collaboration that created Zelle, aims to leverage blockchain for faster, cheaper transfers while keeping funds within the regulated banking system. The initiative responds to the rapid growth of stablecoins like USDT and USDC, whose transaction volume surged 72% to approximately $33 trillion last year. Banks see a direct threat as these digital dollars, usable 24/7 across borders, are increasingly adopted by payment firms and financial institutions. The TCH-led network seeks to connect various bank-led blockchain systems, offering scale, deposit insurance, and interoperability that individual bank platforms lack. The goal is to launch next year, initially targeting wholesale payments and tokenized securities settlement. However, the banking consortium faces significant challenges. The sector is fragmented with multiple competing digital currency projects (e.g., from SWIFT and other bank alliances), and historical collaborations like Zelle took years to materialize. While banks hold advantages in trust and regulatory compliance, their slow decision-making contrasts with the crypto industry's pace. Analysts note that although stablecoin issuers currently dominate, if banks successfully unite and execute, their vast resources and existing customer base could pose a formidable challenge in the digital payments race.

marsbitYesterday 02:02

Trillion-Dollar Stablecoin Surge Challenges Traditional Payments, US Banking Sector Launches Largest Coordinated Counterattack in History

marsbitYesterday 02:02

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