# DeFi Related Articles

HTX News Center provides the latest articles and in-depth analysis on "DeFi", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

Cronos Labs Launches Cronos One to Simplify Web3 Onboarding

Cronos Labs has launched Cronos One, a unified onboarding platform designed to simplify entry into the Cronos ecosystem for new and cross-chain Web3 users. The platform integrates wallet top-ups, bridging, and on-chain identity verification into a single experience. A core component is Cronos Verify, a gasless and privacy-preserving on-chain attestation that links a user's wallet to a verified Crypto.com account. This supports the growing trend of using verifiable attestations for Sybil resistance, equitable incentives, and gated utilities across dApps. Launch partners, including Moonlander and VVS Finance, are offering benefits such as prediction vouchers, fee refunds, and gasless transactions via Cronos Verify. The release coincides with the Cronos x402 Hackathon, where developers are building applications that utilize verified identity for programmable payments and AI-driven transactions. Cronos One represents a key step in the Cronos roadmap, advancing the ecosystem toward greater accessibility, verifiability, and readiness for institutional applications. It builds upon recent infrastructure upgrades like reduced gas fees and sub-second block times. The Cronos ecosystem, which includes Cronos EVM, Cronos POS, and the new Cronos zkEVM, is supported by over 500 developers and serves a global user base of more than 150 million.

TheNewsCrypto17h ago

Cronos Labs Launches Cronos One to Simplify Web3 Onboarding

TheNewsCrypto17h ago

Bitwise CIO: 2026 Will Be Very Strong; ICOs Will Make a Comeback

Bitwise CIO Matt Hougan argues that Bitcoin's traditional four-year cycle is weakening due to diminishing impacts of halvings, shifting interest rates, and reduced systemic risks. Instead, he emphasizes the growing influence of institutional capital, with over $15 trillion in assets from major firms like Bank of America and Morgan Stanley now entering the crypto space. Hougan expects 2026 to be a strong year, not a downturn, driven by sustained institutional adoption. He addresses concerns about sell pressure, explaining that long-term holders often use covered calls to generate yield without selling, creating hidden market pressure. MicroStrategy’s potential forced selling is dismissed as unrealistic given its strong financial position. Hougan also discusses the slow but inevitable adoption by financial advisors, the strategic diversification into major L1 blockchains like Ethereum and Solana, and the eventual resurgence of ICOs on a larger, more regulated scale. He concludes that the crypto market is at the beginning of a significant growth phase, fueled by institutional flows, improved regulation, and emerging narratives like stablecoins and tokenization.

比推15h ago

Bitwise CIO: 2026 Will Be Very Strong; ICOs Will Make a Comeback

比推15h ago

Regulatory Crossroads: The United States, Europe, and the Future of Crypto Assets

The article "Regulatory Crossroads: The US, Europe, and the Future of Crypto Assets" examines the divergent regulatory paths shaping the cryptocurrency landscape. It begins by contrasting Bitcoin’s origins as a decentralized, anti-establishment innovation with its current status as a heavily industrialized, energy-intensive asset. The piece draws parallels between the unregulated pre-1933 US stock market and today's crypto space, arguing that a shift from a libertarian "wild west" to a compliant asset class is inevitable. The US approach is portrayed as increasingly pragmatic and institutionally friendly. Key developments include the GENIUS Act, which mandates 1:1 Treasury backing for stablecoins, the repeal of restrictive accounting rules, and a perceived regulatory "regime change" at the SEC under Paul Atkins. This framework aims to integrate crypto into traditional finance, with major banks like JPMorgan now offering crypto-backed loans and the Treasury viewing stablecoins as tools for extending dollar hegemony. In stark contrast, the EU’s Markets in Crypto-Assets (MiCA) regulation is criticized as a risk-averse, innovation-stifling "bureaucratic masterpiece." Its high compliance burdens, treatment of crypto founders like sovereign banks, and effective ban on non-euro stablecoins like USDT are seen as creating a "regulatory moat" that drives talent and startups to more favorable jurisdictions like Switzerland and the UAE. The article concludes that the US is poised to become the dominant global crypto financial center by normalizing DeFi, while Europe risks becoming a "financial museum" due to its oppressive regulatory framework. It calls for urgent, decisive action to build a functional crypto industry that protects investors and allows for safe institutional capital entry before the window of opportunity closes.

深潮9h ago

Regulatory Crossroads: The United States, Europe, and the Future of Crypto Assets

深潮9h ago

Tokenized Deposits vs. Stablecoins: The Future of Finance is Not Replacement, but Integration

Tokenized deposits and stablecoins represent complementary, not competing, visions for the future of finance. Banks create money through fractional reserve lending, offering low-cost credit to large clients in exchange for deposits—tokenized deposits extend this on-chain but remain within the banking system’s regulatory and operational framework. Stablecoins, like USDC or USDT, function as permissionless, 24/7 cash-like instruments ideal for global settlements, especially in cross-border payments. The future lies in interoperability: corporations may hold tokenized deposits for credit benefits while using stablecoins for efficient, off-ledger transactions. Smart contracts enable complex, multi-party financial workflows beyond what traditional APIs offer. Rather than one replacing the other, both tokenized deposits (for banking-integrated credit) and stablecoins (for borderless liquidity) will coexist on-chain, enabling a more efficient and accessible financial system. The key is building bridges between these models, not choosing sides.

深潮9h ago

Tokenized Deposits vs. Stablecoins: The Future of Finance is Not Replacement, but Integration

深潮9h ago

A Roundup of 7 Hot New Token Launches (IDOs) Recently

Summary of 7 Recent Hot Token Sales: 1. **Zama**: Focuses on fully homomorphic encryption (FHE). Raised $130M. Public sale of 10% token supply via a sealed-bid Dutch auction on its own platform from Jan 12-15. No lockup. 2. **Octra**: Privacy-focused L1 with FHE support. Raised $4M pre-seed. Selling 10% of tokens at $0.20 each (FDV $200M) on Sonar starting Dec 18. 3. **Rainbow**: Web3 wallet project. Raised ~$20M. Selling 3% of supply at $0.10 on CoinList on Dec 12. Tokens unlock at TGE. 4. **Gensyn**: Decentralized AI network. Raised $49.5M. Auctioning 5% of supply (with bonuses) via English auction on its platform from Dec 15. Price range: $0.0001-$0.10. Unlocks at TGE. 5. **Infinex**: DeFi platform by Synthetix founder. Public sale of 5% tokens (FDV $300M) on Sonar. Features guaranteed allocations for Patron NFT holders and a lottery. 1-year lockup with early unlock options. 6. **Fogo**: SVM-based L1 blockchain. Raised $13.5M. Selling 2% of supply on its platform on Dec 17. First-come-first-served. Unlocks at TGE. 7. **Football.Fun**: Sports prediction market on Base. Raised $2M. Public sale details on Legion and Kraken are to be announced. KYC.

Odaily星球日报6h ago

A Roundup of 7 Hot New Token Launches (IDOs) Recently

Odaily星球日报6h ago

HyENA Officially Launches: Ethena-Backed, USDe-Margined Perp DEX Lands on Hyperliquid

HyENA, a new perpetual DEX developed by the Based team, has officially launched on Hyperliquid. Supported by the Ethena Foundation, it introduces a novel trading model that allows users to post USDe as margin. A key innovation is that eligible USDe earns up to 12% APY while being used as collateral, enabling traders to generate yield on otherwise idle assets. The platform initially supports perpetual contracts for BTC, ETH, SOL, and HYPE. It also introduces a new DeFi primitive, HLPe, which consolidates various revenue streams like maker profits and funding rates into a single vault share for greater transparency and capital efficiency. HyENA is one of the first major products built on Hyperliquid's new HIP-3 standard, which allows builders to deploy their own perpetual markets with customizable parameters by staking HYPE. This framework enables faster listing of new trading pairs and innovative incentives while inheriting Hyperliquid's high performance. The Based team, a top builder on Hyperliquid and backed by Ethena, views HyENA as a critical step in establishing USDe as a premier margin asset in decentralized finance, bringing a high-frequency use case from centralized exchanges onchain.

深潮5h ago

HyENA Officially Launches: Ethena-Backed, USDe-Margined Perp DEX Lands on Hyperliquid

深潮5h ago

Ethereum Network Fees Drop 62%: Is ETH Price at Risk?

Ethereum network fees have dropped 62% over the past 30 days, raising questions about potential risks to ETH’s price. Despite this decline, the network shows resilience through strong layer-2 growth and maintained price support levels. Key data from Nansen indicates a significant cooling in Ethereum base-layer activity, with fees falling more sharply than on competing chains like Solana. However, layer-2 solutions such as Base and Polygon have seen substantial transaction volume growth—108% and 81%, respectively—suggesting that Ethereum’s expanding ecosystem remains dynamic. Ethereum’s recent upgrade, Fusaka, may have contributed to lower fees by improving rollup efficiency. Meanwhile, ETH’s price rose over 11% amid softer U.S. employment data, though it remains 32% below its August peak. On-chain metrics show reduced activity in decentralized applications (DApps). DEX trading volume on Ethereum fell to $13.4 billion from $23.6 billion four weeks earlier, and DApp revenue hit a five-month low. Total value locked (TVL) in Ethereum DApps also declined, dropping from $100 billion to $76 billion over two months. Still, Ethereum maintains a dominant 68% market share among smart contract platforms. Perpetual futures funding rates held near 9%, reflecting balanced leverage market sentiment. Broader institutional and regulatory developments, including positive comments from former SEC commissioner Paul Atkins on blockchain adoption, may support longer-term confidence. In summary, while Ethereum’s base-layer demand has softened, strong layer-2 growth and ongoing ecosystem development suggest underlying strength. Current data does not indicate fundamental weakness in ETH’s market structure.

cointelegraph_中文4h ago

Ethereum Network Fees Drop 62%: Is ETH Price at Risk?

cointelegraph_中文4h ago

Securities or Commodities? A Decade-Long Tug-of-War Ends as the 'Crypto Market Structure Act' Races to the Senate

The "Cryptocurrency Market Structure Act" (CLARITY Act) is advancing to the U.S. Senate for final review after passing the House with strong support. The bill aims to resolve the long-standing regulatory debate over whether cryptocurrencies are classified as securities or commodities. It introduces a clear framework: tokens on decentralized blockchains are defined as "digital commodities" under CFTC oversight, while those meeting the Howey test remain securities regulated by the SEC. Key provisions include a "mature blockchain" exemption for highly decentralized networks like Bitcoin and Ethereum, a 360-day temporary registration pathway for trading platforms, and a fundraising exemption of up to $75 million for certain token offerings with enhanced disclosure. The bill also establishes a joint advisory committee to improve coordination between the CFTC and SEC and explicitly exempts non-custodial DeFi actors from broker-dealer regulations. This legislative effort aligns with the Trump administration's pro-crypto stance, including the appointment of industry-friendly leaders at key agencies like the SEC and CFTC, and recent moves to allow regulated spot crypto trading on CFTC-approved exchanges. If enacted, the law would provide regulatory clarity, encourage institutional adoption, and position the U.S. as a leader in the digital asset space.

Odaily星球日报2h ago

Securities or Commodities? A Decade-Long Tug-of-War Ends as the 'Crypto Market Structure Act' Races to the Senate

Odaily星球日报2h ago

Space Recap | When a Weakening Dollar Meets a Resurgence in Liquidity: Crypto Market Trend Analysis and Tron TRON Ecosystem Strategy

A review of a recent Space discussion explores the connection between a weakening US dollar, improving global liquidity, and potential trends in the cryptocurrency market. While recent market rebounds align with these macro shifts, analysts caution against declaring a definitive trend reversal, characterizing the current state as a "repair" phase following excessive pessimism. Key takeaway is that a true market inflection point requires sustained signals: confirmation of a Fed easing cycle with continuous rate cuts, a fundamental weakening of the US economy suppressing the dollar, and a synchronized rise in non-US currencies. Investors are advised to monitor the next 1-2 months for persistence in dollar weakness and concrete Fed action. The discussion also outlined a probable capital flow trajectory: liquidity would first enter core mainstream assets like Bitcoin and Ethereum. Assets with solid utility, like TRX with its payment demand and user base, are also positioned for early benefit. This would be followed by a rotation into higher-yield, narrative-driven sectors like RWA, AI, and Meme coins. The Tron (TRON) ecosystem was highlighted as a strategic entry point and hub for this potential capital rotation. Its position as a major network for stablecoin circulation (like USDT) offers a low-risk, non-volatile on-ramp. Users can then earn stable yields through its DeFi protocols (e.g., JustLend DAO, SUN.io) while awaiting clearer market trends. Finally, its native DEX, SunSwap, provides a seamless gateway to convert stable yields into higher-risk, high-reward生态 assets (e.g., AINFT, SunPump) when market sentiment improves, enabling a strategy of participating cautiously while preparing for potential upside.

深潮1h ago

Space Recap | When a Weakening Dollar Meets a Resurgence in Liquidity: Crypto Market Trend Analysis and Tron TRON Ecosystem Strategy

深潮1h ago

Dubai Web3 Week High-End Side Note: DID Alliance Debuts with Asia-Pacific Innovation Center, Building a New Global Hub for Capital and Commerce

During the Dubai Binance Blockchain Week, the "KOL GOLF After Party" was co-hosted by Klickl, Techub News, and 1783DAO, with support from BroadChain, WIS, JDI, and the DID Alliance. The event gathered global investors, industry experts, and KOLs for private, high-level discussions on digital economy trends and collaboration. A key focus was the strategic vision presented by Eugene Xiao, Chairman of the DID Alliance, who emphasized decentralized identity (DID) as a foundational trust layer for the future digital economy, enabling secure, cross-border applications in DeFi, SocialFi, and RWA. He also introduced the Asia Pacific Innovation Center (APIC) in Kuala Lumpur, positioning it as a global hub for Web3 innovation, traditional business transformation, and cross-market education—connecting Asia, the Middle East, and beyond. The event underscored DID Alliance’s expanding global strategy to bridge digital infrastructure and real-world business adoption.

深潮55m ago

Dubai Web3 Week High-End Side Note: DID Alliance Debuts with Asia-Pacific Innovation Center, Building a New Global Hub for Capital and Commerce

深潮55m ago

活动图片

Technology Trends

Bitcoin