# AML Related Articles

HTX News Center provides the latest articles and in-depth analysis on "AML", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

WLFI Raises Alert: Sanctioned Wallets Could Trigger Crypto Transfer Blocks

World Liberty Financial (WLFI), a crypto venture linked to Donald Trump, has issued a compliance warning stating that transactions involving sanctioned individuals, entities, or wallet addresses may be blocked or restricted to meet regulatory obligations. This follows prior scrutiny from US senators over its presale screenings and coincides with new US Treasury sanctions against Iranian crypto exchanges. WLFI asserts it employs strict AML checks, but its admission that its smart contracts hold hard-coded powers to freeze or burn funds challenges its DeFi branding. The warning underscores the tension between operating on public blockchains and complying with federal prohibitions on transactions.

bitcoinist10h ago

WLFI Raises Alert: Sanctioned Wallets Could Trigger Crypto Transfer Blocks

bitcoinist10h ago

Glassnode spinout Cense raises €6.5 million seed round to transform crypto compliance for banks

Cense, a crypto compliance platform spun out from Glassnode in 2023, has raised a €6.5 million seed round co-led by G+D Ventures and Rabo Investments. The funding will support its European expansion. The company addresses a critical gap between crypto-native activity and traditional banking by automating compliance due diligence. It analyzes on-chain data to produce standardized, auditable documentation for financial institutions, helping them manage digital asset exposure and meet regulatory requirements where conventional systems fall short. The investment underscores the growing need for trusted infrastructure as institutional adoption of crypto accelerates.

insights.glassnode13h ago

Glassnode spinout Cense raises €6.5 million seed round to transform crypto compliance for banks

insights.glassnode13h ago

Global Card Issuance Enters a Compliance-Driven Era: WasabiCard is Building the Next-Generation Payment Infrastructure

Global card issuance is entering a compliance-driven era, with WasabiCard building next-generation payment infrastructure. The platform asserts that as stablecoins increasingly enter cross-border payments, corporate settlements, and global commerce, the industry is shifting focus from "availability" and "growth-driven" models to long-term, compliant operation under global frameworks. Competition will center on sustainable compliance and global infrastructure capabilities. Stablecoins are evolving from on-chain assets into key payment tools in global business, with card issuance acting as critical infrastructure connecting digital assets to traditional payment networks like Visa and Mastercard. This expansion has revealed structural issues, including cross-regional issuance, BIN resource management, and insufficient AML and risk controls. In response, the industry is moving away from reliance on "grey efficiency" towards prioritizing compliance, risk management, and long-term operational stability. WasabiCard outlines its strategy: collaborating with licensed principals and local partners for localized operations, building robust KYC/AML systems, strictly separating commercial and consumer BIN usage, and enhancing global issuance, payment, and cross-border fund flow infrastructure. The goal is to build stable, scalable payment infrastructure amid evolving global regulations, shifting industry competition from scale to infrastructure capability. As stablecoins integrate further with global commerce, payment infrastructure will become a fundamental, embedded component of internet business. WasabiCard will continue to develop capabilities in global card issuance, stablecoin payments, cross-border fund flows, and API-driven financial workflows.

marsbit2 days ago 02:16

Global Card Issuance Enters a Compliance-Driven Era: WasabiCard is Building the Next-Generation Payment Infrastructure

marsbit2 days ago 02:16

Stablecoin Regulation: FDIC Announces New Proposed AML Rules For Issuers

The FDIC has proposed new rules to extend Bank Secrecy Act (BSA) and economic sanctions compliance standards to FDIC-supervised Permitted Payment Stablecoin Issuers (PPSIs). This would formally classify PPSIs as financial institutions, requiring them to implement full Anti-Money Laundering/Countering the Financing of Terrorism (AML/CFT) programs, OFAC-aligned sanctions compliance structures, and related reporting obligations. The proposal follows earlier prudential standards for PPSIs. Supervision would involve FDIC coordination with FinCEN, with enforcement shielded for entities with effective programs unless significant failures occur. The public comment period lasts until June 9, 2026, with a final rule expected later that year. The FDIC estimates 5-30 PPSIs may seek approval initially, with compliance costs likely modest due to leveraging parent companies' existing infrastructure.

bitcoinist05/24 09:45

Stablecoin Regulation: FDIC Announces New Proposed AML Rules For Issuers

bitcoinist05/24 09:45

CLARITY Bill Still Unsettled, Caught Up in U.S. Bipartisan Political Game

The U.S. Senate Banking Committee voted 15-9 to advance the CLARITY Act for a full Senate vote, overcoming a key industry compromise on stablecoin rewards. However, the legislation faces significant political hurdles as it moves forward. The vote fell largely along party lines, with all 13 Republican committee members voting in favor and only two Democrats—Ruben Gallego and Angela Alsobrooks—joining them. Both Democrats indicated their support was conditional to keep debate alive and could be withdrawn later. The path to final passage in the full Senate remains difficult. The bill requires 60 votes to pass. With a current 53-47 Republican majority, this means at least 7 Democratic votes are needed, assuming no Republican defections. The narrow, partisan committee vote suggests securing that level of bipartisan support will be challenging. During the committee process, Democrats pushed for numerous amendments, including a key ethics provision to restrict top government officials' financial ties to the crypto industry. Republicans used their majority to block these amendments, leaving core Democratic concerns unaddressed. These issues, particularly around anti-money laundering and ethics, are expected to resurface as major points of contention during the full Senate debate. Republicans are pushing for a swift Senate vote, ideally before the July 4 recess and the upcoming election season, fearing that a shift in congressional power after the next election could jeopardize the bill's future. However, given the current political stalemate and Democratic demands for concessions, the act's prospects for becoming law in 2026 are uncertain.

Odaily星球日报05/15 10:48

CLARITY Bill Still Unsettled, Caught Up in U.S. Bipartisan Political Game

Odaily星球日报05/15 10:48

Stablecoin yield ban emerges as flashpoint in new U.S. crypto bill

A new U.S. crypto market structure bill draft has intensified conflict between banks and the crypto industry, with a proposed ban on interest or passive yield payments tied to payment stablecoins emerging as a central battleground. The provision aims to prevent stablecoins from functioning like blockchain-based savings accounts that could draw deposits away from traditional banks, though certain activity-based rewards would still be permitted. Crypto executives argue this eliminates a key retail advantage, while banking groups see it as necessary to protect the traditional system. Despite these restrictions, the bill offers broader protections for the crypto industry, including clearer legal categories for digital assets, registration pathways for firms, and safeguards for self-custody wallets. For retail users, the outcome is mixed: they may gain regulatory clarity and stronger consumer protections but likely lose easy access to passive yield from stablecoin holdings.

ambcrypto05/12 16:03

Stablecoin yield ban emerges as flashpoint in new U.S. crypto bill

ambcrypto05/12 16:03

South Korean Exchanges 'Battle' Regulators, Challenging the Boundaries of Enforcement and Legislation

South Korea's cryptocurrency industry is engaged in a rare, direct confrontation with regulators. The Financial Intelligence Unit (FIU), the primary anti-money laundering (AML) watchdog, has recently imposed heavy penalties on major exchanges like Upbit and Bithumb for alleged violations involving unregistered overseas VASPs and AML procedures. However, exchanges are now actively challenging these actions in court and through industry associations. In a significant shift, the Seoul Administrative Court ruled in favor of Upbit's operator, Dunamu, overturning part of an FIU-ordered business suspension. The court found the FIU's penalty criteria and justification insufficiently clear. Similarly, the court suspended the enforcement of a six-month business suspension against Bithumb pending a final ruling, citing potential irreversible harm to the exchange. Beyond legal battles, the industry is contesting proposed legislative amendments. The Digital Asset eXchange Alliance (DAXA) strongly opposes a draft rule that would mandate Suspicious Transaction Reports (STRs) for all crypto transfers over 10 million KRW (~$6,800). DAXA argues this "poison pill" clause violates legal principles and would overwhelm the STR system, increasing reports from 63,000 to an estimated 5.45 million annually for major exchanges, thereby crippling effective AML monitoring. This conflict highlights a structural tension in South Korea's crypto governance: comprehensive digital asset laws are still developing, while regulators rely heavily on AML enforcement. The industry's move from passive compliance to active legal and legislative challenges signifies a new phase, pressing for clearer rules and more proportionate enforcement. While short-term disputes may intensify, this clash could ultimately lead to a more mature and sustainable regulatory framework for South Korea's vibrant crypto market.

marsbit05/11 08:20

South Korean Exchanges 'Battle' Regulators, Challenging the Boundaries of Enforcement and Legislation

marsbit05/11 08:20

South Korea's Crypto Tax Countdown Begins: Escalating Three-Way Game Between CEXs, Retail Investors, and Regulators

South Korea's National Tax Service has initiated final preparations to implement a virtual asset tax starting January 2027, with reporting for comprehensive income tax due by May 2028. The tax applies a 22% rate on annual profits exceeding 2.5 million KRW from transfers and leasing, affecting an estimated 13.26 million people. To enforce this, authorities plan to collect data from major domestic exchanges like Upbit and Bithumb and launch a comprehensive virtual asset analysis system. This move follows two previous postponements and signifies a shift towards institutionalized management. The plan also involves international data sharing under the OECD's CARF framework from next year to curb capital flight. However, tensions exist between regulators and exchanges over data sharing and new anti-money laundering rules. The industry, represented by DAXA, opposes proposed regulations requiring the reporting of all cross-border transfers over $6,800 as suspicious, arguing it renders AI risk systems useless and creates an impractical administrative burden. Given Korea's market—comprising 30% of global volume with 85% in altcoins and dominated by retail speculation—the tax could reduce short-term speculative trading and stabilize the domestic market by limiting capital outflows. Its implementation may also influence global crypto regulatory and taxation models, serving as a significant case study for other jurisdictions.

marsbit05/08 14:32

South Korea's Crypto Tax Countdown Begins: Escalating Three-Way Game Between CEXs, Retail Investors, and Regulators

marsbit05/08 14:32

Crypto Reckoning? US Banks Urge Stricter AML And Sanctions Rules–Industry Pushes Back

A renewed push by the Bank Policy Institute (BPI) to tighten anti-money laundering (AML) and sanctions rules for cryptocurrencies has sparked debate between traditional banks and crypto advocates. BPI argues that crypto is increasingly used for illicit activities, citing data that illicit addresses received $154 billion in 2025. They call for Congress to impose bank-like compliance obligations on crypto firms to ensure fairness and protect national security. In response, Coinbase’s Chief Policy Officer Faryad Shirzad criticized BPI’s framing, noting that illicit activity represents less than 1.2% of total crypto volume—comparable to or lower than the estimated 2–5% of global GDP laundered through traditional finance. While acknowledging the need for regulation, Shirzad emphasized that crypto industry participants already invest in AML efforts and sanctions screening, and rejected the narrative that crypto is dominated by criminal use.

bitcoinist04/25 07:31

Crypto Reckoning? US Banks Urge Stricter AML And Sanctions Rules–Industry Pushes Back

bitcoinist04/25 07:31

Clarity Act Reaches Critical Juncture: The U.S. Crypto Regulatory Crossroads

The U.S. cryptocurrency regulatory landscape faces a historic turning point in spring 2026. The fate of the CLARITY Act, which aims to establish a comprehensive market structure framework for digital assets—hangs in the balance. If it fails to clear the Senate Banking Committee by late April, its chances of passage drop drastically, potentially delaying U.S. crypto legislation for years. Simultaneously, the GENIUS Act is reshaping the stablecoin market through stringent prudential regulations, including AML/CFT compliance and reserve requirements, favoring major compliant players like USDC and Tether’s new USAT. A key political compromise led by Senators Tillis and Alsobrooks addresses contentious issues like stablecoin yields, though critical implementation details remain unresolved. The White House strongly supports the legislation as part of a strategy to make the U.S. a global crypto hub, but political challenges—including midterm elections and cross-party demands—threaten its progress. If passed, the CLARITY Act could unlock trillions in institutional capital and help the U.S. compete with the EU’s MiCA framework. If stalled, global regulatory leadership may shift to Europe and Asia. Regardless of outcome, regulatory clarity and compliance infrastructure are becoming central to competitive advantage in the crypto industry.

marsbit04/22 13:57

Clarity Act Reaches Critical Juncture: The U.S. Crypto Regulatory Crossroads

marsbit04/22 13:57

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