Superform Expands to the U.S. With Mobile App Launch for a User-Owned Neobank

TheNewsCryptoPublished on 2026-02-03Last updated on 2026-02-03

Abstract

Superform, the first user-owned neobank, has launched its mobile app, marking its official expansion into the U.S. market. The app provides a familiar mobile banking experience for onchain finance, enabling users to grow their crypto assets while maintaining full custody and control. It features SuperVaults—non-custodial vaults that automatically deploy user funds into high-performing DeFi strategies like stablecoin lending and liquidity provisioning. These vaults have generated an average return of 8.4% APY, significantly outperforming traditional options like T-Bills. The app allows users to easily onboard with fiat, earn yield on assets like USD, BTC, and ETH, and manage cross-chain swaps and transfers. Superform’s platform currently manages over $180 million in deposits across more than 1,000 vaults.

New York, New York, United States, February 3rd, 2026, Chainwire

Superform brings a familiar mobile experience to onchain finance, helping users grow their money while keeping full control of their assets.

Today, Superform, the first user-owned neobank, announced its mobile app launch,marking a key milestone in its efforts to build a user-owned neobank. The app extends the reach of Superform’s SuperVaults: non-custodial onchain vaults that automatically deploy user capital across high-performing DeFi strategies such as stablecoin lending and liquidity provisioning. The launch makes DeFi more accessible by delivering a user experience that feels like seamless internet banking while providing access to powerful DeFi returns. The app allows users to earn more yield on their USD, BTC, and ETH, marking the company’s official expansion into the U.S. market.

The app is designed for users who want a simpler way to grow their money without the stress of managing wallets, understanding protocols or navigating multiple chains. Users can create an account, onramp with fiat, and start earning in minutes. Beyond earning, users can swap, send, and manage their money across chains, all while maintaining full custody and control of their assets.

Deposits are routed through SuperVaults, Superform’s automated savings products that deploys capital across high-performing DeFi strategies such as stablecoin lending and liquidity provisioning. The experience is built to feel familiar to anyone who has used a fintech app while delivering yields that consistently outperform traditional benchmarks. SuperVaults have generated average returns of 8.4% APY, compared to just 4.3% for T-Bills.

“You should not need to be technical to earn more onchain,” said Vikram Arun, Co-Founder and CEO of Superform. “The mobile app is the next step in our mission to make crypto-native strategies feel like standard financial products. It offers a true set and forget experience where users can deposit once and earn automatically without needing to manage or monitor anything.”

While DeFi has matured significantly, consumers still lack a complete financial alternative to traditional banks. Traditional savings options provide near-zero returns after inflation, while crypto-native yield remains fragmented across multiple tools and protocols. Users are forced to choose between the simplicity of custodial platforms that control their assets, or the complexity of self-custody solutions that require technical expertise.

Superform addresses this by building infrastructure that consolidates and simplifies. SuperVaults offer users exposure to curated opportunities through a single, scalable product, eliminating the need to stitch together tools or analyze protocols. With features like boosted APYs, Superform Points, and tiered rewards, the platform combines the performance of DeFi with the usability of traditional financial apps. The mobile app builds on traction from Superform’s desktop platform, which currently manages over $180 million in user deposits across 1000+ vaults, with strategies spanning more than 70 protocols.

This launch marks the first in a series of major product rollouts and upgrades coming to the Superform ecosystem through the end of the year. For updates, users can visit superform.xyz or follow @superformxyz on X.

About Superform

Superform is the first user owned neo-bank to effortlessly grow your crypto portfolio. Superform helps users maximize returns on their crypto by providing access to over 800 earning opportunities with $10B in TVL across 50 protocols. Superform’s SuperVaults product offers single-transaction deposits into multi-protocol, yield bearing vaults. These “set and forget” opportunities are focused on earning users stablecoin yields. SuperVaults have been audited by yAudit and multiple independent security researchers from Spearbit.

Since launching in Q2 2024, Superform has delivered secure and optimized yield to over 180,000 depositors. Currently, users are earning an average APY of over 8.4%. Backed by $11M in funding from leading investors including VanEck Ventures, Polychain Capital, Circle Ventures, BlockTower Capital, Maven11 Capital, CMT Digital, and Arthur Hayes, Superform Labs is simplifying the path to onchain wealth.

Contact

PR Manager
Aarya Shah
aarya@serotonin.co

Related Questions

QWhat is Superform and what key milestone did it announce with its mobile app launch?

ASuperform is the first user-owned neobank. The key milestone announced with its mobile app launch is the company's official expansion into the U.S. market.

QWhat are SuperVaults and what is their primary function?

ASuperVaults are Superform's non-custodial onchain vaults. Their primary function is to automatically deploy user capital across high-performing DeFi strategies, such as stablecoin lending and liquidity provisioning, to generate yield.

QAccording to the article, how do the average returns of SuperVaults compare to traditional T-Bills?

ASuperVaults have generated average returns of 8.4% APY, which is significantly higher than the 4.3% for T-Bills.

QWhat problem does Superform aim to solve for users in the DeFi space?

ASuperform aims to solve the problem where users are forced to choose between the simplicity of custodial platforms that control their assets and the complexity of self-custody solutions that require technical expertise. It provides a simpler, consolidated infrastructure for earning yield.

QWhat is the total amount of user deposits currently managed on Superform's desktop platform?

ASuperform's desktop platform currently manages over $180 million in user deposits.

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