Circle的稳定币基础设施在欧洲获得重大升级——目前已处理数万亿交易

bitcoinistPublished on 2026-05-28Last updated on 2026-05-28

Abstract

全球支付编排平台Orbital宣布与银行Banking Circle达成合作,将其作为主要银行合作伙伴,以扩展欧洲的稳定币结算和多货币支付能力。Banking Circle是卢森堡首家同时拥有银行、电子货币代币和加密资产服务提供商牌照的机构,其基础设施完全符合欧盟MiCA监管框架,每年处理超过1.5万亿欧元的交易。 通过此次整合,Orbital的企业客户能够通过Banking Circle平台,获得7x24小时实时执行的法币与稳定币(包括Circle的USDC、Paxos的USDG及Banking Circle自身的欧元稳定币EURI)之间的双向即时结算。该合作消除了企业以往需要与多个司法管辖区结算对手方分别维护关系的结构性摩擦,并为客户提供直接接入SEPA基础设施、指定IBAN以及完整的反洗钱和了解你的客户合规检查。 这一合作正值欧洲MiCA法规进入全面实施阶段。Banking Circle的全牌照优势使得Orbital的稳定币结算活动与传统支付业务处于同一监管框架下,这对服务机构客户至关重要。与此同时,欧洲稳定币基础设施正在加速建设,例如由ING、裕信银行等十二家银行组成的联盟正在推进Qivalis欧元稳定币项目,计划于2026年下半年推出,表明机构需求正在迅速增长。 此举标志着稳定币领域与欧洲受监管金融基础设施的整合迈出了关键一步。一个连接稳定币轨道与年处理万亿欧元规模的银行、且完全在MiCA监管下的支付编排平台,正是该行业一直在构建的机构级基础设施,其出现意味着加密支付与传统金融结算之间的鸿沟正在快速缩小。

全球支付编排平台Orbital已选择Banking Circle作为其主要银行合作伙伴,以扩展其在欧洲的稳定币结算和多货币支付能力。这一合作使Orbital直接接入了一个完全符合MiCA法规的基础设施,该设施每年为750家金融机构处理超过1.5万亿欧元的交易。

根据5月28日通过PR Newswire发布的声明,此次合作将Orbital的支付编排层与Banking Circle新启用的稳定币结算服务连接起来。据Stablecoin Insider对该银行公告的报道,总部位于卢森堡的Banking Circle于2026年4月27日推出了这些服务,此前它于4月15日获得了卢森堡金融业监管委员会颁发的加密资产服务提供商许可证。

时机值得注意:Banking Circle成为卢森堡第一家同时持有银行、电子货币代币和CASP许可证的机构——这一监管“三连胜”使其成为欧盟内牌照最全面的数字资产结算银行之一。

ETH日线图价格呈下行趋势。来源: Tradingview上的ETHUSD

与Circle的整合带来什么

通过Banking Circle的平台,Orbital获得了支持Circle的USDC、Paxos的USDG以及Banking Circle自有欧元稳定币EURI的即时双向法币-稳定币和稳定币-法币结算功能——据PR Newswire公告,所有这些都可通过银行核心平台实现24/7实时执行。

此次整合消除了一个历史上使欧洲企业采用稳定币复杂化的结构性摩擦点:即需要与跨越不同司法管辖区和监管框架的多个结算对手方分别维持关系。

对于Orbital的企业客户——包括管理跨境支付(涉及稳定币和传统渠道)的企业——根据公告,与Banking Circle的连接使其在单一的集成支付层内,增加了对SEPA基础设施、指定IBAN以及完整的AML和KYC合规检查的直接访问权限。

MiCA背景

此次合作正值欧洲的《加密资产市场法规》进入操作执行阶段——这既创造了机会,也设定了一个许多支付基础设施提供商正在争相满足的合规门槛。Banking Circle同时拥有银行、EMT和CASP类别的牌照,意味着Orbital的稳定币结算活动现在与其传统支付业务受同一监管监督框架管辖——这种结构性对齐对于两家公司服务的机构客户而言至关重要。

更广泛的欧洲稳定币基础设施建设正在同步加速推进。包括ING、UniCredit和CaixaBank在内的十二家欧洲银行组成的联盟正在推进Qivalis欧元稳定币项目,计划于2026年下半年推出——这表明Orbital和Banking Circle正试图抓住的机构需求正在整个欧洲大陆迅速扩张。

这一发展标志着这个新兴行业与欧洲受监管金融基础设施整合的关键时刻。一个将稳定币通道与一家年处理1.5万亿欧元的银行连接起来的支付编排平台——并在完整的MiCA监管下——正是该行业一直以来致力构建的机构基础设施。它的到来表明,加密支付基础设施与传统金融结算之间的差距正在以比大多数观察家预期更快的速度缩小。

封面图片来自Grok,ETHUSD图表来自Tradingview

Related Questions

QOrbital与Banking Circle的合作主要目的是什么?

AOrbital选择Banking Circle作为其主要银行合作伙伴,目的是扩大其在欧洲的稳定币结算和多币种支付能力。这一合作将Orbital直接接入了一个完全符合MiCA(加密资产市场法规)且每年处理超过1.5万亿欧元的基础设施中。

QBanking Circle在监管层面具有什么独特的优势?

ABanking Circle是卢森堡第一家同时持有银行牌照、电子货币代币牌照和加密资产服务提供商牌照的机构。这个监管三连胜使其成为欧盟内合规牌照最全面的数字资产结算银行之一,能为合作伙伴提供统一的监管框架。

Q通过与Banking Circle的整合,Orbital获得了哪些具体的支付能力提升?

A通过Banking Circle的平台,Orbital获得了即时双向的法币与稳定币兑换结算能力,支持USDC、USDG和EURC等稳定币,并提供7x24小时实时执行。其客户还能在一个集成的支付层中直接访问SEPA基础设施、命名IBAN以及完整的AML和KYC合规检查。

Q这一合作对于解决欧洲稳定币采用的历史性痛点有何帮助?

A这一合作解决了欧洲企业采用稳定币的一个结构性摩擦点:即无需再与不同司法管辖区和监管框架下的多个结算对手方分别建立和维护关系。现在通过一个合规的单一合作伙伴即可完成操作。

Q文章中提到Qivalis项目以及12家欧洲银行的参与,这说明了什么趋势?

AQivalis欧元稳定币项目由包括ING、UniCredit和CaixaBank在内的12家欧洲银行联合推进,并计划在2026年下半年推出。这表明欧洲的稳定币基础设施正在加速建设,整个欧洲大陆对稳定币的机构需求正在迅速扩大,也印证了Orbital与Banking Circle所定位的市场正在高速增长。

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While the concept of Agent S is fundamentally innovative, specific information about its creator remains elusive. The creator is currently unknown, which highlights either the nascent stage of the project or the strategic choice to keep founding members under wraps. Regardless of anonymity, the focus remains on the framework's capabilities and potential. Who are the Investors of Agent S? As Agent S is relatively new in the cryptographic ecosystem, detailed information regarding its investors and financial backers is not explicitly documented. The lack of publicly available insights into the investment foundations or organisations supporting the project raises questions about its funding structure and development roadmap. Understanding the backing is crucial for gauging the project's sustainability and potential market impact. How Does Agent S Work? At the core of Agent S lies cutting-edge technology that enables it to function effectively in diverse settings. Its operational model is built around several key features: Human-like Computer Interaction: The framework offers advanced AI planning, striving to make interactions with computers more intuitive. By mimicking human behaviour in tasks execution, it promises to elevate user experiences. Narrative Memory: Employed to leverage high-level experiences, Agent S utilises narrative memory to keep track of task histories, thereby enhancing its decision-making processes. Episodic Memory: This feature provides users with step-by-step guidance, allowing the framework to offer contextual support as tasks unfold. Support for OpenACI: With the ability to run locally, Agent S allows users to maintain control over their interactions and workflows, aligning with the decentralised ethos of Web3. Easy Integration with External APIs: Its versatility and compatibility with various AI platforms ensure that Agent S can fit seamlessly into existing technological ecosystems, making it an appealing choice for developers and organisations. These functionalities collectively contribute to Agent S's unique position within the crypto space, as it automates complex, multi-step tasks with minimal human intervention. As the project evolves, its potential applications in Web3 could redefine how digital interactions unfold. Timeline of Agent S The development and milestones of Agent S can be encapsulated in a timeline that highlights its significant events: September 27, 2024: The concept of Agent S was launched in a comprehensive research paper titled “An Open Agentic Framework that Uses Computers Like a Human,” showcasing the groundwork for the project. October 10, 2024: The research paper was made publicly available on arXiv, offering an in-depth exploration of the framework and its performance evaluation based on the OSWorld benchmark. October 12, 2024: A video presentation was released, providing a visual insight into the capabilities and features of Agent S, further engaging potential users and investors. These markers in the timeline not only illustrate the progress of Agent S but also indicate its commitment to transparency and community engagement. Key Points About Agent S As the Agent S framework continues to evolve, several key attributes stand out, underscoring its innovative nature and potential: Innovative Framework: Designed to provide an intuitive use of computers akin to human interaction, Agent S brings a novel approach to task automation. Autonomous Interaction: The ability to interact autonomously with computers through GUI signifies a leap towards more intelligent and efficient computing solutions. Complex Task Automation: With its robust methodology, it can automate complex, multi-step tasks, making processes faster and less error-prone. Continuous Improvement: The learning mechanisms enable Agent S to improve from past experiences, continually enhancing its performance and efficacy. Versatility: Its adaptability across different operating environments like OSWorld and WindowsAgentArena ensures that it can serve a broad range of applications. As Agent S positions itself in the Web3 and crypto landscape, its potential to enhance interaction capabilities and automate processes signifies a significant advancement in AI technologies. Through its innovative framework, Agent S exemplifies the future of digital interactions, promising a more seamless and efficient experience for users across various industries. Conclusion Agent S represents a bold leap forward in the marriage of AI and Web3, with the capacity to redefine how we interact with technology. While still in its early stages, the possibilities for its application are vast and compelling. Through its comprehensive framework addressing critical challenges, Agent S aims to bring autonomous interactions to the forefront of the digital experience. As we move deeper into the realms of cryptocurrency and decentralisation, projects like Agent S will undoubtedly play a crucial role in shaping the future of technology and human-computer collaboration.

700 Total ViewsPublished 2025.01.14Updated 2025.01.14

What is AGENT S

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