Key Takeaways
Why is XRP’s yearly close in focus?
Whales accumulated 250 million XRP, aligning with Q1–Q3 gains and early Q4 strength, fueling hopes of a four-quarter streak.
What levels matter for traders?
Resistance holds near $3.00–$3.20. Keeping above the $2.90 fair value gap could help XRP secure 2025’s first all-green year.
Ripple [XRP] surged by 4% in the last 24 hours after major announcements that included Bank of Japan involvement and whale action.
Talks of a bullish quarter in the crypto sector continued to fill the air across multiple platforms. The buying activity added to speculation that XRP could finish 2025 with its first all-green yearly close.
Whales and quarterly strength
Looking at accumulation charts on Santiment, big players loaded about 250 million XRP tokens in the last two days at press time.
Since the breakout from a multi-year consolidation in late 2024, the altcoin has maintained a bullish trajectory. This aligned with CryptoRank data, which confirmed positive quarterly returns for 2025 so far.
The first quarter had the least gains, while Q3 led by 27% when writing. Interestingly, Q4 was showing signs of closing green, as the cumulative change in the first two days of the quarter showed strength.
Source: CryptoRank
In the meantime, an earlier AMBCrypto analysis projected an 8x surge as per ChatGPT were also showing this alignment.
XRP price action and ChatGPT’s analysis
On the charts, XRP price was forming a potential inverted head-and-shoulders pattern. The pattern was an indication of the shifting price action of the altcoin.
Additionally, ChatGPT’s analysis seconded this bullish outlook. ChatGPT predicted a move toward $5 in the next six months and $9 in about two years.
Source: ChatGPT
However, breaking above $3 resistance was key for further advances. A breakout above that zone could set up $3.25 as the next short-term target.
On the flipside, the fair value gap (FVG) just below $2.90 acted as the buy wall, which needs to stay intact. The extreme support levels were at $2.50 and below.
Source: TradingView
Having said that, what was really behind this reaction to the XRP price?
What are the real drivers of this surge?
The Bank of Japan (BoJ) launched the XRP lending program for institutions, which led to this brief price rally. XRP has been poised to lead modern payment rails in large capital transactions across the globe.
Despite BoJ officiating XRP payments, the community was hit as Ripple CTO David Schwartz stepped down from his position. However, Schwartz noted he will be joining Ripple’s Board of Directors. Shwartz wrote,
“I’ve spent more than 13 years at Ripple…Be warned, I’m not going away from the XRP community. You haven’t seen the last of me (now, or ever).”
Altogether, these developments strengthened XRP’s position as Q4 unfolds. Thus, XRP price could close green for all quarters of 2025.
