Coinbase изучает возможность получения банковской лицензии в США

investing.ruPublished on 2025-04-22Last updated on 2025-04-22

GetBlock Magazine - Что произошло? Ведущая американская централизованная криптобиржа (CEX) Coinbase (NASDAQ:COIN) рассматривает возможность подачи заявки на получение банковской лицензии США. В заявлении для СМИ представители компании уточнили, что активно изучают этот вопрос, но пока не приняли никаких официальных решений.

Материал Cointelegraph

Что еще известно? Ранее СМИ стало известно, что аналогичные планы есть у эмитентов стейблкоинов Circle и Paxos, а также криптокастодиана BitGo.

Банковская лицензия позволит криптофирмам работать как традиционные финансовые учреждения, принимая депозиты и выдавая кредиты. Тем не менее, компании с банковской лицензией подлежат более строгой отчетности и надзору.

Одной из криптофирм с такой лицензией является Anchorage Digital. Несмотря на ее наличие в отношении компании было начато расследование группой El Dorado Task Force в составе Министерства внутренней безопасности США.

STABLE введет двухлетний мораторий на выпуск стабильных монет, обеспеченных самостоятельно выпущенными цифровыми активами, а также потребует хранить резервы отдельно от средств бизнеса.

GENIUS создаст правовую базу для платежей в стабильных монетах и будет способствовать привлечению американских эмитентов для укрепления глобального доминирования доллара. Он также усилит AML-правила, стандарты резервирования, ликвидности и проверки на предмет соблюдения санкций. Он классифицирует эмитентов как финансовые учреждения.

Читайте оригинальную статью на сайте GetBlock Magazine

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