Sber Issues First Cryptocurrency-Backed Loan

RBK-cryptoОпубліковано о 2025-12-26Востаннє оновлено о 2025-12-26

Анотація

Sberbank has conducted a pilot transaction by issuing a loan to the Russian mining company "Intellion," using the miner's own cryptocurrency as collateral. The bank utilized its proprietary cryptocurrency storage solution, which incorporates the "Rutoken" hardware system. Sberbank estimates that such a product will be relevant not only for miners but also for any companies holding crypto assets. Earlier, Anatoly Popov, Deputy Chairman of Sberbank's Management Board, stated in an interview that the bank already offers clients structured bonds and digital financial assets (DFAs) with exposure to Bitcoin, Ethereum, and baskets of crypto assets. The bank is testing DeFi instruments and supports the gradual legalization of cryptocurrencies within the Russian regulatory framework. A similar practice is emerging in the United States. In October, Bloomberg reported that JPMorgan Chase plans to allow institutional clients to use Bitcoin and Ethereum directly as loan collateral, with the cryptocurrencies held by a third-party custodian. This new service expands on the bank's existing practice of accepting shares of crypto ETFs as collateral. Furthermore, Bloomberg reported that JPMorgan plans to begin offering cryptocurrency trading to its institutional clients, a move attributed to growing client interest following regulatory changes in the U.S.

Sberbank has conducted a pilot deal to provide a loan to the Russian mining company "Intellion," according to the bank's website. The loan was secured by cryptocurrency mined by the company itself, the credit institution stated.

In the transaction, Sber used its own development for storing cryptocurrency, utilizing the "Rutoken" hardware solution.

According to the bank's assessment, such a product will be relevant not only for miners but also for any companies that own crypto assets.

Earlier, Anatoly Popov, Deputy Chairman of the Board of Sberbank, stated in an interview with "RBC-Crypto" that the bank already offers clients structured bonds and digital financial assets (DFAs) with investments in Bitcoin, Ether, and baskets of crypto assets, is testing DeFi tools, and supports the gradual legalization of cryptocurrencies within the Russian legal framework.

A similar practice is emerging simultaneously on the American market. In October, Bloomberg, citing sources, reported that the largest U.S. bank, JPMorgan Chase, plans to allow institutional clients to use Bitcoin and Ethereum directly as collateral for loans. The cryptocurrencies will be held by a third-party custodian company. The new service expands the bank's existing practice: in June, JPMorgan began accepting shares of cryptocurrency ETFs as collateral.

Earlier this week, Bloomberg reported that JPMorgan plans to begin offering cryptocurrency trading to its institutional clients. The publication's sources linked this to the growing interest from the bank's clients following regulatory developments in the U.S.

Trust Wallet users lost $7 million in cryptocurrency due to a hack

Breaking the cycle. How the price of Bitcoin changed over 10 years at Christmas

AI outperformed humans in a crypto trading tournament. What were the results?

Трендові криптовалюти

CitreaCTR

wrapped stUSDTWSTUSDT

Пов'язані питання

QWhich Russian bank issued the first cryptocurrency-backed loan?

ASberbank (Sber) issued the first cryptocurrency-backed loan.

QWhat was the name of the Russian mining company that received the pilot loan from Sber?

AThe Russian mining company that received the pilot loan is called 'Intilion'.

QWhat technology did Sber use to store the cryptocurrency collateral for the loan?

ASber used its own development for storing cryptocurrency, which utilizes the 'Rutoken' hardware solution.

QWhich major US bank is also developing a similar service to allow institutional clients to use Bitcoin and Ethereum as loan collateral?

AJPMorgan Chase, the largest bank in the US, is planning to allow institutional clients to use Bitcoin and Ethereum as collateral for loans.

QAccording to the article, what other crypto-related financial products is Sberbank already offering to clients?

ASberbank is already offering clients structured bonds and digital financial assets (DFAs) with investments in Bitcoin, Ethereum, and baskets of cryptoassets. They are also testing DeFi tools.

Пов'язані матеріали

Analyzing the Impact of AI on Economic Growth and Productivity

**Title: Analyzing AI's Impact on Economic Growth and Productivity** This article examines three contrasting views on AI's influence on economic growth and productivity. **The Optimistic View** posits that AI, especially through automating R&D ("recursive self-improvement"), could dramatically accelerate growth, even triggering a technological "singularity" with explosive, potentially infinite, economic expansion. **The Moderate/Mainstream View** acknowledges AI's productivity benefits but emphasizes significant real-world constraints that could limit its impact. These include: limited cost savings per task, structural ceilings on which jobs and industries are "exposed" to AI, adoption bottlenecks (e.g., compute, energy, regulatory hurdles), and the "weak link" effect where non-automatable tasks cap overall gains. Consequently, the realized AI dividend may be far lower than optimistic projections, with estimates typically ranging from 0.1% to 1.3% annual productivity growth. **The Pessimistic View** stems from two strands. The first aligns with the moderate view but applies extremely conservative assumptions about task exposure and efficiency gains, yielding minimal projected impact. The second introduces a demand-side critique: if AI primarily replaces rather than augments labor, it could depress labor's share of income, weaken consumer demand, and create a "demand trap" that ultimately stifles growth, unless offset by redistribution policies. **The authors' assessment** is nuanced: * **Short-term (1-2 years):** AI will support growth primarily through investment spending, not significant productivity gains. * **Medium-term (3-5 years):** Three potential paths emerge based on AI demand and bottleneck severity: 1. **"Optimistic Path":** High demand, few bottlenecks. Rapid productivity gains but risk of major job displacement and social conflict without redistribution. 2. **"Moderate Path" (most likely):** High demand but significant, surmountable bottlenecks. Leads to moderate productivity gains, financial market volatility (K-shaped returns), and sectoral job losses. 3. **"Pessimistic Path":** Low demand or severe bottlenecks. Minimal productivity and growth impact, triggering financial market corrections but allowing a smoother societal transition with less labor disruption. * **Long-term:** AI holds potential for a major productivity revolution and prosperity. The conclusion stresses that no path is smooth. Technologically "optimistic" outcomes could be socially detrimental, while "pessimistic" technological diffusion might be more socially stable. Policymakers must monitor developments and prepare balanced responses to manage economic, financial, and social sustainability.

marsbit6 хв тому

Analyzing the Impact of AI on Economic Growth and Productivity

marsbit6 хв тому

IRS Fraud Alert: Fake Letters Target Crypto Holders in Data-Stealing Scam

The IRS Criminal Investigation unit has warned cryptocurrency holders of a sophisticated phishing scam involving fake paper letters that mimic official IRS correspondence. These letters, which include official formatting and a deadline, instruct recipients to enroll in a non-existent "Digital Asset Compliance Portal." A QR code inside the letter directs victims to a spoofed IRS website designed to steal personal information and, in some cases, trick them into directly transferring cryptocurrency to scammers. The scam exploits the fact that the IRS has legitimately sent compliance letters regarding digital assets since 2019, making such mail seem plausible. The agency clarifies it never uses QR codes in official letters, never asks for digital asset transfers as part of compliance, and does not operate a digital asset enrollment portal. Legitimate notices can be verified via IRS.gov. If you receive such a letter, do not scan the QR code, call any listed numbers, or enter personal information on any linked site. Verify your account status only through official IRS tools. This scam undermines trust in genuine IRS communications during a period of increased crypto enforcement.

TheNewsCrypto9 хв тому

IRS Fraud Alert: Fake Letters Target Crypto Holders in Data-Stealing Scam

TheNewsCrypto9 хв тому

The New Cold War is a Tech Stock War

The New Cold War is a Tech Stock War The article argues that the contemporary geopolitical and economic rivalry between the US and China represents a "New Cold War," but one fundamentally fought through technology and financial markets, not physical barriers or conventional trade. Historically, US dominance was secured through financial systems. The Soviet Union, reliant on the rigid "Transferable Ruble," was ultimately undermined by its dependency on the US dollar for oil trade. Later, Japan's semiconductor challenge was countered not just by tariffs (e.g., Plaza Accord, 301 investigations) but by binding it to US Treasury bonds. China presents a more complex, "embedded" challenger. While it holds vast dollar reserves and US debt like Japan, its industrial base is stronger and more diversified than the Soviet Union's. Surviving the initial 2018 trade war phase, the conflict has evolved into a "tech-financial war." The core battlefield is now the stock market. US tech stocks (AI, semiconductors) are treated as sovereign assets, buoyed by bipartisan national will. China is pushing to strengthen its own financial markets to convert industrial strength into financial power and fund its tech ambitions. Companies like ChangXin (semiconductors), Moonshot AI, and DJI compete not just for market share but as financial proxies for their respective systems. The new paradigm is moving from globally efficient monopolies (Apple, Google) towards companies that achieve monopolistic profits within their respective geopolitical spheres. This competition over "pricing power" and financial valuation in segmented markets defines the current era, making the stock market the primary arena for this tech-centric struggle.

marsbit15 хв тому

RWA Weekly: Ten European Financial Institutions Establish Tokenized Asset Cooperative; Ondo Launches New Execution Network Ondo Network

RWA Weekly: European Banks Form Tokenized Asset Cooperative; Ondo Launches New Execution Network Ondo Network Covering July 24-31, 2026, the RWA sector saw a steady on-chain total value locked (TVL) of $36.8 billion, with holder count hitting a record high. However, stablecoin transfer volumes fell sharply (~30%), indicating low on-chain settlement demand. Key regulatory moves include South Korea advancing stablecoin legislation and a push to scrap crypto taxes, Kenya lowering capital requirements for stablecoin issuers, and Zimbabwe approving seven projects for its crypto sandbox. In project developments, BIS-led Project Agorá successfully tested cross-border payments with tokenized funds across six currencies. Ten major European financial institutions formed the RL1 blockchain cooperative to build tokenized asset infrastructure. Other notable updates: Aviva launched a tokenized dollar liquidity fund on XRPL, POSCO International tokenized commercial invoices on Injective, and a Brazilian farmer used tokenized cattle as collateral for a loan. Additional progress includes BNY Mellon migrating its core transfer agent operations to blockchain, Securitize gaining SEC investment advisor registration, and Tether’s compliant stablecoin USA₮ launching on Celo. Ondo Finance introduced Ondo Network, a new execution layer focused on speed and privacy, moving away from its initial chain plans. An analysis highlights that despite the growing scale of on-chain RWAs (~$32B), approximately 90% remain underutilized in DeFi, pointing to a critical challenge in unlocking liquidity and fostering real-world application beyond mere issuance.

marsbit16 хв тому

RWA Weekly: Ten European Financial Institutions Establish Tokenized Asset Cooperative; Ondo Launches New Execution Network Ondo Network

marsbit16 хв тому

South Korean Stock Market Sees Sharp Rebound After Forceful De-leveraging, SK Hynix Rises 30%

On July 31, South Korean stocks staged a historic rebound. The benchmark KOSPI index surged 18.27%, with chipmaker SK Hynix hitting a 30% gain limit. This followed a brutal, near-40% decline in the KOSPI over the previous month, driven largely by a deleveraging spiral involving leveraged ETFs. Analysts attributed the sharp sell-off to structural liquidity issues rather than deteriorating corporate fundamentals. The rally was triggered by a confluence of positive catalysts. Firstly, strong earnings from U.S. cloud giants Microsoft and Amazon alleviated fears of an "AI bubble burst," boosting global tech sentiment. Secondly, SK Group Chairman Chey Tae-won made a rare personal purchase of SK Hynix shares, seen as a strong vote of confidence. Thirdly, the South Korean government announced a 20 trillion won ($139 billion) AI investment fund. In response to the market turmoil, South Korean regulators are tightening controls on leveraged ETFs, admitting oversight shortcomings. Measures include raising minimum cash保证金 requirements for散户 investors and suspending new product launches. While the rebound signals eased liquidity pressure, analysts note deep structural issues remain. The market's future stability is seen as dependent on global tech capital expenditure trends and memory chip price cycles, with some viewing the surge as a technical correction rather than a definitive trend reversal.

marsbit36 хв тому

South Korean Stock Market Sees Sharp Rebound After Forceful De-leveraging, SK Hynix Rises 30%

marsbit36 хв тому

Торгівля

Спот

Популярні статті

Як купити O

Ласкаво просимо до HTX.com! Ми зробили покупку O1 exchange (O) простою та зручною. Дотримуйтесь нашої покрокової інструкції, щоб розпочати свою криптовалютну подорож.Крок 1: Створіть обліковий запис на HTXВикористовуйте свою електронну пошту або номер телефону, щоб зареєструвати обліковий запис на HTX безплатно. Пройдіть безпроблемну реєстрацію й отримайте доступ до всіх функцій.ЗареєструватисьКрок 2: Перейдіть до розділу Купити крипту і виберіть спосіб оплатиКредитна/дебетова картка: використовуйте вашу картку Visa або Mastercard, щоб миттєво купити O1 exchange (O).Баланс: використовуйте кошти з балансу вашого рахунку HTX для безперешкодної торгівлі.Треті особи: ми додали популярні способи оплати, такі як Google Pay та Apple Pay, щоб підвищити зручність.P2P: Торгуйте безпосередньо з іншими користувачами на HTX.Позабіржова торгівля (OTC): ми пропонуємо індивідуальні послуги та конкурентні обмінні курси для трейдерів.Крок 3: Зберігайте свої O1 exchange (O)Після придбання O1 exchange (O) збережіть його у своєму обліковому записі на HTX. Крім того, ви можете відправити його в інше місце за допомогою блокчейн-переказу або використовувати його для торгівлі іншими криптовалютами.Крок 4: Торгівля O1 exchange (O)Легко торгуйте O1 exchange (O) на спотовому ринку HTX. Просто увійдіть до свого облікового запису, виберіть торгову пару, укладайте угоди та спостерігайте за ними в режимі реального часу. Ми пропонуємо зручний досвід як для початківців, так і для досвідчених трейдерів.

411 переглядів усьогоОпубліковано 2026.06.19Оновлено 2026.06.19

Як купити PROS

Ласкаво просимо до HTX.com! Ми зробили покупку Pharos (PROS) простою та зручною. Дотримуйтесь нашої покрокової інструкції, щоб розпочати свою криптовалютну подорож.Крок 1: Створіть обліковий запис на HTXВикористовуйте свою електронну пошту або номер телефону, щоб зареєструвати обліковий запис на HTX безплатно. Пройдіть безпроблемну реєстрацію й отримайте доступ до всіх функцій.ЗареєструватисьКрок 2: Перейдіть до розділу Купити крипту і виберіть спосіб оплатиКредитна/дебетова картка: використовуйте вашу картку Visa або Mastercard, щоб миттєво купити Pharos (PROS).Баланс: використовуйте кошти з балансу вашого рахунку HTX для безперешкодної торгівлі.Треті особи: ми додали популярні способи оплати, такі як Google Pay та Apple Pay, щоб підвищити зручність.P2P: Торгуйте безпосередньо з іншими користувачами на HTX.Позабіржова торгівля (OTC): ми пропонуємо індивідуальні послуги та конкурентні обмінні курси для трейдерів.Крок 3: Зберігайте свої Pharos (PROS)Після придбання Pharos (PROS) збережіть його у своєму обліковому записі на HTX. Крім того, ви можете відправити його в інше місце за допомогою блокчейн-переказу або використовувати його для торгівлі іншими криптовалютами.Крок 4: Торгівля Pharos (PROS)Легко торгуйте Pharos (PROS) на спотовому ринку HTX. Просто увійдіть до свого облікового запису, виберіть торгову пару, укладайте угоди та спостерігайте за ними в режимі реального часу. Ми пропонуємо зручний досвід як для початківців, так і для досвідчених трейдерів.

478 переглядів усьогоОпубліковано 2026.06.22Оновлено 2026.06.22

Що таке VERONA

I. Вступ до проекту VERONA - це блокчейн, створений для всіх, скрізь, через абстракцію ланцюга. Використовуючи свій загальний шар абстракції, VERONA вирізняється інтеграцією складних функцій блокчейну, таких як рахунки, підписи та взаємодія, безпосередньо на рівні протоколу. Цей підхід дозволяє взаємодіяти з блокчейн-додатками без необхідності розуміти основні технології.1) Основна інформація Назва: VERONA (VERONA)III. Пов'язані посилання Офіційне посилання на сайт: https://xion.burnt.com/ Біла книга: https://xion.burnt.com/whitepaper.pdf Експлорери: https://explorer.burnt.com/ Соціальні мережі: https://x.com/burnt_xion Примітка: Вступ до проекту взято з матеріалів, опублікованих або наданих офіційною командою проекту, які є лише для довідки і не є інвестиційною порадою. HTX не несе відповідальності за будь-які прямі або непрямі збитки, що виникають внаслідок цього.

333 переглядів усьогоОпубліковано 2026.06.22Оновлено 2026.06.22

Обговорення

Ласкаво просимо до спільноти HTX. Тут ви можете бути в курсі останніх подій розвитку платформи та отримати доступ до професійної ринкової інформації. Нижче представлені думки користувачів щодо ціни A (A).