Cross River将为X Money提供点对点支付和银行服务支持

cointelegraphОпубліковано о 2026-07-27Востаннє оновлено о 2026-07-27

Анотація

金融科技银行Cross River宣布，将为X公司旗下的金融服务平台X Money提供银行基础设施支持。X Money正被整合进社交媒体平台X，此举旨在推动X转型为“万能应用”。Cross River的银行平台与支付网络将支持X Money推出P2P支付、联邦存款保险公司（FDIC）承保的计息账户以及Visa借记卡等服务。该公司表示，其基础设施设计也支持未来推出更多金融产品。 X Money已于2025年5月进入有限范围的内部测试，并于2026年3月启动小范围外部测试，为全面发布做准备。埃隆·马斯克自2022年起便透露打造“万能应用”的愿景，X平台目前已在美国超过40个州获得货币传输牌照，并已在金融犯罪执法网络注册，以支持其P2P支付功能。公告中未提及对加密货币或稳定币的支持。

Cross River周一宣布，将为X平台正在整合的金融服务平台X Money提供银行基础设施，支持点对点支付、FDIC保险的计息账户以及Visa借记卡功能。

该公司表示，其银行平台和支付渠道将为该服务提供支持，随着X持续推进成为“万能应用”的计划，其基础设施旨在随着时间推移支持更多的金融产品和服务。

Cross River通过其受监管的银行平台和支付渠道，为金融科技和科技公司提供支付、卡业务、贷款和加密货币服务的嵌入式金融基础设施。此次公告未提及对加密货币或稳定币的支持。

埃隆·马斯克在2025年5月证实X Money已进入有限范围的Beta测试，表示初期推广将受限，因为处理用户储蓄时需要“极度谨慎”。该服务于2026年3月扩大至有限的外部Beta测试，为更广泛推出做准备。

马斯克至少从2022年起就开始预告X Money，当时他将收购Twitter描述为“加速创建万能应用X的催化剂”。此后，X已在全美超过40个州获得货币转账牌照，并在金融犯罪执法网络注册，以在平台上启用点对点支付功能。

杂志报道：彼得·勃兰特精准预测比特币熊市结束之日

Трендові криптовалюти

CitreaCTR

wrapped stUSDTWSTUSDT

Пов'язані питання

QCross River 将为 X Money 提供哪些具体的银行基础设施支持？

ACross River 将利用其受监管的银行平台和支付通道，为 X Money 提供支持点对点支付、由 FDIC 承保的计息账户以及 Visa 借记卡的银行基础设施。

Q为什么 Elon Musk 对 X Money 的初期推广持谨慎态度？

A因为 Musk 认为处理用户的储蓄需要“极度谨慎”，所以初期推广被限制在有限的范围内，进入小范围的测试阶段。

Q为了支持 X Money 的金融服务，X 公司在监管合规方面做了哪些准备？

AX 公司已经在美国超过 40 个州获得了货币转账许可证，并在金融犯罪执法网络进行了注册，以使其平台上能够启用点对点支付。

Q根据 Cross River 的说明，X Money 的服务基础设施设计考虑了未来的什么？

A其基础设施被设计成能够支持未来新增的金融产品和服务，这与 X 旨在成为“万能应用”的愿景一致。

Q这篇文章中提到的 Cross River 公告，是否包含对加密货币或稳定币的支持？

A没有，这篇公告没有提及对加密货币或稳定币的支持。

Пов'язані матеріали

A Major Change at the Fed? Report: Wash Considers Reducing Frequency of Policy Meetings, Breaking 40-Year Precedent

The Federal Reserve Chairman is considering reducing the number of regular Federal Open Market Committee (FOMC) meetings held each year, a potential major shift from the current practice of eight meetings annually that has been in place since 1981. According to a report, the proposal was discussed internally, with possible details finalized ahead of the September meeting. This change would mean fewer formal opportunities to vote on interest rates and could diminish the Fed's ability to respond to economic data while reducing market access to policy signals, marking a reversal of the central bank's long-term trend towards greater transparency. While the 1935 Banking Act sets a legal minimum of four meetings per year, historical meeting frequency has varied. The move aligns with the Chairman's broader agenda of institutional reform since taking office, which includes revising communication practices and data usage. An internal memo from 1988 had previously concluded that the eight-meeting schedule remained appropriate. If implemented, this reduction in meetings would significantly reshape the Fed's operational rhythm and its interaction with financial markets.

marsbit3 хв тому

A Major Change at the Fed? Report: Wash Considers Reducing Frequency of Policy Meetings, Breaking 40-Year Precedent

marsbit3 хв тому

Weekly Editor's Picks (0725-0731)

Weekly Editor's Picks (0725-0731) provides a curated selection of deep analysis, filtering out market noise. Key themes from this week include: **Macro & Policy:** The Federal Reserve's upcoming meeting is marked by high uncertainty, balancing cooling inflation data against persistent price pressures. Meanwhile, the U.S. crypto regulatory Clarity Act faces critical political hurdles, with its 2026 passage probability seen as low. **Investing & Crypto:** Analysis suggests long-term crypto success depends on conviction through volatile cycles, focusing on assets like Bitcoin and core smart contract platforms. A trend noted is the increasing similarity between global equity markets (especially tech) and crypto, driven by narrative and leverage. Several major crypto protocols show strong revenue growth, but this isn't always translating to token price appreciation due to sell pressure and structural factors. **AI & Semiconductors:** Nvidia's rising credit default swap rates signal market concern over AI infrastructure financing risks. The storage sector experienced volatility as markets began pricing in potential 2027 oversupply. Despite a record profitable quarter, SK Hynix's results were deemed "below expectations," reflecting heightened investor demands for future growth visibility. **Markets & DeFi:** TradeXYZ demonstrated remarkable accuracy in pre-market pricing for a major A股 listing. The token ONDO saw gains, linked to its growing role in the on-chain tokenized stock ecosystem. **Ethereum:** Post-Pectra upgrade, a major structural shift is underway as Lido begins migrating millions of ETH to new validator architectures designed for capital efficiency. **Also Highlighted:** Butian's bullish stock market move; OpenAI's Altman promising major advances; Samsung and SK Hynix securing large AI chip deals; Apple reaching a $5T market cap; and ongoing discussions around exchange security following Poolin's bankruptcy case.

marsbit22 хв тому

Low Investment Isn't Apple's Immunity Pass

While Meta and Google face investor scrutiny over ballooning AI capital expenditures, Apple's minimal AI investment has paradoxically become a strength. Its market cap recently reclaimed the global top spot, surpassing $5 trillion. The irony is deep: Apple's own AI efforts have lagged, with "Apple Intelligence" delayed and core talent lost, forcing reliance on partners like Google Gemini and Alibaba's Qianwen. Its Q3 FY2026 (Q2 CY) earnings initially seemed stellar. Revenue hit $109.4B (up 16% YoY), with iPhone and Mac sales, growing 22% and 29% respectively, driving most of the growth. However, the stock fell over 8% post-earnings. The primary concern was a weaker Q4 revenue growth forecast of 9-11%, below expectations, due to looming supply chain constraints. Apple is feeling the indirect cost of the AI boom. Soaring memory and chip prices, fueled by massive data center investments from Microsoft, Amazon, and others, are forcing Apple to raise Mac and iPad prices significantly. The upcoming iPhone launch is also expected to see substantial price hikes. Despite avoiding heavy AI infrastructure spending—its capital expenditures are actually down 28%—Apple cannot escape the industry-wide supply and cost pressures. While Apple's operating cash flow remains robust, its substantial R&D spending (up 32% YoY) has yet to yield major AI breakthroughs. As Tim Cook prepares to step down as CEO, Apple faces a challenging transition: balancing its premium hardware success against the strategic and cost pressures of the AI era it has so far cautiously navigated.

marsbit1 год тому

Low Investment Isn't Apple's Immunity Pass

marsbit1 год тому

PA Graphics Explanation | One Chart to Understand the Major Web3 Events in August 2026

**PANews Crypto Calendar: Key Web3 Events in August 2026** PANews introduces its revamped crypto calendar, featuring comprehensive coverage, flexible filtering, and easy export options. The market in August will be shaped by multiple key events across macroeconomics, regulation, tokenomics, and project developments: * **Macro & Policy:** Key US economic data releases (July Non-Farm Payrolls, CPI), the Federal Reserve meeting minutes, and the Jackson Hole Economic Symposium will be in focus. On the regulatory front, the US Senate plans to release a new draft of the *CLARITY Act*, while the EU's expanded crypto ban against Belarus comes into effect. * **Token Unlocks:** Significant token unlocks are scheduled for assets including ENA, AVAX, CONX, ZRO, and KAITO, which may influence market volatility. * **Project Updates & Shutdowns:** Several services, including Exchange Art, Ctrl Wallet, Zapper, NFTfi, and Summer.fi, are set to cease operations or undergo major adjustments. Users are advised to manage their assets accordingly. * **Corporate Activity:** Q2 earnings reports from companies like SpaceX, Circle, and Nvidia are due. Unitree Robotics will initiate its IPO subscription on the STAR Market, and Moonshot AI plans to begin a Pre-IPO financing round. * **Industry Events:** Major conferences such as Bitcoin Asia 2026 and the 2026 Digital Expo will take place. The overarching market narrative for August will revolve around macroeconomic expectations, regulatory developments, token unlock schedules, and ongoing industry consolidation.

marsbit1 год тому

PA Graphics Explanation | One Chart to Understand the Major Web3 Events in August 2026

marsbit1 год тому

Wall Street's Most Famous 'Cassandra' Now Has His Sights Set on Nvidia

Michael Burry, the famed "Big Short" investor, has once again captured Wall Street's attention with a series of short positions against major tech and semiconductor stocks, most notably Nvidia. In late June and July, through his "Cassandra Unchained" newsletter, Burry disclosed short bets against Nvidia, Tesla, Applied Materials, Caterpillar, the SOXX semiconductor ETF, and later, Micron Technology. His core thesis revolves around potential distortions in the AI infrastructure boom, specifically questioning whether extended depreciation schedules (e.g., 6 years vs. a realistic 2-3 years for AI chips) by cloud giants like Microsoft and Google artificially inflate profits. He also raises concerns about possible "off-balance-sheet circular financing," where chip demand might be propped up by vendor-backed funding to clients. Nvidia's stock experienced volatility following these disclosures, briefly dipping but largely holding near Burry's reported entry points, leaving his positions roughly flat or slightly underwater as of late July. This move is part of a pattern for Burry, whose track record since his legendary 2008 bet is mixed. He has faced notable losses, such as on Tesla in 2021, while scoring on broader market turns like the 2020 pandemic crash. His methodology focuses intensely on free cash flow and scrutinizing original financial documents to spot overvaluation and structural risks, but it often struggles with timing the market. The article contrasts Burry's stance with other prominent investors. Steve Eisman, another "Big Short" figure, is not shorting Nvidia, citing strong fundamentals but expressing nervousness about sustainability. Jim Chanos agrees with the broad "accounting mismatch" concern—comparing it to the dot-com bubble—but targets financial leverage in private equity firms rather than the chip stocks themselves. While Nvidia's short interest remains relatively low at 1.3-1.4% of float, the massive stock size means absolute short losses have been significant, exceeding $5 billion earlier this year. The piece concludes that for ordinary investors, the key takeaway is not replicating specific short bets but learning from the critical frameworks these investors use: questioning rosy accounting, identifying structural vulnerabilities, and maintaining skepticism during market euphoria, even if pinpointing the exact catalyst for a downturn remains elusive.

marsbit1 год тому

Wall Street's Most Famous 'Cassandra' Now Has His Sights Set on Nvidia

marsbit1 год тому

Торгівля

Спот

Обговорення

Ласкаво просимо до спільноти HTX. Тут ви можете бути в курсі останніх подій розвитку платформи та отримати доступ до професійної ринкової інформації. Нижче представлені думки користувачів щодо ціни RIVER (RIVER).

Cross River将为X Money提供点对点支付和银行服务支持

Анотація

Трендові криптовалюти

Пов'язані питання

Пов'язані матеріали

A Major Change at the Fed? Report: Wash Considers Reducing Frequency of Policy Meetings, Breaking 40-Year Precedent

Weekly Editor's Picks (0725-0731)

Low Investment Isn't Apple's Immunity Pass

PA Graphics Explanation | One Chart to Understand the Major Web3 Events in August 2026

Wall Street's Most Famous 'Cassandra' Now Has His Sights Set on Nvidia

Торгівля

Популярні статті

Як купити RIVER

Обговорення