Spirit Airlines预测,由于收入低于预期,季度亏损将扩大

币界网Опубліковано о 2024-07-16Востаннє оновлено о 2024-07-16

币界网报道:
Spirit Airlines周二表示,由于收入低于预期,上一季度的亏损将超出预期。Spirit预计,截至6月30日的三个月内,调整后的亏损将在1.6亿美元至1.73亿美元之间,而此前的估计亏损不超过1.45亿美元。它预计销售额为12.8亿美元,低于至少13.2亿美元的预测。Spirit表示,非机票收入,即长期以来与最低票价相关的无数费用,每位乘客的收入“比预期低几美元”。这家廉价航空公司在一份证券备案文件中公布了投资者最新消息后,其股价在盘后交易中下跌了约6%。该航空公司与竞争对手边疆航空公司最近通过提供包括座位分配和手提行李等捆绑服务来改进其售票方式,这些服务过去是按单点销售的。这使其商业实践与更大的竞争对手更加一致。Spirit表示:“随着公司转型战略的推进,预计随着时间的推移,它将能够提高每个乘客细分市场的总收入。”。该公司正面临着几个挑战,例如美国国内市场供应过剩,供应商普惠公司召回发动机,导致数十架飞机停飞,以及联邦法官今年早些时候阻止捷蓝航空公司计划收购的裁决。
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Dallas Fed Economists Warn of Risks from Tokenized Deposits

Economists from the Federal Reserve Bank of Dallas have warned about the potential risks of widespread adoption of tokenized deposits. They argue that while enabling real-time settlements, tokenization could destabilize bank funding models. The ease of instant transfers between institutions may reduce deposit stability, making it harder for banks to forecast balances and forcing them to hold more high-quality liquid assets. This shift could limit banks' capacity for long-term lending and increase borrowing costs. Using a model, the economists estimate that a 10% decrease in the average maturity of bank deposits could reduce the banking system's ability to hold interest rate risk by approximately $580 billion (in 10-year asset equivalents). A 10% increase in the sensitivity of deposit rates to market rates could have an even larger impact of around $700 billion. They cite Brazil's Pix instant payment system as an analogous case where increased usage correlated with banks holding more liquid assets and reducing credit intermediation. The analysis comes as major banks accelerate tokenization projects, such as the formation of the BankChain alliance and infrastructure initiatives by JPMorgan, Citigroup, and others. The authors conclude that while the sector is nascent, the architecture and rules of future tokenized deposit systems will be crucial in determining their ultimate impact on financial stability.

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Dallas Fed Economists Warn of Risks from Tokenized Deposits

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