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The American Bankers Association (ABA) has raised fresh concerns over the growing debate around stablecoin yields, warning that allowing interest-bearing stablecoins could trigger significant deposit 

The American Bankers Association (ABA) has raised fresh concerns over the growing debate around stablecoin yields, warning that allowing interest-bearing stablecoins could trigger significant deposit outflows from the traditional banking system.
Concerns Over Deposit Flight
In its latest statement, the ABA pushed back against a recent White House-backed study that suggested restrictions on stablecoin yields would have only a limited impact on bank lending.
Instead, the banking group argues that the real risk is not marginal changes in lending, but a structural shift in where deposits are held. According to the ABA, higher-yielding stablecoins could encourage both households and businesses to move funds out of traditional bank accounts and into digital assets.
Community Banks at Greater Risk
A key concern highlighted by researchers is the potential impact on smaller, community-based banks. Even if total liquidity in the financial system remains stable, capital could shift away from local lenders toward larger financial institutions or crypto platforms.
This shift could result in:
Higher funding costs for community banks
Reduced lending capacity in local economies
Tighter credit conditions for small businesses and households
The ABA warned that this represents a “live policy issue,” particularly for regional banks that rely heavily on stable retail deposits.
Regulatory Debate Intensifies
The issue has now become a central topic in ongoing discussions around a U.S. Senate crypto regulatory bill. One of the main points of contention is whether stablecoin issuers should be allowed to offer yield to users.
Traditional banking groups are pushing for strict limitations, while crypto industry leaders argue that yield-bearing stablecoins simply create a more competitive financial system.


Stablecoin Yield Debate Heats Up as U.S. Banking G

Top Presales Buzzing Today (Early Entry Opportunities)$XRP {future}(XRPUSDT) ⚡ PRESALE ALERT – Tuesday, April 14, 2026: Even in this fearful market environment, smart capital is flowing into high-pote

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#BLUR is still trending down inside a clear falling channel, with the current bounce looking like a relief move from the lower boundary; unless price breaks above ~0.03 and holds, the structure remain

#BLUR is still trending down inside a clear falling channel, with the current bounce looking like a relief move from the lower boundary; unless price breaks above ~0.03 and holds, the structure remains bearish, and rejection from the channel top could lead to continuation toward new lows.

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HTX Community Spring Creation ContestUnlock Your Personal HTX Airdrop Now Blockchain Forum 2026, MoscowPaxos Labs, a spin‑off from Paxos, just raised $12M to help big enterprises launch their own bran

Paxos Labs, a spin‑off from Paxos, just raised $12M to help big enterprises launch their own branded stablecoins and plug into programmable dollar rails. Summary Paxos Labs, a spin‑off from Paxos, raises $12 million to power custom enterprise stablecoins. The round is led by Blockchain Capital, with Robot Ventures, Maelstrom, and Uniswap Labs participating. The unit, led by Chad Cascarilla, will provide white‑label infrastructure for branded stablecoins. Paxos Labs, a newly created spin‑off from stablecoin issuer Paxos, has raised $12 million to build infrastructure that helps large enterprises issue their own branded stablecoins. The funding round, first reported by ChainCatcher citing Paxos Labs and its investors, underscores continued institutional appetite for programmable money and white‑label digital dollar rails. The round was led by Blockchain Capital, with Robot Ventures, Maelstrom, and Uniswap Labs among the backers, according to the ChainCatcher report. While the valuation was not disclosed, the investor mix signals that both venture funds and core DeFi players see strategic value in enterprise‑grade stablecoin infrastructure. You might also like: Tether launches self-custody “tether.wallet” for USDT, gold and Bitcoin Paxos Labs targets enterprise stablecoin demand Paxos Labs is headed by Paxos CEO Chad Cascarilla, who is also serving as the new unit’s chief executive, aligning the spin‑off closely with Paxos’ broader strategy in regulated digital assets. The company’s mandate is to provide technology and compliance‑ready rails that allow blue‑chip corporates and financial institutions to launch and manage their own stablecoins rather than rely solely on third‑party brands. According to the ChainCatcher account, Paxos Labs will focus on serving “large enterprises” that want to embed tokenized money into payments, loyalty, and treasury workflows wit

Paxos Labs, a spin‑off from Paxos, just raised $12

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HTX Community Spring Creation ContestUnlock Your Personal HTX Airdrop Now Blockchain Forum 2026, MoscowEthereum price rose over 9% on Tuesday amid a broader market rally fueled by renewed hopes of a m

Ethereum price rose over 9% on Tuesday amid a broader market rally fueled by renewed hopes of a more stable U.S.-Iran ceasefire soon.  Summary Ethereum rose over 9% to a 10-week high of $2,393, driven by improving risk sentiment tied to a potential U.S.-Iran ceasefire. Strong institutional demand, including Bitmine’s continued ETH accumulation and $123.5M in short liquidations, supported the rally. A breakout from a descending channel signals a potential move toward $3,400, with $2,500 as the next key resistance level. According to data from crypto.news, Ethereum (ETH) price rose 9.2% to a 10-week high of $2,393 on Tuesday, extending its gains to over 17% from its lowest point in a monthly period.  Ethereum price rebounded higher following Bitcoin’s footsteps and a rally across the entire crypto market as investor demand for risk assets increased after reports revealed that Iran could likely give up on its uranium enrichment plans to secure a deal with the U.S., putting more weight on a potential ceasefire that had previously been very shaky.  The largest altcoin by market cap has also benefited from aggressive buying by the Ethereum treasury company Bitmine. You might also like: Bitcoin price eyes ascending triangle breakout, will it reclaim $80,000? Over the past week, Bitmine acquired another 71,524 ETH, bringing its total holdings to 4.875 million ETH, representing 4.04% of the total supply. According to the company’s chairman, Tom Lee, Ethereum could likely be in the final stages of the mini crypto winter. This suggests why the company has ramped up its ETH buying activity for the past 4 weeks and helped in stabilizing the asset’s floor price.  Moreover, over $123.5 million worth of short positions were liquidated from the altcoin futures market. This came as the sudden uptick in the altcoin’s price caught short sellers off guard, forcing them to buy bac

Ethereum price rose over 9% on Tuesday amid a broa

Top 11 Telegram games of April 2026 Telegram has become much more than just a messaging platform, and its importance in the crypto ecosystem as a community-building platform is immense. The app has 1 

Top 11 Telegram games of April 2026

Telegram has become much more than just a messaging platform, and its importance in the crypto ecosystem as a community-building platform is immense. The app has 1 billion active users around the world and 450 million daily active users. The games on Telegram are interactive, bot-powered, and can be played directly within the app.

These games can be played directly on the app and often do not need any extra downloads. They range from simple tap-to-earn, trivia quizzes to role-playing games. Many games on the platform now offer a play-to-earn feature where users can get real-world rewards like cryptocurrency or tokens. Here are the top 11 Telegram games for this month:


Top 11 Telegram games of April 2026

Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Nexo partners with the Argentine Football Association 

Nexo Becomes the official digital asset partner of Argentina’s national football team in LATAM

$YB /USDT -8.97% — MOMENTUM FADING WITH NO CLEAR SUPPORT? 🔍 $YB {future}(YBUSDT) is under steady selling pressure with no clear buying interest. Current Price: 0.1106 My Short Setup: Entry Zone: 0.110

WL: Ethereum L2/Sidechain

HTX Community Spring Creation ContestUnlock Your Personal HTX Airdrop Now Blockchain Forum 2026, MoscowDisclosure: This article does not represent investment advice. The content and materials featured

Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Cardano holds attention as investors rotate toward early-stage crypto presales like BlockchainFX. Summary Cardano (ADA) trends shift as investors explore utility-driven crypto opportunities like BlockchainFX BlockchainFX (BFX) gains traction as a multi-asset Super App enabling trading across crypto, stocks, gold, and forex BFX presale attracts 23k+ users with revenue-sharing model and exposure to global forex and crypto markets How many people ignore the signs of a massive crypto shift and fail to invest at the right time? Watching others turn small change into life-changing wealth while someone sits on the sidelines is a cycle that needs to end.  Finding the best crypto presale to buy now is the only way to secure a spot before the next big breakout. The market currently watches the Cardano (ADA) price news as traders search for more utility and faster growth. This shift has led thousands to BlockchainFX (BFX), a project bridging the gap between digital assets and global finance. It is currently the best crypto presale to buy now for anyone wanting more than just another meme token. BlockchainFX: The bridge to global wealth and the best crypto presale to buy now BlockchainFX is not just a trading platform; it is a licensed multi-asset Super App. It solves the massive problem of switching between different brokers for different assets. Community members can trade 500+ assets, including crypto, stocks, gold, and forex, from a single web3 interface. This unified approach is exactly why the BFX crypto presale 2026 is moving at light speed. The platform offers a revenue-sharing model that turns participants into stakeholders. Instead of keeping all the money, BlockchainFX redistributes up to 70% of platform fees back to

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HTX Community Spring Creation ContestTap Now, Claim Airdrop Tomorrow! Blockchain Forum 2026, Moscow Bitcoin Bottom Confirmed? Identifying the Final Hurdles for BTC Two technical indicators now suggest

Bitcoin Bottom Confirmed? Identifying the Final Hurdles for BTC

Two technical indicators now suggest that Bitcoin ($BTC) is entering a bottoming-out phase that precedes the next market rally. However, certain conditions must be met before the final major breakout occurs.

Just today, Bitcoin fell below $71,000 following news of the US blockade at the Strait of Hormuz. The coin later recovered to trade above $72K after clarification that non-Iranian tankers would not be affected, and on the back of BlackRock buying $612 million worth of $BTC.

Bitcoin bottom technical indicators

As for a bottom, according to Bitcoin’s Market Value to Realized Value (MVRV) indicator, we are not there yet, but are approaching it.

As the chart below shows, the MVRV has yet to turn negative, a level that has historically marked a price floor and preceded upward momentum. A realized price of $54,173 places the current MVRV at 1.35, whereas capitulation phases have historically aligned with MVRV values of 1.0 or below.

Meanwhile, the Bitcoin market capitulation oscillator indicates we are entering a historical cyclical low.



Bitcoin Bottom Confirmed? Identifying the Final Hu

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edge soared to 0.9326 USDT, a new high with a 24-hour increase of -7.07%. It currently trades at 0.8374 USDT on HTX.

TRX fell below 0.32  USDT

based currently trades at 0.0652 USDT, up 10.38% in 24h, according to HTX market data.

BTC broke through 72000  USDT

AXIOS: US Demands Iran Accept 20-Year Uranium Enrichment Suspension, Iran Unhappy with Negotiations and US Press Conference

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