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Sending money abroad shouldn’t feel like putting your life on display. Freelancers paying contractors, families sending support home, travelers covering expenses, every cross-border transfer can revea

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HTX Community Spring Creation ContestUnlock Your Personal HTX Airdrop Now Blockchain Forum 2026, MoscowUnited States Vice President JD Vance expressed cautious optimism on Tuesday regarding ongoing di

United States Vice President JD Vance expressed cautious optimism on Tuesday regarding ongoing diplomatic efforts between Washington and Tehran, acknowledging that decades of mistrust between the two nations cannot be resolved in a short period of time. Speaking at a Turning Point USA event, Vance confirmed that Iranian negotiators have demonstrated a genuine willingness to reach an agreement, stating that he feels "very good" about the current state of negotiations.The diplomatic push comes amid a fragile ceasefire that has roughly one week remaining, following the breakdown of weekend peace talks that prompted the United States to impose a naval blockade on Iranian ports. President Donald Trump also signaled on Tuesday that renewed negotiations could take place in Pakistan within the coming days, raising hopes for a breakthrough in what has become one of the most consequential conflicts in recent memory.Vance, who played a direct role in last weekend's discussions held in Pakistan, emphasized that while significant obstacles remain, both sides appear motivated to find a lasting resolution. His remarks reflect a measured but hopeful diplomatic tone as international pressure mounts to end the ongoing hostilities.The conflict escalated after the United States and Israel launched coordinated strikes against Iran on February 28, triggering retaliatory Iranian attacks on Israeli territory and Gulf states housing American military installations. Since then, continued U.S.-Israeli airstrikes on Iran, combined with Israeli military operations across Lebanon, have resulted in thousands of casualties and the displacement of millions of civilians throughout the region.With the temporary ceasefire still in effect, world leaders and international observers are closely watching whether the next round of talks in Pakistan will produce a concrete diplomatic framework capabl

United States Vice President JD Vance expressed ca

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Post To Earn BonusIs XRP Actually ISO20022 Compliant? A Legal Expert Just Changed the Conversation Is $XRP Actually ISO20022 Compliant? A Legal Expert Just Changed the Conversation The discussion arou

Is XRP Actually ISO20022 Compliant? A Legal Expert Just Changed the Conversation
Is $XRP Actually ISO20022 Compliant? A Legal Expert Just Changed the Conversation

The discussion around $XRP and ISO20022 has been running for years. Some claim $XRP is “ISO20022 compliant,” while others completely reject that idea. The reality sits somewhere in between.

ISO20022 is a messaging standard used by banks, while $XRP operates in liquidity and settlement. Mixing these two roles has led to constant back-and-forth between analysts, developers, and the wider crypto community.

Bill Morgan Breaks It Down

Legal expert Bill Morgan stepped in to clear things up, pushing back on critics like ScamDetective5.

Instead of arguing that $XRP is directly compliant, Morgan explained the actual structure. $XRP works through Ripple’s Interledger Protocol (ILP), which acts as a bridge for value transfer.

What he meant is quite simple:

ISO20022 → handles messaging

ILP → handles liquidity and settlement

“Ripple has also played a big part in the evolution of this messaging layer for traditional finance. Ripple joined the ISO20022 Standards Board in 2020 and influenced the direction it took for cross-border uses and extending the standard to DLTs.” He stated

In short, Ripple has played a role in shaping ISO20022 standards and built its payment systems to align with them. That creates indirect compatibility, even if $XRP itself isn’t “compliant” in the traditional sense.

Analysts Push Back Hard

The response was quick. ScamDetective5 challenged Morgan, asking how an $XRP payment could actually be executed through ISO20022 and whether the same logic would apply to Bitcoin, since it can also interact with ILP.

“Can you show me how to make an ISO 20022 $XRP payment via ISO?”

And more pointedly — “Since Bitcoin is also interoperable with ILP, is it also indirectly interoperable with ISO 20022?”

Adding to the debate, Vincent Van Code explained that no blockchain is techni

Is XRP Actually ISO20022 Compliant? A Legal Expert

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HTX Community Spring Creation ContestUnlock Your Personal HTX Airdrop Now Blockchain Forum 2026, Moscow X Launches Cashtags for Real-Time Stock and Crypto Quotes, Wealthsimple Pilot Access X is rollin

X Launches Cashtags for Real-Time Stock and Crypto Quotes, Wealthsimple Pilot Access

X is rolling out Smart Cashtags, a feature designed to surface real-time price quotes for stocks and crypto tokens directly inside posts, while also opening a path toward in-app trading through external brokerage partners.

X Launches Cashtags for Real-Time Stock and Crypto

Claim1,200 USDT in the Monthly Creation ChallengeA new proposal in the Bitcoin community, known as BIP-361, suggests freezing coins that could be vulnerable to future quantum computer attacks. The goa

Claim1,200 USDT in the Monthly Creation Challenge

A new proposal in the Bitcoin community, known as BIP-361, suggests freezing coins that could be vulnerable to future quantum computer attacks. The goal is to protect the network from a scenario where advanced quantum machines could break older cryptographic systems and access early or inactive Bitcoin holdings.

The proposal highlights around 1.7 million BTC stored in older address formats that are not quantum-resistant. This includes coins believed to belong to Bitcoin’s creator, which have remained untouched for years but could become a target in the future.

BIP-361 introduces a three-phase plan. First, users would need to migrate to quantum-resistant addresses. Second, old signature methods would be disabled, making coins in outdated addresses unspendable after a set period. Finally, a recovery option using advanced cryptographic proofs may allow users to reclaim frozen funds if they still have access to their private keys.

Supporters view this as a defensive strategy to prevent a major security risk that could damage Bitcoin’s value and trust. However, critics argue that forcing upgrades and freezing funds goes against Bitcoin’s core principles of decentralization and user control.

The proposal is still in an early draft stage and is not close to implementation. It is expected to evolve as research in quantum computing and blockchain security continues.



A new proposal in the Bitcoin community, known as

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Tether’s top government affairs official is now running one of the most well-funded political operations in the crypto world. Jesse Spiro, who serves as head of government affairs for the stablecoin g

Crypto-Backed Super PAC Launches Midterm Election Endorsements Push

WAR: Geopolitical Meme Coin on Solana

HTX Community Spring Creation ContestUnlock Your Personal HTX Airdrop Now Blockchain Forum 2026, Moscow• EUR/USD rose higher on Tuesday as investors welcoming signs of a resumption of Middle East peac

• EUR/USD rose higher  on Tuesday as  investors welcoming ‌signs of a resumption of Middle East peace talks.•U.S. President Donald Trump said Iran wants a deal, reiterated he will not allow Tehran to obtain nuclear weapons, and noted that 34 ships transited the Strait of Hormuz on Sunday. • Optimism persisted even as the U.S. escalated tensions by moving to block ships departing Iranian ports a step taken after diplomatic talks collapsed.. • EU Commission President Ursula von der Leyen said restoring freedom of navigation in the Strait of Hormuz is of “paramount” importance. •Meanwhile, ECB policymaker Olli Rehn said a rate hike is not guaranteed at the April 30 meeting, as the central bank monitors Middle East tensions and spillover risks. • Immediate resistance is located at 1.1816( Higher BB), any close above will push the pair towards 1.1843 (50%fib). • Strong support is seen at 1.1740(61.8%fib) and break below could take the pair towards 1.1663 (April 13th low).   Recommendation: Good to buy around 1.1770 , with stop loss of 1.1700 and target price of 1.1860 Gold is meant to be a ‘safe haven’ in uncertain times. Why is it crashing amid a war?Wall Street Slides as Iran War Uncertainty, Oil Surge, and AI Fears Rattle MarketsSpaceX IPO Filing Expected This Week as Valuation Could Surpass $75 BillionStagflation Shadows: U.S. Manufacturing Shines as Services Slump to 11-Month LowScarcity and Strife: Bitcoin Hits Historic Milestone Amid Geopolitical TremorsStrategy's Multi-Billion Dollar Bitcoin Accumulation: A 2026 Milestone

• EUR/USD rose higher  on Tuesday as  investors we

The International Monetary Fund (IMF) has downgraded its global growth outlook, citing a surge in energy prices driven by ongoing conflict in the Middle East. The update comes as finance officials gat

The International Monetary Fund (IMF) has downgraded its global growth outlook, citing a surge in energy prices driven by ongoing conflict in the Middle East. The update comes as finance officials gather in Washington for the IMF and World Bank spring meetings, where markets and policymakers are reassessing global risks.
The IMF outlined three possible scenarios depending on how the conflict evolves. In its baseline case, the fund assumes a relatively short-lived disruption, with oil prices stabilizing around $82 per barrel by mid-2026, allowing global growth to remain broadly steady.
However, IMF Chief Economist Pierre-Olivier Gourinchas warned that this outlook may already be outdated, suggesting the world economy is edging closer to a more “adverse scenario.” In this case, prolonged conflict keeps oil prices near $100 per barrel, dragging global growth down to around 2.5% in 2026 — near recessionary levels.
The most severe scenario paints a starker picture. If tensions escalate further, oil prices could rise to $110 in 2026 and $125 in 2027, pushing global growth down to just 2.0% and lifting inflation above 6%. Such conditions could force central banks to re-tighten monetary policy after a period of easing.
Emerging markets and developing economies would bear the brunt of the shock, with several Middle Eastern countries facing sharp economic contractions. Iran, Qatar, and Iraq are projected to be among the hardest hit. In contrast, India stands out as a relative outperformer, with growth forecasts raised to 6.5% for 2026 and 2027.
The United States sees only a modest downgrade, supported by AI investment, tax cuts, and easing financial conditions, while Europe and Japan continue to face more persistent growth headwinds.
The IMF also urged governments to avoid broad fuel subsidies, recommending targeted and temporary measures instead to protect vulnerable populations without undermining fiscal stability.


IMF Warns of Slower Global Growth as Middle East E

A major shift in U.S. market structure could reshape how retail traders access financial markets, with potential spillover effects for the crypto market. The U.S. Securities and Exchange Commission ha

A major shift in U.S. market structure could reshape how retail traders access financial markets, with potential spillover effects for the crypto market.

The U.S. Securities and Exchange Commission has approved a proposal from Financial Industry Regulatory Authority to eliminate the long-standing $25,000 minimum equity requirement tied to "pattern day trader" accounts.

The rule, which has governed U.S. equity trading for years, required traders executing frequent intraday trades to maintain a minimum balance effectively limiting active trading to higher-capital participants.

That requirement will now be replaced by a real-time, intraday margin system that assesses risk continuously rather than using fixed thresholds.

A major shift in U.S. market structure could resha

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Post To Earn BonusCrypto Market Sees $1.1 Billion Inflows As Institutional Interest Picks Up Morgan Stanley’s freshly launched Bitcoin exchange-traded fund pulled in nearly $62 million within its firs

Crypto Market Sees $1.1 Billion Inflows As Institutional Interest Picks Up

Morgan Stanley’s freshly launched Bitcoin exchange-traded fund pulled in nearly $62 million within its first week of trading — a debut that landed in the middle of the strongest week for crypto investment products in three months.

Macro Shifts Fuel The Comeback

That broader rebound was driven by more than one firm’s market entry. Crypto funds globally attracted $1.1 billion in net inflows for the week ending April 11, according to asset manager CoinShares.

The turnaround came after five straight weeks of outflows that drained roughly $4 billion from the market and left investor sentiment battered heading into April.

CoinShares head of research James Butterfill pointed to two specific triggers: early ceasefire signals out of Iran and a softer-than-expected US inflation reading. Both helped ease nerves that had kept institutional money on the sidelines.

Source: Coinshares

US investors led the charge. Based on CoinShares data, American buyers accounted for $1.06 billion — about 95% of total global flows for the week. US spot Bitcoin ETFs absorbed the largest share, pulling in $833 million, per data from Farside Investors.

Bitcoin And Ethereum Both Draw Fresh Money

Bitcoin funds worldwide attracted $871 million. Ethereum, which had recorded outflows for three consecutive weeks before this, saw $196.5 million flow back in. Weekly trading volumes climbed 13% to $21 billion, though that number still sits well below the year-to-date average of $31 billion, reports indicate.

Source: Farside Investors

The positioning among big investors told an interesting story. At the same time institutions were buying into Bitcoin and Ethereum, short-Bitcoin products — funds that profit when Bitcoin’s price falls — recorded $20 million in inflows.

That was the highest single-week total for those products since November 2024. Money was moving in, but some of it was being used as a safe

Crypto Market Sees $1.1 Billion Inflows As Institu

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