# Finance İlgili Makaleler

HTX Haber Merkezi, kripto endüstrisindeki piyasa trendleri, proje güncellemeleri, teknoloji gelişmeleri ve düzenleyici politikaları kapsayan "Finance" hakkında en son makaleleri ve derinlemesine analizleri sunmaktadır.

Beyond Coding: AI is Reshaping the World in These 10 Overlooked Sectors

Author:出海去孵化器. The rules of the startup game have fundamentally changed. Y Combinator's (YC) 2026 Spring "Request for Startups" (RFS) signals a clear shift: AI-native is now the foundational logic for building the next generation of giants. This new wave is not just about generating content but about solving complex problems and reshaping the physical world. YC highlights 10 key sectors: 1. **Cursor for Product Managers:** AI-native systems to revolutionize product discovery, moving from fragmented feedback to generating full feature outlines and prototypes. 2. **AI-Native Hedge Funds:** Funds built from the ground up with AI agents performing deep analysis and making autonomous trading decisions. 3. **AI-Native Agencies:** Service companies (design, marketing, legal) using AI to deliver results with software-like margins and scalability. 4. **Stablecoin Financial Services:** Building compliant, high-yield financial services (savings, tokenized assets) on stablecoins at the intersection of DeFi and TradFi. 5. **Modern Metal Mills:** Using AI-driven production planning and management to make domestic manufacturing faster, cheaper, and more efficient. 6. **AI for Government:** Tools to help governments process digital applications and data efficiently, overcoming bureaucratic bottlenecks. 7. **AI Guidance for Physical Work:** Real-time AI assistants via smart devices to guide and train workers in skilled trades and field service. 8. **Large Spatial Models:** Developing models that understand physical space and geometry as a first principle, not just through language, to enable true AGI. 9. **Infra for Government Fraud Hunters:** AI systems to automate the detection and litigation of large-scale fraud in government spending. 10. **Make LLMs Easy to Train:** Critical infrastructure (APIs, databases, dev tools) to abstract away the immense complexity of training and managing large AI models.

marsbitDün 12:46

Beyond Coding: AI is Reshaping the World in These 10 Overlooked Sectors

marsbitDün 12:46

Crypto.com Spends $70 Million to Acquire AI.com, ERC-8004 Boosts AI Agent Infrastructure

Crypto.com CEO Kris Marszalek has acquired the domain AI.com for $70 million, marking the largest domain purchase in history and signaling a strategic shift from serving human users to building infrastructure for AI agents. This move aligns with the emerging vision of Decentralized AI Finance (DeFAI), where autonomous AI agents—not humans—become primary financial users. Central to this transition is the ERC-8004 protocol, which enables AI agents to have verifiable on-chain identities and reputation systems. This allows AI to operate independently with its own wallet and credentials, rather than acting merely as a human-controlled tool. Crypto.com aims to position AI.com as a gateway for AI agents to access efficient, programmable financial services. Key challenges addressed include payments—where stablecoins offer 24/7 instant settlement suited to AI’s speed—and identity, where decentralized identifiers (DIDs) and zero-knowledge proofs enable trust without central intermediaries. This shift reflects a broader industry transition toward “Agentic Finance,” where AI-driven transactions could dominate market liquidity. If successful, Crypto.com may redefine crypto exchange competition by capturing the emerging AI-agent economy, potentially marginalizing traditional human-focused platforms. The $70 million investment is a bet on this future, where AI agents drive financial activity through semantic understanding and algorithmic execution.

marsbitDün 08:50

Crypto.com Spends $70 Million to Acquire AI.com, ERC-8004 Boosts AI Agent Infrastructure

marsbitDün 08:50

An Hour with Circle's CPO: How Stablecoins Are Reshaping Global Capital Flows

In a comprehensive interview with Nikhil Tandog, Chief Product Officer of Circle, the discussion explores how stablecoins, particularly USDC, are transforming global finance by reducing friction in cross-border transactions and enhancing economic inclusion. Circle has evolved from a stablecoin issuer into a multi-layered platform comprising core assets (USDC, EURC), payment applications (Circle Payment Network), and infrastructure (ARC). The resilience of USDC post-banking crisis is attributed to its transparency, regulatory compliance (such as MiCA and the hypothetical Genius Act), and multi-chain presence across 28 blockchains. Unlike competitors, Circle emphasizes auditability and public trust, aiming for public listing to reinforce accountability. Looking ahead to 2030, Tandog envisions a future where programmable money enables efficient B2B payments (a $59T market), AI-driven agents autonomously manage transactions, and financial services integrate seamlessly with software. Circle’s ARC infrastructure will address scalability, privacy, and gas payment challenges to support mainstream adoption. The company continues to expand USDC’s reach, deepen its payment network, and develop ARC, positioning stablecoins as a foundational technology akin to electricity—universally applicable and transformative.

比推Dün 04:24

An Hour with Circle's CPO: How Stablecoins Are Reshaping Global Capital Flows

比推Dün 04:24

Interview with Circle's Chief Product Officer: Redefining Global Money Movement

Interview with Nikhil Tandog, Chief Product Officer of Circle, on redefining global money movement. Circle has evolved from a stablecoin issuer to a full-stack platform with a three-layer strategy: core assets (USDC, EURC), payments (Circle Payment Network), and infrastructure (ARC). Despite challenges like the US banking crisis, USDC rebounded due to its recognized value, compliance (MiCA, Genius Act), and transparency. Operating on 28 blockchains with CCTP, USDC is global, with holders in 190 countries. Looking to 2030, Tandog envisions a future with efficient B2B payments ($59T market), AI-agent-driven M2M transactions, and programmable money integrated into software. Circle’s ARC infrastructure addresses scalability, payment finality, configurable privacy, and gas payment in stablecoins. The company continues expanding USDC, deepening CPN, and launching ARC to unlock global productivity.

marsbitDün 01:03

Interview with Circle's Chief Product Officer: Redefining Global Money Movement

marsbitDün 01:03

a16z Crypto Founder: The Blockchain World as I See It

A16z Crypto founder Chris Dixon addresses the misconception that non-financial use cases for crypto are dead, arguing that the core value proposition of blockchain—enabling large-scale coordination of people and capital with embedded ownership—remains valid. He emphasizes that the current financial dominance (e.g., DeFi, stablecoins, payments) is a natural first phase, serving as both a foundation and testing ground for broader applications. Dixon highlights the importance of sequence: infrastructure and distribution must mature before non-financial applications (like media, gaming, or AI) can flourish. He notes that trust in tokens has been eroded by scams and regulatory uncertainty, slowing adoption. Clear policy frameworks, such as the CLARITY Act, are critical to rebuilding trust and providing legal clarity. Drawing parallels to the early internet and AI development, Dixon stresses that building new industries is a long-term endeavor requiring patience. He remains optimistic about future breakthroughs, citing the recent rapid adoption of stablecoins as evidence of how sustained groundwork can lead to sudden, transformative progress. The essay underscores a commitment to long-term investment and the belief that foundational efforts will eventually enable new economic and cultural categories on blockchain.

marsbit02/07 05:57

a16z Crypto Founder: The Blockchain World as I See It

marsbit02/07 05:57

A Major XRP Ledger Win That Most Investors Might Have Missed

The XRP Ledger has activated the Permissioned Domains amendment after it achieved 91.19% validator approval and a mandatory two-week consensus period. This upgrade, introduced in v2.4.0, enables institutions, enterprises, and regulated entities to operate in controlled environments on the same public blockchain. It allows for known and compliant participants within defined domains while maintaining the ledger's core benefits of speed, low cost, and finality. This addresses a key limitation for banks and governments that require regulatory compliance, identity checks, and accountability, which are difficult on fully open networks. By allowing both permissioned and permissionless use, the upgrade removes a significant barrier to institutional adoption, positioning XRPL as shared financial infrastructure that meets regulatory expectations. Its impact may grow gradually as organizations begin utilizing these new capabilities.

bitcoinist02/06 22:02

A Major XRP Ledger Win That Most Investors Might Have Missed

bitcoinist02/06 22:02

From Holding to Controlling: When Bitcoin Starts 'Buying Listed Companies'

From Holding to Controlling: When Bitcoin Starts "Buying Listed Companies" In a landmark event, Bitcoin has entered the capital structure of a publicly traded company as a form of capital contribution for the first time. On February 4, Nasdaq-listed insurance brokerage Tianruixiang Holdings announced that an undisclosed investor would contribute 15,000 Bitcoin in exchange for equity in the company. Valued at approximately $1.125 billion (based on Bitcoin's price of $75,000 at the time), this transaction marks a historic shift. This is not about buying a Bitcoin ETF, holding BTC, or issuing debt to purchase Bitcoin. It represents a direct exchange of Bitcoin for equity in a listed company. Over the past two years, a profound change has been underway: Bitcoin is systematically entering the balance sheets of public companies. Companies like MicroStrategy (now Strategy) have fundamentally altered traditional corporate logic. They no longer operate solely based on their core business but function as financial vehicles, continuously issuing stock and convertible bonds to raise capital for purchasing Bitcoin. This has given rise to a new type of entity: the **Bitcoin Treasury Company**. Other examples include Japan's Metaplanet, and U.S.-based firms like Twenty One Capital and Bitcoin Standard Treasury. A significant阵营 (camp) of publicly traded companies now holds substantial Bitcoin, including: * Strategy (formerly MicroStrategy): over 710,000 BTC * Major miners like MARA, Riot, and Hut 8 * Exchanges like Coinbase and Bullish * Bitcoin treasury companies * Tech and payment firms like Tesla and Block Their commonality is that they have integrated Bitcoin as a fundamental part of their capital structure. The Tianruixiang deal represents an evolution of this trend. Upon completion, the company would hold more Bitcoin than Coinbase, making it a top-tier Bitcoin treasury. Crucially, this isn't a case of "using fiat to buy Bitcoin," but rather resembles using Bitcoin to effectively "acquire a Nasdaq-listed shell company." This structure transforms the transaction from a simple investment into a form of **reverse merger by crypto assets into traditional capital markets**. Bitcoin is no longer merely held; it is being used to **restructure ownership itself**. A clear path is emerging: from MicroStrategy's massive holdings to miners, exchanges, and treasury companies, and now to direct equity-for-Bitcoin swaps, **Bitcoin is reconstructing the "public company network."** When this system becomes large enough, Bitcoin will evolve beyond a "crypto asset" into a financial infrastructure embedded within the global capital system. *Content is for informational purposes only and not investment advice. Markets are risky; investments should be made cautiously.*

marsbit02/06 10:57

From Holding to Controlling: When Bitcoin Starts 'Buying Listed Companies'

marsbit02/06 10:57

Senator Cynthia Lummis Urges Banks to Adopt Stablecoins and Crypto Payments

U.S. Senator Cynthia Lummis urges banks to adopt cryptocurrencies and stablecoins, arguing they represent a modern financial opportunity rather than a threat. She emphasizes that blockchain technology enables cheaper, faster payments—particularly for cross-border and digital transactions—while reducing reliance on intermediaries. Lummis highlights digital asset custody and stablecoin payments as key areas for bank involvement, noting that some U.S. states already permit crypto custody services. She also stresses the importance of safety and consumer protection, confirming that regulators are working to ensure responsible use and stability in the growing digital asset ecosystem.

TheNewsCrypto02/06 10:44

Senator Cynthia Lummis Urges Banks to Adopt Stablecoins and Crypto Payments

TheNewsCrypto02/06 10:44

Tether Invests $150 Million in Gold.com to Expand Digital Gold and Stablecoin Use

Tether, the issuer of USDT, has invested $150 million for a 12% stake in Gold.com. This partnership aims to expand the use of digital gold and stablecoins. Tether will integrate its gold-backed token XAUT onto Gold.com, allowing users to potentially purchase physical gold using USDT or its new regulated stablecoin, USAT. Tokenized gold, like XAUT, is fully backed by physical gold stored in Swiss vaults and represents a rapidly growing market. Tether's XAUT currently dominates with over 60% market share. CEO Paolo Ardoino emphasized gold's role as a long-term store of value and a hedge against economic instability. Additionally, Tether's recent investment in federally regulated bank Anchorage Digital signals its strategic expansion into compliant financial services, combining digital dollars, gold, and regulation. Following the announcement, Gold.com's shares rose by 6%.

TheNewsCrypto02/06 08:25

Tether Invests $150 Million in Gold.com to Expand Digital Gold and Stablecoin Use

TheNewsCrypto02/06 08:25

CZR Exchange Positions $CZR as the Backbone of a Full-Scale Crypto Financial Ecosystem

CZR Exchange has unveiled its long-term strategy to position its native token, $CZR, as the core of a comprehensive crypto financial system. Moving beyond its function as a trading platform, the company is building an integrated digital finance ecosystem where the token serves multiple utilities. $CZR is designed to enhance user participation through trading incentives, fee optimization, real-world payments, identity-based rewards, loyalty programs, and future governance features. The platform’s modular architecture supports the scalable and secure rollout of new utilities, with upcoming developments focused on advanced financial tools, ecosystem-wide incentives, and global partnerships. According to Founder Charlie Rothkopf, the vision is to create an economy where users actively participate and grow with the platform. Headquartered in the Cayman Islands, CZR Exchange operates as a global digital asset trading platform emphasizing compliance, cross-border trading, instant settlement, and institutional-grade security.

TheNewsCrypto02/06 05:37

CZR Exchange Positions $CZR as the Backbone of a Full-Scale Crypto Financial Ecosystem

TheNewsCrypto02/06 05:37

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