Bybit Launches XAUT Flexible Easy Earn With Boosted APR

TheNewsCrypto2026-01-15 tarihinde yayınlandı2026-01-15 tarihinde güncellendi

Özet

Bybit, the world's second-largest crypto exchange, has launched a new XAUT Flexible Easy Earn product offering boosted yields as gold hits a record $4,600 per ounce. Users can earn up to 11% APR on holdings between 0.05 to 0.1 XAUT, with a base 1% rate for larger balances. This product allows investors to benefit from gold's price appreciation while generating yield—advantages not available with physical gold. Tokenized gold like XAUT offers fractional ownership, 24/7 liquidity, no storage concerns, and additional earning opportunities through on-chain mechanisms. The offering features no lock-up periods, daily interest accrual, and instant withdrawals.

Bybit, the world’s second-largest cryptocurrency exchange in terms of trading volume, has released a brand new XAUT Flexible Easy Earn product under the Bybit Earn brand. This offering features an increase in the Annual Percentage Rate (APR) as gold reaches a record price of $4,600. On-chain tokenized gold, such as XAUT, enables users to capitalize on gold’s upward trend while simultaneously earning yield on their holdings. This means that users are able to combine the best of both worlds: wealth preservation and income generation. Traditional gold storage methods involve investors keeping the precious metal without earning interest.

Eligible Bybit users will now be able to earn up to 11% annual percentage rate (APR) on tokenized gold (XAUT) holdings ranging from 0.05 to 0.1 XAUT. Additionally, a basic 1% APR will apply to balances that are greater than 0.1 XAUT, and this upgrade will take effect immediately.

As the price of gold surpassed $4,600 per ounce for the first time, Bybit Earn is increasing in order to satisfy the increased demand for safe-haven assets among investors throughout the world, which is being driven by geopolitical tensions and uncertainties. By the end of the year 2025, the price of gold had increased by 65%, marking the conclusion of its historic surge.

Tokenized gold, such as XAUT, is a demonstration of the importance of innovation in the financial sector. When contrasted to physical gold, it offers a number of distinct advantages:

Yield Opportunities: The holders of gold have the ability to unleash earning potential on-chain lending and staking, an advantage that was previously impossible with physical gold. This is in addition to the possibility that the price of gold would increase.
Fractional Ownership: Tokenized gold, such as XAUT, enables ownership to begin at as little as 0.001 XAUT, making it possible for individuals to engage in entry-level investment experiences that are not possible with real gold bars or coins.
Round-the-clock Global Liquidity: On blockchain platforms, you may trade or transfer quickly around the clock, without having to worry about dealer spreads or other limits imposed by banking hours.
No Storage Hassles: Through the use of blockchain custody, it is possible to eliminate worries over theft, as well as expenses associated with vaults, insurance, transit hazards, and the need for physical space.

There is no lock-up period, daily interest accumulation, and anytime withdrawals with Bybit’s XAUT Flexible Easy Earn, which makes it stand out from other options. Further encouraging smaller holdings to widen their access to gold-backed dividends is the structure of its tiered annual percentage rate (APR).

Bybit Easy Earn enables traders capitalize on future market upsides and establishes the gold standard for on-chain benefits for CEX users. It offers flexibility as well as maximum exposure to yield possibilities because it maximizes exposure to yield chances.

Trend Kriptolar

CitreaCTR

wrapped stUSDTWSTUSDT

Velodrome FinanceVELODROME

BrevisBREV

ZRX（0X）ZRX

PancakeSwapCAKE

İlgili Sorular

QWhat is the new product launched by Bybit and what is its key feature?

ABybit has launched the XAUT Flexible Easy Earn product, which features a boosted Annual Percentage Rate (APR) for tokenized gold holdings.

QWhat is the record price of gold mentioned in the article and how does it relate to the new offering?

AThe record price of gold mentioned is $4,600 per ounce. This price surge is driving increased demand for safe-haven assets, which Bybit to launch this new product with a boosted APR to meet that demand.

QWhat are the specific APR rates offered for different tiers of XAUT holdings?

AEligible users can earn up to 11% APR on holdings between 0.05 to 0.1 XAUT. A basic 1% APR applies to balances greater than 0.1 XAUT.

QList three key advantages of tokenized gold (like XAUT) over physical gold as stated in the article.

AThe three key advantages are: 1) Yield Opportunities through on-chain lending and staking, 2) Fractional Ownership starting from as little as 0.001 XAUT, and 3) Round-the-clock Global Liquidity for trading without banking hour restrictions.

QWhat makes Bybit's XAUT Flexible Easy Earn product stand out in terms of user flexibility?

AIt stands out because it has no lock-up period, offers daily interest accumulation, and allows for withdrawals at any time, providing users with significant flexibility.

İlgili Okumalar

The Impossible Trilemma Is Basically a Pseudo-Problem

The article argues that the core limitation of blockchain technology is not the scalability trilemma, but its fundamental lack of privacy, which acts as a barrier to institutional capital. It defines blockchain as a slow, expensive, shared computer whose primary value is "permissionlessness" (no administrator) and verifiable trust. While this is ideal for native financial assets like stable币, which now process trillions, two critical flaws remain for mainstream adoption: regulatory legitimacy and a default transparency that leaks all financial activity. The author contends that transparency is not a feature but a tax, quantified through MEV extraction, making the public ledger unusable for serious institutions. However, modern cryptography, specifically zero-knowledge proofs, now offers a solution: "provable privacy." This allows users to prove compliance (e.g., solvency, KYC) without revealing underlying data. This fusion of privacy and auditability resolves the transparency-compliant privacy-compliance dichotomy, enabling a purely upgraded system where transactions are verified but not broadcasted. Closing these flaws is presented as the essential bridge to onboard the next wave of trillions in capital.

marsbit8 saat önce

The Impossible Trilemma Is Basically a Pseudo-Problem

marsbit8 saat önce

The "Impossible Triad" Is Fundamentally a Pseudo-Problem

The article argues that blockchain's fundamental limitation is not the scalability trilemma (decentralization, scalability, security), which has been largely solved, but the lack of **privacy** and, until recently, clear **legitimacy**. Blockchain is described as a slow, expensive, globally shared computer whose core value is censorship resistance and verifiability. While ideal for native digital assets like money (e.g., stablecoins), its default transparency acts as a **tax**, exposing all transactions and enabling MEV extraction, which deters serious institutional capital. Simultaneously, its permissionless nature created regulatory ambiguity. The piece contends that **privacy** is the missing critical feature. It rejects the false choice between total transparency and complete anonymity. Modern cryptography (like zero-knowledge proofs) enables **compliant privacy**: users can prove facts (solvency, KYC status, compliance) without revealing the underlying sensitive data (specific holdings, identities). This preserves auditability for regulators and eliminates the leak of financial information. With recent regulatory progress (e.g., the GENIUS Act) addressing legitimacy, adding default, provably compliant privacy becomes a pure upgrade. It transforms blockchain from a costly, public ledger into a confidential settlement layer, finally bridging the gap to mainstream institutional and individual adoption of on-chain finance.

链捕手8 saat önce

The "Impossible Triad" Is Fundamentally a Pseudo-Problem

链捕手8 saat önce

Optical Chips: Collective Capacity Expansion

The global optical chip industry is experiencing a massive wave of expansion driven by surging AI data center demand. Major players across the US, Japan, Europe, and China are aggressively investing to ramp up production capacity. In the US, Coherent is expanding its 6-inch Indium Phosphide (InP) semiconductor fab in Texas, supported by CHIPS Act funding and a $2 billion strategic investment from NVIDIA. Lumentum is building a new factory for InP optical devices, and Nokia is scaling its advanced photonic chip packaging and testing capabilities. NVIDIA's investments aim to secure future supply of critical lasers and optical interconnect products for AI infrastructure. Japan's JX Advanced Metals, a leading InP substrate supplier, plans a multi-billion yen investment to increase its capacity 7-10 times, strengthening its grip on the crucial upstream materials market. In Europe, IQE and Tower Semiconductor settled a patent dispute and signed a multi-year InP epitaxial wafer supply agreement, highlighting that next-generation silicon photonics platforms will integrate high-performance InP components. STMicroelectronics and Sivers Semiconductors are also expanding silicon photonics production and partnerships. China is rapidly building out its domestic supply chain. Dongshan Precision's subsidiary, Source Photonics, announced a $12 billion project to expand optical chip and module production. Companies like Sanan Optoelectronics and Yunnan Germanium are scaling up InP chip manufacturing and substrate production, moving towards vertical integration from materials to modules. While debate continues around the exact future architecture—whether CPO (Co-Packaged Optics), NPO, or pluggables will dominate—analysts like Morgan Stanley argue the underlying driver is unchangeable: the explosive growth in bandwidth demand. This will inevitably increase the volume of optical engines, lasers, and related content per GPU, regardless of the final technical path. The competition for "more light" in the AI era has intensified into a global, full-chain capacity race.

marsbit10 saat önce

Optical Chips: Collective Capacity Expansion

marsbit10 saat önce

Stablecoins Finally Find Real Yield: An In-Depth Look at On-Chain Reinsurance Re | A Conversation with Re Founder Karan Saroya

Stablecoin Real Yield Found: A Deep Dive into On-Chain Reinsurance with Re's Karan Saroya As stablecoin supply exceeds $170 billion, the search for sustainable, non-speculative yield intensifies. Re, an on-chain reinsurance platform, provides an answer: connecting stablecoin capital to the trillion-dollar traditional reinsurance market. Re operates as a regulated reinsurer, accepting stablecoin deposits as collateral to back US insurance companies. These insurers pay premiums, generating yield that flows back to on-chain depositors. Currently supporting 35 insurers and underwriting $500 million, Re projects scaling to over $1 billion soon. Key insights from a Bankless podcast with founder Karan Saroya and investor Avichal of Electric Capital: 1. **Uncorrelated, Real-World Yield:** Re offers stablecoin holders access to reinsurance returns (targeting 12-14%+), an asset class entirely separate from crypto or equity markets. 2. **Operational Efficiency via Smart Contracts:** Re replaces traditional, labor-intensive capital fundraising with smart contracts, allowing a ~12-person team to compete with industry giants. 3. **Regulatory Leverage:** For every $1 of collateral, regulations allow backing $5-7 in written premiums. This leverage amplifies returns from the underlying risk-free rate. 4. **DeFi Integration:** Depositors receive receipt tokens, which can be used in protocols like Morpho for "looping," potentially pushing yields to 18-20%+. 5. **The "DeFi Mullet" Model:** A compliant front-end (regulated reinsurer) paired with a decentralized back-end (smart contracts, DeFi capital markets). 6. **RE Governance Token:** Modeled on Lloyd's of London, the token governs the central capital pool's allocation, counterparty acceptance, and parameters. 7. **Real Economic Impact:** Capital funds real-world productivity (factories, clinics, businesses) via insurance, moving beyond crypto's internal loops. The discussion highlights a pivotal moment: DeFi's supply-side infrastructure is now met by real demand for productive yield, potentially kickstarting a flywheel where vast on-chain stablecoin capital seeks these real-world returns.

链捕手12 saat önce

Stablecoins Finally Find Real Yield: An In-Depth Look at On-Chain Reinsurance Re | A Conversation with Re Founder Karan Saroya

链捕手12 saat önce

1996 or 1999? Walsh's First Test is 'How to View AI'

"1996 or 1999? Wall's First Big Test Is 'How to View AI'" Federal Reserve Chairman Wall's initial challenge is not whether to raise or cut rates, but a more fundamental judgment: what kind of boom is the current AI boom? This will determine the Fed's policy path and define his legacy. Economics is split between two opposing views, according to reporter Nick Timiraos. One sees imminent productivity gains that will increase supply and cool inflation, allowing the Fed to hold steady. The other argues that while productivity benefits are distant, demand shocks are here now, and waiting for data confirmation risks missing the intervention window, forcing sharper rate hikes later. Wall has signaled a leaning toward the first view, echoing 1996-era Alan Greenspan, who embraced strong, productivity-driven growth without fear of inflation. However, Wall faces a different macro environment than Greenspan did, with tariff pressures, expanding fiscal deficits, and diminishing globalization benefits, which could force more significant inflation pressures even if AI benefits materialize. Wall's logic, expressed before taking office, is that AI-driven productivity gains won't show in official data for years. If the Fed waits for confirmation, it might mistakenly tighten policy and choke off the very growth that could suppress inflation. This argues for using forward-looking narratives over lagging data. Chicago Fed President Austan Goolsbee presents a key counter-argument. He distinguishes between expected and unexpected productivity booms. A widely anticipated boom, like the current AI wave, can cause people to spend future wealth gains in advance, overheating the economy before productivity actually rises, thus requiring preemptive rate hikes. He cites rising costs for AI data centers as evidence of such overheating. Fed Governor Christopher Waller offers a rebuttal to Goolsbee, noting the "expected spending" mechanism only works if people can borrow against future income, which many households cannot do due to borrowing constraints. Wall also faces a paradox related to his desire to reduce the Fed's use of "forward guidance" (pre-announcing policy moves). This practice was established in 1999 when Greenspan began signaling hikes to avoid market shocks. If the economy follows a less optimistic path, Wall may be forced to choose between using the guidance he wants to abolish or risking market volatility by staying silent. The ultimate question defining Wall's first major test remains: Is this 1996 or 1999?

marsbit13 saat önce

1996 or 1999? Walsh's First Test is 'How to View AI'

marsbit13 saat önce

İşlemler

Spot

Futures

Popüler Makaleler

APR Nasıl Satın Alınır

HTX.com’a hoş geldiniz! aPriori (APR) satın alma işlemlerini basit ve kullanışlı bir hâle getirdik. Adım adım açıkladığımız rehberimizi takip ederek kripto yolculuğunuza başlayın. 1. Adım: HTX Hesabınızı OluşturunHTX'te ücretsiz bir hesap açmak için e-posta adresinizi veya telefon numaranızı kullanın. Sorunsuzca kaydolun ve tüm özelliklerin kilidini açın. Hesabımı Aç2. Adım: Kripto Satın Al Bölümüne Gidin ve Ödeme Yönteminizi SeçinKredi/Banka Kartı: Visa veya Mastercard'ınızı kullanarak anında aPriori (APR) satın alın.Bakiye: Sorunsuz bir şekilde işlem yapmak için HTX hesap bakiyenizdeki fonları kullanın.Üçüncü Taraflar: Kullanımı kolaylaştırmak için Google Pay ve Apple Pay gibi popüler ödeme yöntemlerini ekledik.P2P: HTX'teki diğer kullanıcılarla doğrudan işlem yapın.Borsa Dışı (OTC): Yatırımcılar için kişiye özel hizmetler ve rekabetçi döviz kurları sunuyoruz.3. Adım: aPriori (APR) Varlıklarınızı SaklayınaPriori (APR) satın aldıktan sonra HTX hesabınızda saklayın. Alternatif olarak, blok zinciri transferi yoluyla başka bir yere gönderebilir veya diğer kripto para birimlerini takas etmek için kullanabilirsiniz.4. Adım: aPriori (APR) Varlıklarınızla İşlem YapınHTX'in spot piyasasında aPriori (APR) ile kolayca işlemler yapın.Hesabınıza erişin, işlem çiftinizi seçin, işlemlerinizi gerçekleştirin ve gerçek zamanlı olarak izleyin. Hem yeni başlayanlar hem de deneyimli yatırımcılar için kullanıcı dostu bir deneyim sunuyoruz.

526 Toplam GörüntülenmeYayınlanma 2025.10.27Güncellenme 2026.06.02

Tartışmalar

HTX Topluluğuna hoş geldiniz. Burada, en son platform gelişmeleri hakkında bilgi sahibi olabilir ve profesyonel piyasa görüşlerine erişebilirsiniz. Kullanıcıların APR (APR) fiyatı hakkındaki görüşleri aşağıda sunulmaktadır.