Telegram Moves Toward Built-In Crypto Payments With TON Pay Launch

TheNewsCrypto2026-02-09 tarihinde yayınlandı2026-02-09 tarihinde güncellendi

Özet

TON Foundation has launched TON Pay, a new payments SDK designed to integrate crypto payments into Telegram’s ecosystem. The wallet-agnostic system enables merchants and Mini App developers to accept Toncoin and Tether’s USDt, aiming to reduce friction in wallet management, settlement, and checkout flows. It targets sub-second transaction times with fees under one cent on average, potentially reaching Telegram’s 1.1 billion monthly users. The system aims to mainstream crypto payments within chats by simplifying adoption. Future updates may include subscriptions and gasless transactions. TON Pay enters a competitive landscape alongside platforms like X and Coinbase’s Base, leveraging Telegram’s vast user base and ease of integration. The open, permissionless network operates under Telegram’s platform policies, with plans to expand beyond Mini Apps and support broader Web3 strategies.

TON Foundation has rolled out TON Pay, a new payments SDK designed to incorporate crypto payments into the Telegram ecosystem. TON Pay’s aim is to turn Telegram into a crypto payment system for Toncoin and other cryptocurrencies. TON Pay is a wallet-agnostic payment system for merchants and Mini App developers. It enables developers to accept Toncoin and Tether’s USDt currencies within Telegram’s Mini Apps.

TON Pay aims to cut down on friction involving wallet management, settlement, and checkout flows. Per the TON Foundation, this SDK makes integration with Telegram Mini Apps simple for everyday commerce. The system aims for sub-second transaction times and fees below one cent on average. TON Pay intends to cover more than 1.1 billion monthly active users on Telegram. The widespread user base of Telegram might enable crypto payments to become mainstream inside chats. To be sure, the project seeks to reduce the barrier to adoption by placing checkout functions directly into the messaging app.

Friction points related to the frequent user, complicated checkouts, and gas fees could be reduced. TON Pay is designed to feel native within Telegram and will support optional merchant tools such as analytics and advanced wallets that are currently in development. For now, TON Pay operates within Telegram Mini Apps, with broader expansion planned. Future updates will probably add support for subscriptions and gasless transactions.

TON Pay Enters Competitive Integrated Payments Landscape

TON Pay’s launch comes at a time when several major platforms are seeking to incorporate crypto payments. Elon Musk’s X has announced a plan for its X Money financial services. Coinbase’s Base is a new app combining social elements with payments and trading. Telegram’s ecosystem also has the ability to incorporate TON Pay to compete with other “everything apps.” TON Pay’s main advantage for merchants will be the ease of development for the ecosystem. There are also concerns by some people about the skepticism surrounding TON, given their previous connections with Telegram.

The TON Foundation argues that, by definition, this network is open and permissionless. Merchants who use the TON Pay system must abide by Telegram’s platform policies. The merchant rules will likely change as the SDK develops. TON Pay’s malleable structure could potentially facilitate compatibility between crypto and fiat payments. Renowned analysts have great expectations that integrated checkouts can potentially accelerate on-chain spend. The proposed rollout strategies include web development beyond Telegram Mini Apps. The rollout of TON Pay can be related to Telegram’s strategy for Web3. It is a wallet-agnostic system aiming to simplify various crypto transactions. TON Pay has originated from Telegram’s potential for developing into a digital payments system.

Highlighted Crypto News:

Vitalik Buterin Says ETH-Backed Algorithmic Stablecoins Qualify as ‘True DeFi’

İlgili Sorular

QWhat is the main purpose of TON Pay's new payments SDK?

AThe main purpose of TON Pay is to incorporate crypto payments into the Telegram ecosystem, turning it into a payment system for Toncoin and other cryptocurrencies, and enabling developers to accept these currencies within Telegram's Mini Apps.

QWhat are some key features and goals of the TON Pay system?

ATON Pay aims to reduce friction in wallet management, settlement, and checkout flows. It targets sub-second transaction times, fees below one cent on average, and plans to serve Telegram's over 1.1 billion monthly active users. It also supports optional merchant tools like analytics and advanced wallets.

QHow does TON Pay fit into the broader competitive landscape of integrated payments?

ATON Pay enters a competitive field where platforms like Elon Musk's X (with X Money) and Coinbase's Base are also incorporating crypto payments. Its main advantage is the ease of development within the Telegram ecosystem, positioning it to compete with other 'everything apps'.

QWhat potential benefits does TON Pay offer for reducing barriers to crypto adoption?

ATON Pay seeks to reduce adoption barriers by integrating checkout functions directly into the Telegram messaging app, simplifying the user experience, and potentially reducing issues like complicated checkouts and gas fees.

QWhat future developments are mentioned for TON Pay beyond its current capabilities?

AFuture updates for TON Pay are planned to include support for subscriptions and gasless transactions, with a broader expansion beyond Telegram Mini Apps into web development, aligning with Telegram's Web3 strategy.

İlgili Okumalar

73% Price Jump and 404% Volume Boom: Can Berachain (BERA) Power Higher?

Despite a broader crypto market sentiment of extreme fear with Bitcoin and Ethereum in bearish zones, Berachain (BERA) has surged 73.47% in the past 24 hours. Breaking through key resistance levels between $0.5092 and $1.40, BERA reached a high of $1.50. It is currently trading around $0.9114, with a market cap of $190.08 million and a 404% increase in daily trading volume, hitting $1 billion. Technical indicators show bullish momentum: the MACD crossover suggests upward trend strength, though the RSI at 85.43 indicates overbought conditions, raising potential pullback risks. Support lies near $0.9093, with resistance at $0.9135. Bullish control appears strong but may face short-term corrections.

TheNewsCrypto8 dk önce

73% Price Jump and 404% Volume Boom: Can Berachain (BERA) Power Higher?

TheNewsCrypto8 dk önce

2026 Prediction Market: The Seven Differentiated Strategies for New Players to Break Through

By 2026, the prediction market landscape is expected to become highly competitive, with new entrants leveraging differentiation to capture market share. Established platforms, while holding liquidity and regulatory advantages, are often burdened by technical debt, creating opportunities for agile newcomers. Differentiation can be achieved across seven key dimensions: 1. **Product Quality**: Superior UX, API stability, transparent fees, and diverse order types. 2. **Asset Variety**: Offering exclusive markets, especially in underserved niches. 3. **Capital Efficiency**: Utilizing yield-bearing collateral and innovative margin mechanisms. 4. **Oracle & Settlement**: Enhancing reliability with hybrid or AI-driven oracles for new markets. 5. **Liquidity Provision**: Incentivizing market makers or adopting pooled liquidity models. 6. **Regulatory Compliance**: Tapping into restricted markets via localized licensing. 7. **Strategic Focus**: Choosing between horizontal (infrastructure-focused) or vertical (end-to-end user experience) approaches. Success will hinge on excelling in one or more of these areas to challenge incumbents.

marsbit11 dk önce

2026 Prediction Market: The Seven Differentiated Strategies for New Players to Break Through

marsbit11 dk önce

Software Stocks Plunge 20%, But I'm Heavily Invested in Adobe and Salesforce

Last week, the software sector lost $1 trillion in market value, with stocks like Shopify, Atlassian, Salesforce, and Adobe plunging. The sell-off was triggered by Anthropic's release of Claude Cowork and OpenAI's similar tools, sparking fears that AI would disrupt traditional software companies. However, the author argues this reaction is irrational panic, drawing parallels to past overreactions: Google’s 40% drop after ChatGPT, Meta’s 70% decline due to TikTok, and Nvidia’s 30% fall after DeepSeek—all of which later rebounded significantly. The author believes established software firms have strong defenses: high switching costs, deep AI integration capabilities, and entrenched trust with enterprise clients. On Thursday, they bought Adobe, Salesforce, ServiceNow, and Microsoft, citing low valuations and robust fundamentals. Adobe trades at half its historical P/E, with $5B in AI revenue. Salesforce’s AI products grew rapidly, and ServiceNow’s subscriptions rose 21% last quarter. Microsoft, despite its OpenAI stake, is undervalued with the lowest P/E among Magnificent Seven stocks. The author views this as a market overreaction and a buying opportunity for high-quality companies.

marsbit16 dk önce

Software Stocks Plunge 20%, But I'm Heavily Invested in Adobe and Salesforce

marsbit16 dk önce

SEC Chair Atkins Signals Crypto Regulatory Coordination, Fraud Focus in 2026 Agenda

SEC Chair Paul Atkins outlined the 2026 regulatory agenda, emphasizing closer coordination with the CFTC on digital assets through "Project Crypto" to reduce overlapping oversight and clarify jurisdictional boundaries under existing laws. The SEC is shifting from broad crypto enforcement to structured rulemaking and interagency cooperation, while maintaining focus on traditional securities violations like fraud and insider trading. The agency is also reviewing corporate disclosure requirements to reduce compliance costs and integrating crypto oversight into broader risk-based supervision rather than standalone examinations.

TheNewsCrypto20 dk önce

SEC Chair Atkins Signals Crypto Regulatory Coordination, Fraud Focus in 2026 Agenda

TheNewsCrypto20 dk önce

US Jobs Data Clarifies Fed Rate Cut Stand, Crypto Prices Fumble Further

US jobs data for January 2026 exceeded expectations, with nonfarm payrolls rising by 130,000—significantly above the 55,000 forecast—and unemployment dipping to 4.3%. The strong report reduced the likelihood of a Federal Reserve rate cut in March, with rates expected to remain between 3.50% and 3.75% until at least June. While stocks and bonds reacted positively, the crypto market declined slightly, with its total cap falling to $2.3 trillion. Bitcoin traded around $67,000, with concerns it may drop below $65,000. Major altcoins showed mixed movements. The strong economic data may further dampen investor appetite for riskier assets like cryptocurrencies.

TheNewsCrypto28 dk önce

US Jobs Data Clarifies Fed Rate Cut Stand, Crypto Prices Fumble Further

TheNewsCrypto28 dk önce

İşlemler

Spot

Futures

Popüler Makaleler

TON Nasıl Satın Alınır

HTX.com’a hoş geldiniz! The Open Network (TON) satın alma işlemlerini basit ve kullanışlı bir hâle getirdik. Adım adım açıkladığımız rehberimizi takip ederek kripto yolculuğunuza başlayın. 1. Adım: HTX Hesabınızı OluşturunHTX'te ücretsiz bir hesap açmak için e-posta adresinizi veya telefon numaranızı kullanın. Sorunsuzca kaydolun ve tüm özelliklerin kilidini açın. Hesabımı Aç2. Adım: Kripto Satın Al Bölümüne Gidin ve Ödeme Yönteminizi SeçinKredi/Banka Kartı: Visa veya Mastercard'ınızı kullanarak anında The Open Network (TON) satın alın.Bakiye: Sorunsuz bir şekilde işlem yapmak için HTX hesap bakiyenizdeki fonları kullanın.Üçüncü Taraflar: Kullanımı kolaylaştırmak için Google Pay ve Apple Pay gibi popüler ödeme yöntemlerini ekledik.P2P: HTX'teki diğer kullanıcılarla doğrudan işlem yapın.Borsa Dışı (OTC): Yatırımcılar için kişiye özel hizmetler ve rekabetçi döviz kurları sunuyoruz.3. Adım: The Open Network (TON) Varlıklarınızı SaklayınThe Open Network (TON) satın aldıktan sonra HTX hesabınızda saklayın. Alternatif olarak, blok zinciri transferi yoluyla başka bir yere gönderebilir veya diğer kripto para birimlerini takas etmek için kullanabilirsiniz.4. Adım: The Open Network (TON) Varlıklarınızla İşlem YapınHTX'in spot piyasasında The Open Network (TON) ile kolayca işlemler yapın.Hesabınıza erişin, işlem çiftinizi seçin, işlemlerinizi gerçekleştirin ve gerçek zamanlı olarak izleyin. Hem yeni başlayanlar hem de deneyimli yatırımcılar için kullanıcı dostu bir deneyim sunuyoruz.

516 Toplam GörüntülenmeYayınlanma 2024.12.10Güncellenme 2025.03.21

Tartışmalar

HTX Topluluğuna hoş geldiniz. Burada, en son platform gelişmeleri hakkında bilgi sahibi olabilir ve profesyonel piyasa görüşlerine erişebilirsiniz. Kullanıcıların TON (TON) fiyatı hakkındaki görüşleri aşağıda sunulmaktadır.