Cross River habilitará pagos P2P y servicios bancarios para X Money

cointelegraph2026-07-27 tarihinde yayınlandı2026-07-27 tarihinde güncellendi

Özet

Cross River anunció el lunes que proporcionará la infraestructura bancaria para X Money, la plataforma de servicios financieros que se integra en X. Esto permitirá pagos entre usuarios, cuentas con intereses aseguradas por la FDIC y tarjetas de débito Visa. La compañía, que ofrece infraestructura financiera integrada para pagos, tarjetas, préstamos y criptomonedas, señaló que su plataforma bancaria respaldará el servicio. Esto forma parte del impulso de X para convertirse en una "aplicación para todo", con una infraestructura diseñada para admitir más productos financieros en el futuro. Elon Musk había confirmado en mayo de 2025 que X Money estaba en pruebas beta limitadas, enfatizando la necesidad de "extremo cuidado" con los ahorros de los usuarios. El servicio se expandió a una beta externa limitada en marzo de 2026, rumbo a un lanzamiento más amplio. Musk ha estado promocionando X Money desde al menos 2022, tras su adquisición de Twitter como un "acelerante" para crear X. Desde entonces, la plataforma ha obtenido licencias para transmitir dinero en más de 40 estados de EE. UU. y se registró ante la FinCEN para habilitar pagos entre usuarios. El anuncio actual no menciona soporte para criptomonedas o stablecoins.

Cross River anunció el lunes que proporcionará la infraestructura bancaria para X Money, la plataforma de servicios financieros que se está integrando en X, permitiendo pagos entre pares, cuentas con intereses aseguradas por la FDIC y tarjetas de débito Visa.

La empresa declaró que su plataforma bancaria y sistemas de pagos impulsarán el servicio mientras X continúa su impulso para convertirse en una "aplicación para todo", con una infraestructura diseñada para soportar productos y servicios financieros adicionales con el tiempo.

Cross River proporciona infraestructura financiera integrada para pagos, tarjetas, préstamos y servicios de criptomonedas a empresas fintech y de tecnología a través de su plataforma bancaria regulada y sistemas de pagos. El anuncio no mencionó soporte para criptomonedas o stablecoins.

Elon Musk confirmó en mayo de 2025 que X Money había entrado en una fase limitada de pruebas beta, diciendo que el lanzamiento inicial sería limitado porque se necesitaba un "cuidado extremo" al manejar los ahorros de los usuarios. El servicio se expandió a una beta externa limitada en marzo de 2026 antes de un lanzamiento más amplio.

Musk ha estado insinuando X Money desde al menos 2022, cuando describió su adquisición de Twitter como "un acelerador para crear X, la aplicación para todo". Desde entonces, X ha obtenido licencias de transmisor de dinero en más de 40 estados de EE. UU. y se ha registrado en la Red de Ejecución de Delitos Financieros para habilitar pagos entre pares en la plataforma.

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İlgili Sorular

Q¿Qué servicios financieros proporcionará Cross River a X Money?

ACross River proporcionará infraestructura bancaria para X Money, incluyendo pagos entre personas (P2P), cuentas de ahorro con seguro de la FDIC y tarjetas de débito Visa.

Q¿Cuál es el objetivo de X al integrar X Money en su plataforma?

AEl objetivo de X es convertirse en una 'aplicación para todo', integrando una plataforma de servicios financieros con una infraestructura diseñada para añadir más productos y servicios en el futuro.

Q¿Cuándo confirmó Elon Musk que X Money estaba en fase de pruebas beta limitadas?

AElon Musk confirmó en mayo de 2025 que X Money había entrado en una fase de pruebas beta limitadas.

Q¿Qué requisitos regulatorios ha cumplido X para habilitar pagos P2P en su plataforma?

AX ha obtenido licencias de transmisor de dinero en más de 40 estados de EE.UU. y se ha registrado en la Red de Ejecución de Delitos Financieros (FinCEN) para habilitar pagos entre personas en su plataforma.

Q¿Menciona el anuncio de Cross River algún soporte para criptomonedas o stablecoins?

ANo, el anuncio no menciona soporte para criptomonedas o stablecoins.

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