Cross River将为X Money提供点对点支付和银行服务支持

cointelegraph2026-07-27 tarihinde yayınlandı2026-07-27 tarihinde güncellendi

Özet

金融科技银行Cross River宣布，将为X公司旗下的金融服务平台X Money提供银行基础设施支持。X Money正被整合进社交媒体平台X，此举旨在推动X转型为“万能应用”。Cross River的银行平台与支付网络将支持X Money推出P2P支付、联邦存款保险公司（FDIC）承保的计息账户以及Visa借记卡等服务。该公司表示，其基础设施设计也支持未来推出更多金融产品。 X Money已于2025年5月进入有限范围的内部测试，并于2026年3月启动小范围外部测试，为全面发布做准备。埃隆·马斯克自2022年起便透露打造“万能应用”的愿景，X平台目前已在美国超过40个州获得货币传输牌照，并已在金融犯罪执法网络注册，以支持其P2P支付功能。公告中未提及对加密货币或稳定币的支持。

Cross River周一宣布，将为X平台正在整合的金融服务平台X Money提供银行基础设施，支持点对点支付、FDIC保险的计息账户以及Visa借记卡功能。

该公司表示，其银行平台和支付渠道将为该服务提供支持，随着X持续推进成为“万能应用”的计划，其基础设施旨在随着时间推移支持更多的金融产品和服务。

Cross River通过其受监管的银行平台和支付渠道，为金融科技和科技公司提供支付、卡业务、贷款和加密货币服务的嵌入式金融基础设施。此次公告未提及对加密货币或稳定币的支持。

埃隆·马斯克在2025年5月证实X Money已进入有限范围的Beta测试，表示初期推广将受限，因为处理用户储蓄时需要“极度谨慎”。该服务于2026年3月扩大至有限的外部Beta测试，为更广泛推出做准备。

马斯克至少从2022年起就开始预告X Money，当时他将收购Twitter描述为“加速创建万能应用X的催化剂”。此后，X已在全美超过40个州获得货币转账牌照，并在金融犯罪执法网络注册，以在平台上启用点对点支付功能。

杂志报道：彼得·勃兰特精准预测比特币熊市结束之日

Trend Kriptolar

CitreaCTR

wrapped stUSDTWSTUSDT

İlgili Sorular

QCross River 将为 X Money 提供哪些具体的银行基础设施支持？

ACross River 将利用其受监管的银行平台和支付通道，为 X Money 提供支持点对点支付、由 FDIC 承保的计息账户以及 Visa 借记卡的银行基础设施。

Q为什么 Elon Musk 对 X Money 的初期推广持谨慎态度？

A因为 Musk 认为处理用户的储蓄需要“极度谨慎”，所以初期推广被限制在有限的范围内，进入小范围的测试阶段。

Q为了支持 X Money 的金融服务，X 公司在监管合规方面做了哪些准备？

AX 公司已经在美国超过 40 个州获得了货币转账许可证，并在金融犯罪执法网络进行了注册，以使其平台上能够启用点对点支付。

Q根据 Cross River 的说明，X Money 的服务基础设施设计考虑了未来的什么？

A其基础设施被设计成能够支持未来新增的金融产品和服务，这与 X 旨在成为“万能应用”的愿景一致。

Q这篇文章中提到的 Cross River 公告，是否包含对加密货币或稳定币的支持？

A没有，这篇公告没有提及对加密货币或稳定币的支持。

İlgili Okumalar

2026 Mid-Year Report On-Chain RWA: Tokenized Stock Market Cap Doubles in a Year, But 90% of Rights Are Hollow Shells

The 2026 Mid-Year Report on On-Chain RWA highlights a significant growth in tokenized stock market capitalization, which nearly doubled from $951 million in March to $1.89 billion by July. However, the report reveals a fundamental contradiction in this "layer 2.5" ecosystem: products with the strongest legal foundation (like regulated U.S. infrastructure) lack liquidity and distribution, while freely tradable offshored wrapper products often lack substantive ownership rights. The increase is driven largely by a few products (SECZ, FGRS, STRCx) and platforms (Ondo, xStocks, Securitize collectively hold over 85% share). While distributed value across networks like Ethereum, Solana, and BNB Chain has grown, the market remains fragmented. Products referencing the same underlying asset (e.g., Apple stock) are distinct legal liabilities with different intermediaries and jurisdictional rules, offering varying degrees of legal claim. The report cautions that headline numbers are misleading, as they reflect changes in distributed token value—driven by issuance, conversions, and price movements—not pure investor inflows. True "canonical shares" with legal ownership, wide wallet distribution, institutional liquidity, and independent on-chain price discovery do not yet exist at scale. Tokenized treasuries show stronger product-market fit, and ETFs may be easier to scale than single stocks. The core takeaway is a trade-off: legal certainty versus liquidity and composability.

marsbit16 dk önce

2026 Mid-Year Report On-Chain RWA: Tokenized Stock Market Cap Doubles in a Year, But 90% of Rights Are Hollow Shells

marsbit16 dk önce

Attention, Bitcoin Users! Today's Hack May Be Larger Than You Think. Here's What to Do

Bitcoin users are urged to take immediate action following the disclosure of a critical security vulnerability. Hardware wallet manufacturer Coinkite has revealed a flaw in the seed phrase generation process for certain Coldcard Mk3 devices running firmware versions 4.0.1 through 5.0.3. All bitcoin addresses created from seed phrases generated on these potentially affected devices are now considered at risk. This warning coincides with an ongoing investigation into a major hack that drained approximately 1,082.65 BTC (worth roughly $70.2 million at the time) from 1,196 single-signature wallets in just 41 minutes on July 30. Security analysts believe the coordinated thefts, which used identical transaction fees and left no change, were executed by an automated tool scanning for compromised private keys. Notably, this attack occurred about 30 hours before Coinkite's public disclosure of the Coldcard vulnerability, raising concerns of a possible connection. Experts strongly recommend that impacted Coldcard Mk3 users do not consider their old seed phrase safe. The advised course of action is to generate a completely new, secure seed phrase on a trusted, modern hardware wallet and then transfer all funds to addresses derived from this new seed. Simply moving the old, potentially compromised seed to a new device is not sufficient.

cryptonews.ru2 saat önce

Attention, Bitcoin Users! Today's Hack May Be Larger Than You Think. Here's What to Do

cryptonews.ru2 saat önce

Bitcoin in August: Experts Expect Range Testing, Not a Quick Reversal

Experts anticipate Bitcoin will remain under pressure in August, lacking momentum for a sustained rally after a partial July recovery. The price, trading around $63.5k, is seen stuck in a $60-65k range. Analysts cite a challenging macro environment of high U.S. rates, persistent inflation, and a strong dollar as key headwinds, alongside record ETF outflows. Historically, August is a weak month for crypto. Experts outline three main scenarios: a base case of sideways movement between $58-68k (50% probability), a bearish drop to $50-55k (30%), or a bullish push toward $71-75k (20%). Key levels to watch are support at $60-61k and resistance at $67k. While some see current prices as attractive for long-term accumulation, most warn of potential short-term downside, with a retest of $60k or even a fall toward $53k possible. A decisive market turnaround is not expected before Q4, making August a month for testing key levels rather than a major breakout.

cryptonews.ru2 saat önce

Bitcoin in August: Experts Expect Range Testing, Not a Quick Reversal

cryptonews.ru2 saat önce

Coldcard Hardware Wallet Hacked: 594 Bitcoin Withdrawn in 25 Minutes

The Coldcard hardware wallet has been compromised, with hackers stealing approximately 594.5 Bitcoin (~$40 million) from 500 addresses in just 25 minutes. The root cause was a critical software bug, undetected for five years, which disabled the device's secure chip for generating true random numbers. This led to the creation of private keys based on predictable data like the processor's serial number, drastically reducing cryptographic security. The attackers exploited this offline by brute-forcing possible seed phrases, finding active addresses on the public ledger, and signing transactions. Initially, Coinkite (Coldcard's maker) claimed only older models were at risk but later admitted all devices running the compromised firmware were vulnerable. CEO Rodolphe Novak (NVK) apologized but ruled out financial compensation for affected users. To secure funds, owners must urgently update their firmware to specific safe versions, generate a completely new seed phrase on the updated device, and transfer all assets to new addresses created with that new seed. While a BIP-39 passphrase can help, it does not replace this migration process. Other Coinkite products like TAPSIGNER were not affected. This incident underscores that even specialized hardware requires rigorous, independent code audits, especially for cryptographic functions. It parallels past failures, like a 2006 OpenSSL bug in Debian, and raises questions about whether automated code analysis can ever fully replace human scrutiny in critical security areas.

cryptonews.ru2 saat önce

Coldcard Hardware Wallet Hacked: 594 Bitcoin Withdrawn in 25 Minutes

cryptonews.ru2 saat önce

Tether (USDT) Publishes Anticipated Financial Results for the Second Quarter! Here's Its Current Status and Assets

Tether, the world's largest stablecoin issuer, has published its Q2 2026 financial results. According to an independent audit by BDO, the company reported a net operating profit of approximately $1.5 billion and an excess of assets over liabilities totaling $4.11 billion. As of June 30, 2026, the circulating supply of USDT was roughly $184.6 billion, marking an increase of about $446 million from the prior quarter. Tether now holds over 60% of the global stablecoin market share. The $1.5 billion profit was primarily generated from U.S. Treasury bills and repurchase agreements. Total assets stood at approximately $187.75 billion against liabilities of $183.64 billion, with $183.62 billion of liabilities tied to issued digital tokens. Key actions during the quarter included a reduction of secured loans by $2.38 billion (down 15%) and an addition of 14 tons to its physical gold holdings, bringing the total to over 146 tons. CEO Paolo Ardoino reaffirmed that USDT remains fully backed by reserves despite market volatility. He also noted that the company is undergoing a comprehensive independent audit with one of the "Big Four" accounting firms.

cryptonews.ru3 saat önce

Tether (USDT) Publishes Anticipated Financial Results for the Second Quarter! Here's Its Current Status and Assets

cryptonews.ru3 saat önce

İşlemler

Spot

Popüler Makaleler

RIVER Nasıl Satın Alınır

HTX.com’a hoş geldiniz! River (RIVER) satın alma işlemlerini basit ve kullanışlı bir hâle getirdik. Adım adım açıkladığımız rehberimizi takip ederek kripto yolculuğunuza başlayın. 1. Adım: HTX Hesabınızı OluşturunHTX'te ücretsiz bir hesap açmak için e-posta adresinizi veya telefon numaranızı kullanın. Sorunsuzca kaydolun ve tüm özelliklerin kilidini açın. Hesabımı Aç2. Adım: Kripto Satın Al Bölümüne Gidin ve Ödeme Yönteminizi SeçinKredi/Banka Kartı: Visa veya Mastercard'ınızı kullanarak anında River (RIVER) satın alın.Bakiye: Sorunsuz bir şekilde işlem yapmak için HTX hesap bakiyenizdeki fonları kullanın.Üçüncü Taraflar: Kullanımı kolaylaştırmak için Google Pay ve Apple Pay gibi popüler ödeme yöntemlerini ekledik.P2P: HTX'teki diğer kullanıcılarla doğrudan işlem yapın.Borsa Dışı (OTC): Yatırımcılar için kişiye özel hizmetler ve rekabetçi döviz kurları sunuyoruz.3. Adım: River (RIVER) Varlıklarınızı SaklayınRiver (RIVER) satın aldıktan sonra HTX hesabınızda saklayın. Alternatif olarak, blok zinciri transferi yoluyla başka bir yere gönderebilir veya diğer kripto para birimlerini takas etmek için kullanabilirsiniz.4. Adım: River (RIVER) Varlıklarınızla İşlem YapınHTX'in spot piyasasında River (RIVER) ile kolayca işlemler yapın.Hesabınıza erişin, işlem çiftinizi seçin, işlemlerinizi gerçekleştirin ve gerçek zamanlı olarak izleyin. Hem yeni başlayanlar hem de deneyimli yatırımcılar için kullanıcı dostu bir deneyim sunuyoruz.

538 Toplam GörüntülenmeYayınlanma 2026.01.16Güncellenme 2026.06.02

Tartışmalar

HTX Topluluğuna hoş geldiniz. Burada, en son platform gelişmeleri hakkında bilgi sahibi olabilir ve profesyonel piyasa görüşlerine erişebilirsiniz. Kullanıcıların RIVER (RIVER) fiyatı hakkındaki görüşleri aşağıda sunulmaktadır.